Carrier data
GBU Life carrier data
Use this page to check the carrier rating, see which products we track, and jump into the rate pages when you need the full table.
Current rating
B
A.M. Best - B
Tracked products
6
3 tracked products across FIA and MYGA families
Reviewed
June 9, 2026
Rate pages update as the site refreshes.
Carrier Snapshot
The basic carrier facts in one place.
Carrier
GBU Financial Life Insurance Company
Tracked products
3
Product types
FIA, MYGA
Product Map
Tracked pages
2 FIA product pages, 1 MYGA product page
Product families
Asset Guard, Asset Guard Fixed Index Annuity, Future Flex Fixed Index Annuity
Product types
FIA, MYGA
State-specific links
No related state-specific page pairs are currently attached
Financial Strength
The current rating view beside the product lineup.
- Category
- B
Rating value returned by the current rate feed.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate data.
Product Highlights
Short notes pulled from our product pages.
Asset Guard Fixed Index Annuity
A short four-year-surrender fixed indexed annuity from GBU Life, an A-minus-rated fraternal carrier, built for accumulation across a small menu of Barclays-proprietary volatility-controlled indexes with annual and two-year point-to-point participation crediting, plus a fixed account — no built-in income rider and no premium bonus.
Open product pageAsset Guard
A multi-term multi-year guaranteed annuity from GBU Life — an A-minus-rated fraternal carrier — offering guaranteed two- through five-year fixed rates on a single contract, with a generous annual free-withdrawal allowance and the standard MYGA safety chassis.
Open product pageFuture Flex Fixed Index Annuity
A short four-year-surrender fixed indexed annuity from GBU Life, an A-minus-rated fraternal carrier, built for accumulation across a small menu of Barclays-proprietary volatility-controlled indexes with annual and two-year point-to-point participation crediting, plus a fixed account — no built-in income rider and no premium bonus.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
Asset Guard Fixed Index Annuity
Asset Guard Fixed Index Annuity
Open the product page for live rates, state availability, and term-specific detail.
Future Flex Fixed Index Annuity
Future Flex Fixed Index Annuity
Open the product page for live rates, state availability, and term-specific detail.
MYGA Products
Asset Guard
Asset Guard
Open the product page for live rates, state availability, and term-specific detail.
Live Coverage
Product Coverage
Products we track for this carrier. Full rate tables stay on product list and product detail pages.
A001W1
Asset Guard Fixed Index Annuity
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001W7
Future Flex Fixed Index Annuity
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001BW
Asset Guard
- Coverage
- Live rate feed
- Live signal
- 5.20% Rate
A001BZ
Future Flex 8
- Coverage
- Live rate feed
- Live signal
- 5.60% Rate
A001C1
Future Flex 5
- Coverage
- Live rate feed
- Live signal
- 5.05% Rate
A001BY
Future Flex Classic
- Coverage
- Live rate feed
- Live signal
- 4.60% Rate
Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
GBU Life has FIA and MYGA pages with similar Asset Guard naming, so check the product type before comparing rates.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
No related state-specific product-page links are currently attached to this carrier profile.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
GBU Life Product Families
Product-list pages carry the full tables, filters, and detail links.
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