Allianz Life Insurance Company of North America
5 current products
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Live RILA directory
Compare current RILA products from CANNEX. RILAs can expose contract value to market losses beyond a stated buffer or floor, so they stay separate from principal-protected fixed index annuities.
RILA rate finder
Choose a protection structure and term. Every percentage below is normalized from the current feed and tied to its index and segment term.
Current segment terms
Buffer and floor segments remain separate because their downside tradeoffs are not comparable. Select a product name to inspect its full current strategy menu.
S&P 500 Index · 1-year term · buffered
20% buffer
11.75% cap · 100% participation
MSCI EAFE Index · 6-year term · buffered
20% buffer
120% participation
Nasdaq-100 Index · 6-year term · buffered
20% buffer
80% participation
S&P 500 Index · 6-year term · buffered
20% buffer
100% participation
MSCI EAFE Index · 1-year term · buffered
20% buffer
70% participation
Nasdaq-100 Index · 1-year term · buffered
20% buffer
58% participation
S&P 500 Index · 1-year term · buffered
20% buffer
65% participation
MSCI EAFE Index · 1-year term · buffered
10% buffer
23% cap · 100% participation
S&P 500 Index · 1-year term · buffered
0% floor
6.75% cap · 100% participation
J.P. Morgan Mozaic II Index · 1-year term · Strategy A 90% Protection Level
-10% floor
355% participation · 1% spread
S&P 500 Index · 1-year term · Adaptive Floor
-10% floor
11.75% cap · 100% participation
S&P 500 Index · 1-year term · Adaptive Floor
-10% floor
12.75% cap · 100% participation
S&P 500 Index · 1-year term · Performance Lock Available
-10% floor
13.5% cap · 100% participation
S&P 500 Index · 1-year term · Performance Lock Available
-10% floor
14% cap · 100% participation
Buffers and floors limit or define downside exposure; they do not guarantee that contract value cannot decline. Open a product page for current protection, crediting, state, premium-band, and disclosure details.
Reviewing an annual statement? Run the free statement-figure checkup. Its calculations use only visitor-entered values; family-level change events are market context, not evidence about a specific contract.
Current product coverage
5 current products
4 current products
6 current products
Brighthouse Shield Level II 3-Year Annuity
Brighthouse Shield Level II 6-Year Annuity
Brighthouse Shield Level II 6-Year Annuity NY
NY identifies the New York filing.
Brighthouse Shield Level II Advisory Annuity
Brighthouse Shield Level Pay Plus II
Brighthouse Shield Level Pay Plus II Advisory
2 current products
5 current products
1 current product
2 current products
4 current products
7 current products
Lincoln Level Advantage 2 Advisory
Lincoln Level Advantage 2 Advisory NY
NY identifies the New York filing.
Lincoln Level Advantage 2 Advisory Select
Lincoln Level Advantage 2 B-Share
Lincoln Level Advantage 2 B-Share NY
NY identifies the New York filing.
Lincoln Level Advantage 2 Income Advisory
Lincoln Level Advantage 2 Income B-Share
5 current products
2 current products
1 current product
2 current products
2 current products
6 current products
2 current products
3 current products
Market activity
Yes. A RILA can lose value when an index decline exceeds a buffer or under the selected floor and contract terms. It is not a principal-protected FIA.
A buffer absorbs the first stated portion of a decline. A floor caps the segment loss at the stated amount. They are opposite mechanics and should not share one rate leaderboard.
No. A cap limits credited upside. Actual results depend on index performance, participation, segment terms, fees, and downside protection.