AM Best A- rated
Capitol Life Insurance Company Annuities — A- Rated
Capitol Life Insurance Company is an AM Best A--rated annuity carrier. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.
Current rating
A-
AM Best
Annuity products
0
Registry pending
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- Carrier
- Capitol Life Insurance Company
- Registry status
- Carrier profile available
Financial Strength
Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.
- Effective
- July 30, 2024
Rating value stored in the carrier profile.
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Carrier Profile
About Capitol Life Insurance Company
Capitol Life Insurance Company, founded in 1906 and now headquartered in Dallas, Texas, operates as a wholly-owned subsidiary of Liberty Bankers Insurance Group. Known for its financial strength and conservative approach, the company specializes in retirement and life insurance solutions designed to provide long-term security and peace of mind. Its core product offerings include Multi-Year Guaranteed Annuities (MYGAs) with guaranteed interest rates for 3, 5, or 7 years, Fixed Deferred Annuities for tax-deferred accumulation, Single Premium Whole Life for estate and legacy planning, Traditional Whole Life Insurance with lifelong coverage and cash value growth, and Final Expense Insurance to cover burial and end-of-life costs. Capitol Life continues to serve individuals and families seeking dependable financial products for the future.
Financial Strength In Plain English
As of July 30, 2024, Liberty Bankers Life Insurance Company maintains an A- (Excellent) rating from AM Best, accompanied by a Stable Outlook. This rating reflects the company’s solid financial foundation, prudent investment practices, and strong ability to meet ongoing insurance obligations. First rated by AM Best on June 29, 1992, Liberty Bankers has consistently demonstrated reliable performance in underwriting, capitalization, and risk management. The stable outlook indicates expectations of continued financial strength and operational soundness.
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Capitol Life Insurance Company Product Families
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Fixed Indexed Annuities
FIAIndexed-crediting products with caps, participation rates, floors, and rider fields.
View Fixed Indexed Annuity ratesMulti-Year Guaranteed Annuities
MYGAGuaranteed-rate products by term, state, premium band, and filing.
View Multi-Year Guaranteed Annuity ratesImmediate Annuities
SPIASingle-premium income quotes and payout context.
View Immediate Annuity ratesDeferred Income Annuities
DIADeferred income and QLAC-style quote paths.
View Deferred Income Annuity ratesFree Comparison Report
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