Carrier data
American Equity Investment Life Insurance Company carrier data
Use this page to check the carrier rating, see which products we track, and jump into the rate pages when you need the full table.
Current rating
A+
A.M. Best - A+
Tracked products
16
16 tracked products across FIA and MYGA families
Reviewed
June 9, 2026
Rate pages update as the site refreshes.
Carrier Snapshot
The basic carrier facts in one place.
Carrier
American Equity Investment Life Insurance Company
Registry status
Live products available
Product Map
Tracked pages
15 FIA product pages, 1 MYGA product page
Product families
AssetShield, IncomeShield, EstateShield, GuaranteeShield
Enhancement fields
Performance Rate Rider, bonus variants, income-rider product family
State-specific links
EstateShield 9 and EstateShield 10 are related state-specific pages
Financial Strength
The current rating view beside the product lineup.
- Category
- A+
Rating value returned by the current rate feed.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate data.
Product Highlights
Short notes pulled from our product pages.
AssetShield 5
A short-surrender (five-year) fixed indexed annuity from an A-rated carrier, structured for accumulation rather than guaranteed income — no GLWB rider, no Protected Income Value, with a cap-, participation-, and trigger-led index menu spanning S&P 500, Nasdaq-100, Dow Jones, and several proprietary volatility-controlled indexes, plus an optional fee-bearing 'Performance Rate Rider' enhancement on most strategies.
Open product pageAmerican Equity GuaranteeShield
A multi-year guaranteed annuity from American Equity at an A.M. Best A rating, offering flat declared rates at 3 and 5-year terms with an annual free-withdrawal allowance, nursing-home and terminal-illness waivers, and a 5-year surrender ladder.
Open product pageAssetShield 7
A seven-year-surrender fixed indexed annuity from an A-rated carrier in American Equity's accumulation-focused AssetShield family — no income rider, a broad crediting menu spanning S&P 500, Nasdaq-100, Dow Jones, and several proprietary volatility-controlled indexes, with an optional fee-bearing Performance Rate Rider that lifts caps and participation rates.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
AssetShield
5, 7, 9, 10, and bonus variants
Compare the plain rate beside any PRR or bonus version; the higher headline number belongs with the fee or tradeoff.
IncomeShield
7, 9, 10, and Bonus 10
IncomeShield is the family to open first when the buyer needs rider-led income detail.
EstateShield
9 and 10
These are linked as related state-specific pages rather than merged into one carrier-level row.
MYGA Products
GuaranteeShield
Fixed-rate MYGA page
Use the MYGA product page for the term menu, current declared rate, and surrender schedule.
Live Coverage
Product Coverage
Products we track for this carrier. Full rate tables stay on product list and product detail pages.
A000PN
AssetShield 5
- Coverage
- ARHQ product page
- Live signal
- Tracked
A000PP
AssetShield 7
- Coverage
- ARHQ product page
- Live signal
- Tracked
A000PR
AssetShield 9
- Coverage
- Live rate feed
- Live signal
- 11.75% Best cap
A000PT
AssetShield 10
- Coverage
- Live rate feed
- Live signal
- 11.75% Best cap
A0038U
AssetShield Bonus 5 Option 1
- Coverage
- ARHQ product page
- Live signal
- Tracked
A0038W
AssetShield Bonus 5 Option 2
- Coverage
- ARHQ product page
- Live signal
- Tracked
A0038Y
AssetShield Bonus 5 Option 3
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001E9
AssetShield Bonus 9
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001E7
AssetShield Bonus 10
- Coverage
- ARHQ product page
- Live signal
- Tracked
A000RE
IncomeShield 7
- Coverage
- ARHQ product page
- Live signal
- Tracked
A000RH
IncomeShield 9
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002YK
IncomeShield 10
- Coverage
- ARHQ product page
- Live signal
- Tracked
A000PH
IncomeShield Bonus 10
- Coverage
- ARHQ product page
- Live signal
- Tracked
A000RA
American Equity GuaranteeShield
- Coverage
- Live rate feed
- Live signal
- 3.75% Rate
A001BH
EstateShield 9
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA000RO
EstateShield 10
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataImportant Notes
Items that may differ from older reviews, cached pages, or carrier materials.
AssetShield and IncomeShield family members are separate products with their own term, bonus, and rider tradeoffs.
EstateShield 9 and EstateShield 10 are linked as related state-specific pages, so state availability should be checked on the product page.
Optional enhancement rates should be read with the matching fee or rider field, not as plain no-fee rates.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
American Equity Investment Life Insurance Company Product Families
Product-list pages carry the full tables, filters, and detail links.
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