A.M. Best A- rated · 12 products

Delaware Life Annuities — A- Rated

Delaware Life is an A.M. Best A--rated annuity carrier. The current lineup includes 12 fixed indexed and multi-year guaranteed annuity products. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.

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Current rating

A-

A.M. Best

Annuity products

12 products across FIA and MYGA families

Reviewed

June 9, 2026

Product lineup reviewed against current rates.

Lineup Snapshot

Available annuity families and product-type context.

Product pages: 9 FIA product pages, 3 MYGA product pages
Product families: Momentum Growth, Apex Control, Apex MYGA, DualTrack Income, Growth Pathway, Pinnacle Plus MYGA, PrimeStart Bonus, Retirement Stages Select, plus 3 more
Product types: FIA, MYGA

Financial Strength

A.M. Best A-

Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.

Product Highlights

Current Annuity Highlights

Loading current rates, rider rows, index choices, and contract terms.

Carrier Profile

About Delaware Life

Overview: Delaware Life was founded in 2013 and is a member of Group 1001. Its current annuity lineup is broad and clearly split: 9 fixed indexed annuities plus 3 MYGAs. That makes Delaware Life more useful for buyers comparing contract design than for buyers looking for a single headline rate.

Product lineup: The FIA lineup includes accumulation products such as Target Growth 10, Growth Pathway, Momentum Growth, and Momentum Growth Plus, plus income-oriented products such as DualTrack Income, TruePath Income, and Target Income Choice. The MYGA side is Apex MYGA, Apex Control, and Pinnacle Plus MYGA. The key distinction is product purpose: the Apex/Pinnacle products are fixed-rate contracts, while the income FIAs need rider and payout analysis.

Notable live products: Current MYGA rate data shows Apex MYGA at 5.40%, Pinnacle Plus MYGA at 5.40%, and Apex Control at 5.35%. In the income-rider comparison rows, TruePath Income shows a 7.34% withdrawal-rate signal, Target Income Choice shows 6.20%, and DualTrack Income shows 6.15%. Those income figures are not MYGA rates; they need to be read with rider design, deferral assumptions, and fees.

Who it may fit: Delaware Life may fit buyers who want one A- rated carrier with several ways to solve different jobs: accumulation FIAs, income-rider FIAs, and fixed-rate MYGAs. It is less ideal for someone who wants the highest rating tier or who is not willing to compare similar-sounding products whose rider menus and surrender rules are meaningfully different.

Financial Strength In Plain English

The live rating data shows A.M. Best A- for Delaware Life. Delaware Life public materials and recent AM Best commentary also point to A- strength context for the Group 1001 life and annuity group, with a positive outlook noted in 2025. In plain English, A- is a strong, investment-grade insurance-strength tier, but it is below A and A+ carriers, so any rate or income-rider advantage should be weighed against the rating tier and the specific contract terms.

ARHQ Notes

From Our Coverage

First-party review context and product-page notes, kept separate from current rate tables.

Product Highlights

Short notes from product pages.

FIAIncomeA002B5

DualTrack Income

A ten-year-surrender, income-rider-led fixed indexed annuity from A-rated Delaware Life, built to deliver a Guaranteed Lifetime Withdrawal Benefit payout after a deferral period, with all crediting on proprietary volatility-controlled indexes rather than an uncontrolled S&P 500.

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MYGASafetyA002NS

Apex Control

A multi-year guaranteed annuity from A-rated Delaware Life with 3-, 5-, and 7-year terms, contractually fixed rates, and standard nursing-home / terminal-illness surrender-charge waivers — Delaware Life's newer Apex chassis, positioned alongside the Apex MYGA shelf.

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FIAAccumulationA000N9

Growth Pathway

A seven-year-surrender fixed indexed annuity from A-rated Delaware Life, built for index-linked accumulation across cap and participation strategies on the S&P 500 plus a mix of proprietary participation benchmarks and an Invesco QQQ Trust exposure, with no income rider and no premium bonus.

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Features

Index options, riders, and term choices pulled into one quick scan.

FIA Products

Momentum Growth

2 product pages

Momentum Growth, Momentum Growth Plus

DualTrack Income