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Live RILA directory

Registered Index-Linked Annuities

Compare current RILA products from CANNEX. RILAs can expose contract value to market losses beyond a stated buffer or floor, so they stay separate from principal-protected fixed index annuities.

59 current products17 issuing carriers July 16, 2026

RILA rate finder

Compare like-for-like protection

Choose a protection structure and term. Every percentage below is normalized from the current feed and tied to its index and segment term.

Current segment terms

Buffer and floor choices

Buffer and floor segments remain separate because their downside tradeoffs are not comparable. Select a product name to inspect its full current strategy menu.

Buffer segments

Product and segmentCurrent terms

20% buffer

11.75% cap · 100% participation

20% buffer

120% participation

20% buffer

80% participation

20% buffer

100% participation

20% buffer

70% participation

20% buffer

58% participation

20% buffer

65% participation

10% buffer

23% cap · 100% participation

Floor segments

Product and segmentCurrent terms

0% floor

6.75% cap · 100% participation

Defined Protection Annuity 2.0Nationwide Life Insurance Company

J.P. Morgan Mozaic II Index · 1-year term · Strategy A 90% Protection Level

-10% floor

355% participation · 1% spread

-10% floor

11.75% cap · 100% participation

-10% floor

12.75% cap · 100% participation

Index AchieverMassMutual Ascend Life Insurance Company

S&P 500 Index · 1-year term · Performance Lock Available

-10% floor

13.5% cap · 100% participation

Index Frontier 5 PlusMassMutual Ascend Life Insurance Company

S&P 500 Index · 1-year term · Performance Lock Available

-10% floor

14% cap · 100% participation

RILA risk is different from FIA protection

Buffers and floors limit or define downside exposure; they do not guarantee that contract value cannot decline. Open a product page for current protection, crediting, state, premium-band, and disclosure details.

Reviewing an annual statement? Run the free statement-figure checkup. Its calculations use only visitor-entered values; family-level change events are market context, not evidence about a specific contract.

Current product coverage

Current RILA products

Market activity

Recent RILA rate movements

No RILA segment movements are available for this period.

RILA research and comparisons

RILA FAQs

Can a RILA lose principal?

Yes. A RILA can lose value when an index decline exceeds a buffer or under the selected floor and contract terms. It is not a principal-protected FIA.

What is the difference between a buffer and a floor?

A buffer absorbs the first stated portion of a decline. A floor caps the segment loss at the stated amount. They are opposite mechanics and should not share one rate leaderboard.

Is a RILA cap a guaranteed return?

No. A cap limits credited upside. Actual results depend on index performance, participation, segment terms, fees, and downside protection.