Carrier data
American National Life Insurance Company carrier data
Use this page to check the carrier rating, see which products we track, and jump into the rate pages when you need the full table.
Current rating
A+
A.M. Best - A+
Tracked products
12
12 tracked products across FIA and MYGA families
Reviewed
June 9, 2026
Rate pages update as the site refreshes.
Carrier Snapshot
The basic carrier facts in one place.
Carrier
American National Life Insurance Company
Registry status
Live products available
Product Map
Tracked pages
7 FIA product pages, 5 MYGA product pages
FIA families
Strategy Indexed Plus, ASIA Plus, Rate Certainty, Smart Start Accumulator
MYGA families
Palladium MYG, Palladium Match, MYG Max, WealthQuest Citadel
State-specific links
No related state-specific page pairs are currently attached
Financial Strength
The current rating view beside the product lineup.
- Category
- A+
Rating value returned by the current rate feed.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate data.
Product Highlights
Short notes pulled from our product pages.
Strategy Indexed Plus 7
A seven-year-surrender fixed indexed annuity from a tri-agency-rated American National with a real optional GLWB rider in two flavors, a day-one premium bonus that lifts the income base, and a mixed cap-and-participation index menu underneath.
Open product pagePalladium MYG
A multi-year guaranteed annuity from American National at an A.M. Best A rating, offering flat declared rates at 3, 5, 7, and 10-year terms with an annual free-withdrawal allowance and a 9-year surrender ladder.
Open product pageStrategy Indexed Plus 10
An income-led, long-surrender fixed indexed annuity from a multi-agency-rated carrier whose central feature is a choice of two optional GLWB lifetime-income riders, with a broad crediting menu (S&P 500 cap and participation, Nasdaq-100 cap, plus proprietary participation strategies) backing the account value.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
Strategy Indexed Plus
7 and 10
The numbers mark different surrender-term products, so the product pages stay separate.
ASIA Plus
NY-only product page
It is not cross-linked as a simple NY version of Strategy Indexed Plus because the strategy menu differs.
Smart Start Accumulator
Base, Plus, Plus with Fee
The plus versions are product variants, not state-specific page pairs.
MYGA Products
Palladium
MYG, Match, MYG Max
These are separate product pages in the same fixed-rate family.
WealthQuest Citadel
5 Diamond and 7 Diamond
Term differences stay on separate pages so the current rate and surrender rows remain readable.
Live Coverage
Product Coverage
Products we track for this carrier. Full rate tables stay on product list and product detail pages.
A000ES
Strategy Indexed Plus 7
- Coverage
- ARHQ product page
- Live signal
- Tracked
A000EW
Strategy Indexed Plus 10
- Coverage
- ARHQ product page
- Live signal
- Tracked
A000KB
ASIA Plus
- Coverage
- ARHQ product page
- Live signal
- Tracked
A0024B
Rate Certainty Annuity
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002QM
Smart Start Accumulator
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002QX
Smart Start Accumulator Plus
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002ZN
Smart Start Accumulator Plus With Fee
- Coverage
- ARHQ product page
- Live signal
- Tracked
A00148
Palladium MYG
- Coverage
- Live rate feed
- Live signal
- 5.30% Rate
A0014B
WealthQuest Citadel 5 Diamond
- Coverage
- Live rate feed
- Live signal
- 4.35% Eff. Yield
A0014K
WealthQuest Citadel 7 Diamond
- Coverage
- Live rate feed
- Live signal
- 4.48% Eff. Yield
A001VQ
Palladium Match MYG
- Coverage
- Live rate feed
- Live signal
- 5.25% Rate
A002QJ
Palladium MYG Max
- Coverage
- Live rate feed
- Live signal
- 5.40% Rate
Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
American National and ANICO labels refer to the same carrier page on ARHQ.
ASIA Plus and Strategy Indexed Plus are not merged even though the state footprints are complementary; their product structures differ.
Smart Start plus versions are product variants, so compare the bonus and fee fields on the product pages.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
American National Life Insurance Company Product Families
Product-list pages carry the full tables, filters, and detail links.
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