Example annual review result

MYGA annual review: $300,000 with $1,800 in disclosed charges

An example MYGA annual review using user-entered statement values and $1,800 of hypothetical statement-disclosed charges; the charges are context and are not added back to the change calculation. The complete arithmetic is included in this prepared example.

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Cash-flow-adjusted change

+$21,000

+7% of beginning value

Income-target coverage

66.7%

User-entered income ÷ user-entered target

Product family

MYGA

User-reported hypothetical—not verified contract identity

User-entered statement inputs

These are illustrative visitor inputs, not CANNEX values, verified statements, forecasts, or carrier-approved figures.

Beginning value: $300,000
Ending value: $309,000
Additional premium: $0
Total distributions: $12,000
Income received: $12,000
Disclosed charges: $1,800
Annual income target: $18,000

MYGA contract context

A MYGA's declared interest guarantee applies for its stated contract term, subject to contract terms and the issuing insurer's claims-paying ability. It is not a bank deposit and is not FDIC-insured. Confirm the renewal, withdrawal, market value adjustment, and surrender provisions in the contract.

Current market context for this annuity category

CANNEX via AdvisorWorld supplies a count of public rate changes for the selected annuity category during the last 30 days. It is general market context, not evidence about this hypothetical holding, not a benchmark, and not a substitute for its statement or contract.

30-day events

169

Selected category only

Products / carriers

23 / 8

Distinct products and carriers in this 30-day view

Direction counts

25 up · 0 down

Added 118 · removed 26 · changed 0

Data date

July 16, 2026

Verified source date, never the time you view the page

Methodology and formula notes

Cash-flow-adjusted statement change = ending value + total distributions − additional premium − beginning value. For this example: $309,000 + $12,000 − $0 − $300,000 = +$21,000.

The percentage divides that change by beginning value. It is not time-weighted or dollar-weighted performance. Income received is already a subset of total distributions and is not added twice. Disclosed charges are shown as user-reported context and are not added back because statement values are treated as net.

Data source and cadence

Only the 30-day change counts for the selected annuity category are live data: CANNEX via AdvisorWorld. Current information refreshes every 10 minutes; this prepared scenario refreshes daily.

Every holding figure is the visitor's own hypothetical input. The visible as-of label appears only when the source supplies a verified data date; the time you view the page is never displayed as source freshness.

How to cite this tool

Suggested citation: “AnnuityRatesHQ, ‘MYGA annual review: $300,000 with $1,800 in disclosed charges,’ cash-flow-adjusted annual statement review with CANNEX market-event context via AdvisorWorld, July 16, 2026, https://annuityrateshq.com/annual-review-report/myga-annual-review-300k-with-1800-disclosed-charges.”

State that holding values and contract terms are visitor-entered hypotheses. This permalink preserves the inputs but is not a frozen or immutable data citation; include the visible data date when citing live context.

Embed this exact annual review

Copy the full snippet. It preserves every user input and includes a visible AnnuityRatesHQ source link.

<iframe src="https://annuityrateshq.com/embed/annual-review-report?productFamily=MYGA&beginningValue=300000&endingValue=309000&additionalPremium=0&totalDistributions=12000&incomeReceived=12000&disclosedCharges=1800&annualIncomeTarget=18000" title="AnnuityRatesHQ annual review report" loading="lazy" width="100%" height="780" style="border:0"></iframe>
<p><a href="https://annuityrateshq.com/annual-review-report?productFamily=MYGA&beginningValue=300000&endingValue=309000&additionalPremium=0&totalDistributions=12000&incomeReceived=12000&disclosedCharges=1800&annualIncomeTarget=18000">Powered by AnnuityRatesHQ</a></p>

Attribution preview: Powered by AnnuityRatesHQ

Questions this review does not answer

It does not calculate personal performance, taxes, market value adjustments, surrender value, future renewals, replacement economics, liquidity needs, suitability, or a product recommendation. Guarantees depend on the issuing insurer's claims-paying ability and contract terms.

Is the cash-flow-adjusted change an investment return?

No. It is ending value plus total distributions, minus additional premium and beginning value. It is not time-weighted or dollar-weighted performance.

Are the statement figures live carrier data?

No. Beginning value, ending value, premium, distributions, income, charges, and income target are explicitly user-entered hypothetical figures. Only the 30-day market context for the selected annuity category comes from CANNEX via AdvisorWorld.

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