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Example interactive income result

$500,000 joint-life FIA income: age 60, 5-year deferral

Compare current FIA lifetime-income estimates for a $500,000 Florida joint-life scenario with income starting at age 65.

This prepared example shows current FIA income estimates for the exact inputs below.

Hypothetical premium

$500,000

Issue age 60 · FL · joint life, male 60 / female 60

Exact income start

Age 65

5-year deferral · 4 current FIA rider results

Data date

July 16, 2026

The verified date supplied with the current data.

Current FIA rider results

FIA lifetime income starting at age 65

Ranked for the precise hypothetical inputs shown above.

Highest current monthly estimate: $4,769/mo

#1 current income estimate

Allianz Life Insurance Company of North America

Retirement Foundation ADV

A.M. Best A+

Income rider: RFA Income Benefit - Level Income

Monthly income estimate
$4,769/mo
Annual income estimate
$57,228
Annual rider fee
1.25%

#2 current income estimate

Symetra Life Insurance Company

Symetra Income Edge Plus

A.M. Best A

Income rider: Guaranteed Lifetime Withdrawal Benefit - Level Income

Monthly income estimate
$4,456/mo
Annual income estimate
$53,468
Annual rider fee
1.2%

#3 current income estimate

North American Company for Life and Health Insurance

NAC BenefitSolutions 10

A.M. Best A+

Income rider: Benefits Rider

Monthly income estimate
$4,355/mo
Annual income estimate
$52,263
Annual rider fee
1.2%

#4 current income estimate

Fidelity and Guaranty

F&G Safe Income Advantage

A.M. Best A

Income rider: Enhanced Guaranteed Minimum Withdrawal Benefit - Option 1/ Level Income

Monthly income estimate
$4,306/mo
Annual income estimate
$51,673
Annual rider fee
1.15%

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Scenario methodology

This example ranks current FIA income estimates from CANNEX via AdvisorWorld. It shows two to four products with positive monthly and annual income, current benefit details, a carrier rating, and either a disclosed fee or “Not disclosed.”

The premium, issue age, state, life type, and deferral are hypothetical inputs. Dollar income and product details come from the current results. Results do not represent investment growth, yield, an account-value forecast, or a carrier-approved illustration.

How to cite this result

“AnnuityRatesHQ, $500,000 joint-life FIA income: age 60, 5-year deferral, current FIA income results from CANNEX via AdvisorWorld, July 16, 2026.” Link to this page and include the premium, issue age, state, life type, and 5-year deferral shown above.

Describe each figure as a current first-year monthly or annual lifetime-income estimate for these exact hypothetical inputs—not a quote, recommendation, guaranteed accumulation rate, or projection for another set of inputs.

Rates vary by state, premium band, and issue age. Caps and participation rates can change; figures are a point-in-time snapshot.

Annuity guarantees are backed by the issuing insurer’s claims-paying ability—not FDIC-insured. Educational comparison only—not financial advice, a recommendation, contract quote, or carrier-approved illustration. A licensed financial advisor or insurance professional must confirm the exact benefit profile, fee basis, state version, contract figures, and fit before use.

Data date: July 16, 2026. Source: CANNEX via AdvisorWorld. The displayed rider fee appears beside each current income estimate; “Not disclosed” means current information does not include a usable fee and never means 0%.