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Compare current FIA income-rider strategies for age 65, a 0-year deferral, and California, ordered by A.M. Best rating.
The answer below uses current FIA income data checked for the matching annuity type.
First by selected lens
Allianz Life Insurance Company of North America
Retirement Foundation ADV
Lifetime withdrawal rate
8.05%
Contractual withdrawal mechanic—not a yield or return.
Disclosed annual rider fee
1.25%
No fee is inferred when AW omits it.
Ordering lens: A.M. Best rating, then withdrawal rate. This is a user-selected ordering rule, not a suitability score or recommendation. Missing fees sort after disclosed fees under the lower-fee lens.
#1 by selected lens
Retirement Foundation ADV
Source-described rider
RFA Income Benefit - Level Income · GLWB
#2 by selected lens
Capital Income
Source-described rider
GLWB Level Payouts · GLWB
#3 by selected lens
Power 7 Protector Plus Income
Source-described rider
Lifetime Income Choice - Max Income · GLWB
#4 by selected lens
Power 10 Protector Plus Income
Source-described rider
Lifetime Income Choice - Max Income · GLWB
#5 by selected lens
ForeIncome II
Source-described rider
Lifestyle Guaranteed Income Builder Benefit · GLWB
#6 by selected lens
ForeIncome II Advisory
Source-described rider
Lifestyle Guaranteed Income Builder Benefit · GLWB
#7 by selected lens
Power Select Advisory
Source-described rider
Lifetime Income Plus Flex · GLWB
#8 by selected lens
F&G SecureIncome® 7
Source-described rider
SecureIncome EGMWB · GLWB
A lifetime withdrawal rate applies to the contract’s supported income or benefit base under its rider terms. It is not a return, not necessarily a percentage of premium, and not enough by itself to calculate annual income. This tool therefore does not invent income-base growth or dollar income.
Current CANNEX FIA income strategies delivered through AdvisorWorld are filtered to the selected age, deferral, and state. Products with a conflicting or unverified family are excluded. Withdrawal rates above 20% and rider fees outside 0%–5% are also excluded. The selected ordering lens changes rank order only.
For stable current market context, cite the statistics hub’s tracked MYGA and FIA market coverage and retain its immutable as-of verification URL. That count is context only and never substitutes an accumulation rate for this FIA-income result.
“AnnuityRatesHQ, FIA income strategies at age 65 by carrier rating in California, current CANNEX FIA income-rider data via AdvisorWorld, ordered by A.M. Best rating, then withdrawal rate, data date July 16, 2026.” Link to this page and call the displayed percentage a lifetime withdrawal rate—not a return.
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Data date: July 16, 2026. Educational comparison only—not financial advice, a recommendation, quote, or carrier-approved illustration. Confirm the exact benefit profile, state version, rider fee, issue ages, joint rules, RMD treatment, and contract terms before acting. Guarantees depend on the issuing insurer’s claims-paying ability.