Carrier data
Americo carrier data
Use this page to check the carrier rating, see which products we track, and jump into the rate pages when you need the full table.
Current rating
A
A.M. Best - A
Tracked products
10
10 tracked products across FIA and MYGA families
Reviewed
June 9, 2026
Rate pages update as the site refreshes.
Carrier Snapshot
The basic carrier facts in one place.
Carrier
Americo
Registry status
Live products available
Product Map
Tracked pages
8 FIA product pages, 2 MYGA product pages
FIA families
Americo Elite, Growth Commander, LibertyMark Freedom, OptiMark
MYGA families
Platinum Assure
State-specific links
LibertyMark, OptiMark, and Platinum Assure include related state-specific pages
Financial Strength
The current rating view beside the product lineup.
- Category
- A
Rating value returned by the current rate feed.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate data.
Product Highlights
Short notes pulled from our product pages.
Elite 5
A ten-year-surrender accumulation fixed indexed annuity from an A-rated carrier, built entirely on participation-rate crediting across sector indexes (Health Care, Technology, Biotech, Real Estate) plus the S&P 500, with no income rider, no premium bonus, and no cap-rate strategies on the menu.
Open product pagePlatinum Assure
A straightforward multi-year guaranteed annuity from an A-rated carrier, offered in multiple guarantee-period lengths with a term-scoped surrender ladder, an MVA, and a small annual free-withdrawal allowance — broadly filed across 49 jurisdictions (every US state plus the District of Columbia, except California and New York).
Open product pageGrowth Commander 10
A ten-year, accumulation-only fixed indexed annuity from an A.M. Best A-rated carrier pairing a recognizable no-fee S&P 500 annual point-to-point cap with proprietary volatility-controlled indexes and optional 'with fee' allocation-charge variants — no income rider, no premium bonus, no market value adjustment.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
Growth Commander
6 and 10
Different surrender terms stay on separate pages.
LibertyMark Freedom
7, 10, and 10 LT
The 10 and 10 LT pages are linked because the state split matters to availability.
OptiMark
Base and LT
Use the related product link when the issue state belongs on the alternate filing.
MYGA Products
Platinum Assure
Standard and CA pages
The California filing is split out so surrender and free-withdrawal terms do not get blended with the broader page.
Live Coverage
Product Coverage
Products we track for this carrier. Full rate tables stay on product list and product detail pages.
A00360
Elite 5
- Coverage
- ARHQ product page
- Live signal
- Tracked
A00281
Growth Commander 10
- Coverage
- Live rate feed
- Live signal
- 11.70% Best cap
A0027Z
Growth Commander 6
- Coverage
- Live rate feed
- Live signal
- 11.60% Best cap
A002ZR
LibertyMark Freedom 10
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002ZV
LibertyMark Freedom 10 Lt
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002ZP
LibertyMark Freedom 7
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002WI
OptiMark
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA002WL
OptiMark Lt
- Coverage
- ARHQ product page
- Live signal
- Tracked
This product page links to a related state-specific product page when one exists.
View product dataA001NW
Platinum Assure
- Coverage
- Live rate feed
- Live signal
- 5.50% Rate
This product page links to a related state-specific product page when one exists.
View product dataA001OI
Platinum Assure CA
- Coverage
- Live rate feed
- Live signal
- 5.45% Rate
This product page links to a related state-specific product page when one exists.
View product dataImportant Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Some Americo products have related state-specific pages; open the product page before relying on availability or surrender terms.
Platinum Assure uses the same marketing name on two filings, so ARHQ names the California page separately.
Growth Commander and Americo Elite are separate FIA products with their own surrender and crediting rows.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
Americo Product Families
Product-list pages carry the full tables, filters, and detail links.
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