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Example income strategy result
FIA income strategies at age 65 by disclosed rider fee in California
Compare current FIA income-rider strategies for age 65, a 0-year deferral, and California, ordered by disclosed annual rider fee.
The answer below uses current FIA income data checked for the matching annuity type.
First by selected lens
Midland National Life Insurance Company
Capital Income
Lifetime withdrawal rate
7.8%
Contractual withdrawal mechanic—not a yield or return.
Disclosed annual rider fee
1%
No fee is inferred when AW omits it.
Ordering lens: lowest disclosed annual rider fee, then withdrawal rate. This is a user-selected ordering rule, not a suitability score or recommendation. Missing fees sort after disclosed fees under the lower-fee lens.
Global Atlantic - Forethought Life Insurance Company
ForeIncome II
A
Lifetime withdrawal rate
8.37%
Annual rider fee
1.2%
Deferral
0 years
Issue ages
55–70
Joint availability
Y
RMD-friendly
Y
Source-described rider
Lifestyle Guaranteed Income Builder Benefit · GLWB
#8 by selected lens
Global Atlantic - Forethought Life Insurance Company
ForeIncome II Advisory
A
Lifetime withdrawal rate
8.37%
Annual rider fee
1.2%
Deferral
0 years
Issue ages
55–70
Joint availability
Y
RMD-friendly
Y
Source-described rider
Lifestyle Guaranteed Income Builder Benefit · GLWB
A lifetime withdrawal rate applies to the contract’s supported income or benefit base under its rider terms. It is not a return, not necessarily a percentage of premium, and not enough by itself to calculate annual income. This tool therefore does not invent income-base growth or dollar income.
Scenario methodology
Current CANNEX FIA income strategies delivered through AdvisorWorld are filtered to the selected age, deferral, and state. Products with a conflicting or unverified family are excluded. Withdrawal rates above 20% and rider fees outside 0%–5% are also excluded. The selected ordering lens changes rank order only.
For stable current market context, cite the statistics hub’s tracked MYGA and FIA market coverage and retain its immutable as-of verification URL. That count is context only and never substitutes an accumulation rate for this FIA-income result.
How to cite this result
“AnnuityRatesHQ, FIA income strategies at age 65 by disclosed rider fee in California, current CANNEX FIA income-rider data via AdvisorWorld, ordered by lowest disclosed annual rider fee, then withdrawal rate, data date July 16, 2026.” Link to this page and call the displayed percentage a lifetime withdrawal rate—not a return.
Change the age, deferral, state, or ordering lens
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Data date: July 16, 2026. Educational comparison only—not financial advice, a recommendation, quote, or carrier-approved illustration. Confirm the exact benefit profile, state version, rider fee, issue ages, joint rules, RMD treatment, and contract terms before acting. Guarantees depend on the issuing insurer’s claims-paying ability.