Carrier data
American Life carrier data
Use this page to check the carrier rating, see which products we track, and jump into the rate pages when you need the full table.
Current rating
A+
A.M. Best - A+
Tracked products
6
6 tracked FIA products
Reviewed
June 9, 2026
Rate pages update as the site refreshes.
Carrier Snapshot
The basic carrier facts in one place.
Carrier
American Life
Registry status
Live products available
Product Map
Tracked pages
6 FIA product pages
Product families
American Select, Max Growth
Product types
Fixed indexed annuities
Variant handling
Bonus and surrender-term variants are separate pages, not state-specific siblings
Financial Strength
The current rating view beside the product lineup.
- Category
- A+
Rating value returned by the current rate feed.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate data.
Product Highlights
Short notes pulled from our product pages.
American Select
An accumulation-focused fixed indexed annuity from a smaller B++ carrier offering a recognizable S&P 500 annual point-to-point cap plus a broad menu of proprietary participation-rate strategies, sold in two surrender-length variants and available in thirty states.
Open product pageAmerican Select Bonus
A seven-year, B++-rated bonus FIA that credits an up-front premium bonus subject to a seven-year vesting recapture, with a crediting menu that pairs a recognizable S&P 500 annual point-to-point cap against a broad lineup of proprietary participation-rate indexes.
Open product pageAmerican Select Bonus Plus 7
A seven-year-surrender accumulation FIA from a B++-rated carrier built around an upfront premium bonus vested over the same seven years, no income rider, and a deep crediting menu pairing recognizable S&P 500 cap and participation options with proprietary volatility-controlled indexes from Goldman Sachs, S&P MARC, Nasdaq, and Janus SG.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Lineup
American Select
Base, Bonus, Bonus Plus 7, Bonus Plus 10
The family gives readers one comparison set, but each variant keeps its own product page and rate row.
Max Growth
Base and Bonus
Use the product pages to compare bonus economics against the plain accumulation version.
Live Coverage
Product Coverage
Products we track for this carrier. Full rate tables stay on product list and product detail pages.
A0032Z
American Select
- Coverage
- ARHQ product page
- Live signal
- Tracked
A00336
American Select Bonus
- Coverage
- ARHQ product page
- Live signal
- Tracked
A00338
American Select Bonus Plus 7
- Coverage
- ARHQ product page
- Live signal
- Tracked
A0033E
American Select Bonus Plus 10
- Coverage
- ARHQ product page
- Live signal
- Tracked
A0033A
Max Growth
- Coverage
- ARHQ product page
- Live signal
- Tracked
A0033C
Max Growth Bonus
- Coverage
- ARHQ product page
- Live signal
- Tracked
Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Several carriers start with American, so this page leans on exact product names and product IDs to avoid mixing product lists.
The American Select variants share a family, but they are not treated as state-specific duplicates.
No American Life MYGA page is currently attached to this carrier profile.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
American Life Product Families
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