Registered index-linked annuities
Prudential Financial RILA Products
Compare registered index-linked annuities in the current carrier catalog, with available crediting rates and downside protection terms from CANNEX. Buffers and floors can limit market losses under contract rules; they are not fixed guaranteed rates.
6 verified products · lineup incomplete
Protection, cap, participation, and index terms can vary by state, premium band, and segment. Information current as of July 16, 2026.
Current Product Lineup
RILA products in the current catalog
Source: current CANNEX RILA data. Information current as of July 16, 2026. Rates are scenario-sensitive and should be confirmed against the current carrier contract, prospectus, and state contract version before purchase.
RILA data status: July 16, 2026
Source: current CANNEX RILA data. Rates vary by state, premium band, issue age, index segment, and crediting term. Caps, participation rates, buffers, floors, and spreads can change and are point-in-time contract mechanics, not guaranteed yields. Educational only; not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured.
Current RILA data is temporarily incomplete.
Verified products remain visible, but some current details are temporarily unavailable. This lineup may be incomplete, and a missing figure does not mean the carrier has no RILA products.
RILA
FlexGuard
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
1
Prudential's original FlexGuard accumulation RILA with buffered equity segments and several crediting designs.
What stands out
Buffered segments cover the S&P 500 and several domestic and international equity exposures.
What to watch
Losses beyond the selected buffer reduce contract value.
View current RILA strategy details
RILA
FlexGuard 2.0
Buffer
10%
S&P 500 Index · 1-yr point-to-point
Highest cap
19.5%
S&P 500 Index · 1-yr point-to-point
Indexes
1
An expanded Prudential FlexGuard RILA with buffered market exposure and a broad crediting menu.
What stands out
The expanded menu includes cap, participation-with-cap, tiered, step, and spread-enhanced designs.
What to watch
Buffer protection absorbs only the defined first layer of loss.
View current RILA strategy details
RILA
FlexGuard Income
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
1
Prudential's income-oriented FlexGuard RILA with a current lifetime-withdrawal benefit and buffered market segments.
What stands out
The current Index Linked Variable Income Benefit adds a lifetime-withdrawal path to the FlexGuard RILA chassis.
What to watch
The income benefit carries a rider charge and its payout depends on the requested issue scenario.
View current RILA strategy details
RILA
FlexGuard Income 2.0
Buffer
10%
S&P 500 Index · 6Y crediting
Indexes
1
FlexGuard Income 2.0 is the Income 2.0 contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives FlexGuard Income 2.0 buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View current RILA strategy details
RILA
FlexGuard Income Select
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
1
FlexGuard Income Select is the Income Select contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives FlexGuard Income Select buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View current RILA strategy details
RILA
FlexGuard New York
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
1
FlexGuard New York is the New York FlexGuard contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives FlexGuard New York buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View current RILA strategy details