Registered index-linked annuities
Brighthouse Financial RILA Products
Compare registered index-linked annuities in the current carrier catalog, with available crediting rates and downside protection terms from CANNEX. Buffers and floors can limit market losses under contract rules; they are not fixed guaranteed rates.
6 verified products · lineup incomplete
Protection, cap, participation, and index terms can vary by state, premium band, and segment. Information current as of July 16, 2026.
Current Product Lineup
RILA products in the current catalog
Source: current CANNEX RILA data. Information current as of July 16, 2026. Rates are scenario-sensitive and should be confirmed against the current carrier contract, prospectus, and state contract version before purchase.
RILA data status: July 16, 2026
Source: current CANNEX RILA data. Rates vary by state, premium band, issue age, index segment, and crediting term. Caps, participation rates, buffers, floors, and spreads can change and are point-in-time contract mechanics, not guaranteed yields. Educational only; not advice, a quote, or a carrier-approved illustration. Guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured.
Current RILA data is temporarily incomplete.
Verified products remain visible, but some current details are temporarily unavailable. This lineup may be incomplete, and a missing figure does not mean the carrier has no RILA products.
RILA
Brighthouse Shield Level II 3-Year Annuity
Buffer
15%
S&P 500 Index · 3Y crediting
Highest cap
16.5%
Russell 2000 Index · 1-yr point-to-point
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
4
Brighthouse Shield Level II 3-Year Annuity is the three-year Shield contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level II 3-Year Annuity buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View current RILA strategy details
RILA
Brighthouse Shield Level II 6-Year Annuity
Buffer
25%
S&P 500 Index · 6Y crediting
Highest cap
20%
MSCI EAFE Index · 1-yr point-to-point
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
4
Brighthouse Shield Level II 6-Year Annuity is the national six-year Shield contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level II 6-Year Annuity buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View current RILA strategy details
RILA
Brighthouse Shield Level II 6-Year Annuity NY
NY identifies the New York filing.
Buffer
25%
S&P 500 Index · 6Y crediting
Highest cap
20%
MSCI EAFE Index · 1-yr point-to-point
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
4
Brighthouse Shield Level II 6-Year Annuity NY is the New York six-year Shield contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level II 6-Year Annuity NY buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View current RILA strategy details
RILA
Brighthouse Shield Level II Advisory Annuity
Buffer
25%
S&P 500 Index · 6Y crediting
Highest cap
23%
MSCI EAFE Index · 1-yr point-to-point
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
4
Brighthouse Shield Level II Advisory Annuity is the advisory Shield Level II contract version, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level II Advisory Annuity buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View current RILA strategy details
RILA
Brighthouse Shield Level Pay Plus II
Buffer
25%
S&P 500 Index · 6Y crediting
Highest cap
22%
Russell 2000 Index · 1-yr point-to-point
Highest participation
100%
S&P 500 Index · 1-yr point-to-point
Indexes
4
Brighthouse Shield Level Pay Plus II is the Level Pay Plus II contract version with an optional lifetime-income rider, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level Pay Plus II buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View current RILA strategy details
RILA
Brighthouse Shield Level Pay Plus II Advisory
Buffer
15%
S&P 500 Index · 2Y crediting
Indexes
1
Brighthouse Shield Level Pay Plus II Advisory is the advisory Level Pay Plus II contract version with an optional lifetime-income rider, pairing SEC-registered market-linked growth potential with defined downside terms; contract value can rise or fall.
What stands out
A defined-protection strategy menu gives Brighthouse Shield Level Pay Plus II Advisory buyers a choice of market-linked segments rather than a single declared return.
What to watch
This registered index-linked annuity can lose money. Its downside rule limits specified segment losses; it does not make principal fully protected.
View current RILA strategy details