Carrier data
Axonic Insurance Services (AIS) carrier data
Use this page to check the carrier rating, see which products we track, and jump into the rate pages when you need the full table.
Current rating
A-
A.M. Best - A-
Tracked products
6
5 tracked products across FIA and MYGA families
Reviewed
June 9, 2026
Rate pages update as the site refreshes.
Carrier Snapshot
The basic carrier facts in one place.
Carrier
Axonic Insurance Services (AIS)
Registry status
Live products available
Product Map
Tracked pages
3 FIA product pages, 2 MYGA product pages
FIA families
Trailhead FIA
MYGA families
Waypoint, Incline
State-specific links
No related state-specific page pairs are currently attached
Financial Strength
The current rating view beside the product lineup.
- Category
- A-
Rating value returned by the current rate feed.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate data.
Product Highlights
Short notes pulled from our product pages.
Trailhead FIA
An accumulation-focused, ten-year fixed indexed annuity from A.M. Best A- rated Axonic Insurance Services, built around a no-fee S&P 500 annual point-to-point cap plus a wide menu of participation-rate strategies on the S&P 500 and four additional indexes, with no lifetime-income rider in the design.
Open product pageWaypoint MYGA
A multi-year guaranteed annuity from an A- rated carrier offering 3-, 5-, 7-, and 10-year guarantee periods with premium-banded rates, a 10-year year-by-year-declining surrender ladder, an MVA, a 10% annual free-withdrawal allowance, and standard nursing-home and terminal-illness waivers — filed in 44 of 51 jurisdictions, with a $100,000 minimum premium for the headline-tier rate.
Open product pageTrailhead FIA Plus
A premium-bonus accumulation fixed indexed annuity from A- rated Axonic Insurance Services, built around an S&P 500 Index annual point-to-point cap plus participation alternatives on proprietary volatility-controlled and thematic indexes, with a day-one premium bonus vested on a multi-year cliff and no lifetime-income rider in the design.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
Trailhead FIA
Base, Plus, Enhanced Premium Bonus
The plus versions are product variants with different bonus and surrender economics, not state-specific duplicates.
MYGA Products
Waypoint
MYGA page
Compare current declared rates and surrender terms on the product page.
Incline
MYGA page
Incline stays separate from Waypoint because the rate sheet and contract terms differ.
Live Coverage
Product Coverage
Products we track for this carrier. Full rate tables stay on product list and product detail pages.
A002MH
Trailhead FIA
- Coverage
- ARHQ product page
- Live signal
- Tracked
A0035M
Trailhead FIA Plus
- Coverage
- ARHQ product page
- Live signal
- Tracked
A0037U
Trailhead FIA Plus With Enhanced Premium Bonus
- Coverage
- ARHQ product page
- Live signal
- Tracked
A002G5
Waypoint MYGA
- Coverage
- Live rate feed
- Live signal
- 5.70% Rate
A002OW
Incline MYGA
- Coverage
- Live rate feed
- Live signal
- 5.55% Rate
A003CG
Incline Advisory MYGA
- Coverage
- Live rate feed
- Live signal
- 5.75% Rate
Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Trailhead FIA Plus and Trailhead FIA Plus with Enhanced Premium Bonus are separate product variants, not duplicate state pages.
Waypoint and Incline are separate MYGA products with their own rate sheets and surrender terms.
Some older Axonic reviews may use AmFirst/Axonic naming; use the current Axonic Insurance Services product pages for rate and term details.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
Axonic Insurance Services (AIS) Product Families
Product-list pages carry the full tables, filters, and detail links.
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