A.M. Best A++ rated
USAA Life Insurance Company Annuities — A++ Rated
USAA Life Insurance Company is an A.M. Best A++-rated annuity carrier. Below: current annuity rates, financial-strength ratings, product reviews when available, and the full lineup.
Current rating
A++
A.M. Best
Annuity products
0
Registry pending
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- Carrier
- USAA Life Insurance Company
- Registry status
- Carrier profile available
Financial Strength
Financial-strength ratings reflect an insurer's claims-paying ability, not the performance of any annuity contract.
- Effective
- August 2025
Rating value stored in the carrier profile.
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Carrier Profile
About USAA Life Insurance Company
USAA Life Insurance Company, founded in 1963 and headquartered in San Antonio, Texas, is a subsidiary of USAA (United Services Automobile Association) — a Fortune 500 financial services group serving military members, veterans, and their families. USAA Life specializes in life insurance, annuities, and retirement solutions, offering competitive fixed and variable annuity products that emphasize safety, predictable returns, and tax-deferred accumulation.
The company operates in all 50 states, with USAA Life Insurance Company of New York serving New York residents through state-specific filings. USAA’s products are known for combining financial strength, disciplined risk management, and customer-first service, maintaining a reputation as one of the most trusted names in the insurance and retirement industry.
Financial Strength In Plain English
USAA Life’s A++ (Superior) rating from A.M. Best reflects its exceptional financial strength, conservative investment portfolio, and long history of consistent capital management. Its AA+ ratings from S&P and Fitch, and Aa1 from Moody’s, indicate very strong claims-paying ability and minimal credit risk. All major agencies maintain a Stable outlook, underscoring confidence in USAA’s long-term financial stability and disciplined underwriting practices.
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USAA Life Insurance Company Product Families
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Fixed Indexed Annuities
FIAIndexed-crediting products with caps, participation rates, floors, and rider fields.
View Fixed Indexed Annuity ratesMulti-Year Guaranteed Annuities
MYGAGuaranteed-rate products by term, state, premium band, and filing.
View Multi-Year Guaranteed Annuity ratesImmediate Annuities
SPIASingle-premium income quotes and payout context.
View Immediate Annuity ratesDeferred Income Annuities
DIADeferred income and QLAC-style quote paths.
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