Carrier data
Guaranty Income Life carrier data
Use this page to check the carrier rating, see which products we track, and jump into the rate pages when you need the full table.
Current rating
B++
A.M. Best - B++
Tracked products
5
5 tracked products across FIA and MYGA families
Reviewed
June 9, 2026
Rate pages update as the site refreshes.
Carrier Snapshot
The basic carrier facts in one place.
Carrier
Guaranty Income Life Insurance Company
Tracked products
5
Product types
FIA, MYGA
Product Map
Tracked pages
4 FIA product pages, 1 MYGA product page
Product families
WealthChoice, Guaranty Rate Lock, WealthChoice 10 No Bonus, WealthChoice 10 With Premium Bonus
Product types
FIA, MYGA
State-specific links
No related state-specific page pairs are currently attached
Financial Strength
The current rating view beside the product lineup.
- Category
- B++
Rating value returned by the current rate feed.
ARHQ Notes
From Our Coverage
First-party review context and product-page notes, kept separate from current rate data.
Product Highlights
Short notes pulled from our product pages.
WealthChoice 10 No Bonus
A ten-year fixed indexed annuity from Guaranty Income Life Insurance Company — the non-bonus variant of the ten-year WealthChoice chassis, built around an S&P 500 annual point-to-point cap with a bailout-cap renewal protection and three contractual surrender waivers.
Open product pageGuaranty Rate Lock
A multi-year guaranteed annuity from Guaranty Income Life Insurance Company with an eight-term menu (3 through 10 years), a 5-year surrender schedule that matches the lead 5-year guarantee period exactly, an annual free-withdrawal allowance, and three contractual surrender waivers.
Open product pageWealthChoice 10 With Premium Bonus
A ten-year fixed indexed annuity from Guaranty Income Life Insurance Company — the premium-bonus variant of the ten-year WealthChoice chassis, with an up-front bonus credit that is funded by a lower headline cap on the S&P 500 annual point-to-point strategy.
Open product pageFeatures
Features
Index options, riders, and term choices pulled into one quick scan.
FIA Products
WealthChoice
2 product pages
WealthChoice 5, WealthChoice 7
WealthChoice 10 No Bonus
WealthChoice 10 No Bonus
Open the product page for live rates, state availability, and term-specific detail.
WealthChoice 10 With Premium Bonus
WealthChoice 10 With Premium Bonus
Open the product page for live rates, state availability, and term-specific detail.
MYGA Products
Guaranty Rate Lock
Guaranty Rate Lock
Open the product page for live rates, state availability, and term-specific detail.
Live Coverage
Product Coverage
Products we track for this carrier. Full rate tables stay on product list and product detail pages.
A001GC
WealthChoice 10 No Bonus
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001GE
WealthChoice 10 With Premium Bonus
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001G4
WealthChoice 5
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001G7
WealthChoice 7
- Coverage
- ARHQ product page
- Live signal
- Tracked
A001GG
Guaranty Rate Lock
- Coverage
- Live rate feed
- Live signal
- 4.80% Rate
Important Notes
Items that may differ from older reviews, cached pages, or carrier materials.
Guaranty Income Life combines WealthChoice FIA pages with one fixed-rate Guaranty Rate Lock page.
Bonus and no-bonus WealthChoice pages should be compared with the product-page rate and surrender details visible.
Ranked screens may show fewer products after state, premium, product type, strategy, and ranking filters.
Similar product names stay on separate pages when the data maps them as distinct products or contract versions.
No related state-specific product-page links are currently attached to this carrier profile.
Source Links
Carrier and ARHQ product pages used for this profile.
Browse
Guaranty Income Life Product Families
Product-list pages carry the full tables, filters, and detail links.
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