Annuity rate data updated daily
Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates
See a second Texas example using 10% MYGA, 10% FIA growth, and 80% FIA income, a user-assumed 0% one-year S&P 500 change, and a user-entered $1,600,000 hypothetical income base.
The answer below uses three complete groups of current data checked for the matching annuity type.
Three sleeves · unlike metrics stay separate
The guaranteed rate, FIA cap, and rider withdrawal rate below are not interchangeable returns. Each comes from current CANNEX data checked for the matching annuity type.
MYGA fixed-rate sleeve
7.45%
5-year guaranteed rate
Simplified first-year interest
$18,625
Allocation × current guaranteed annual rate. This is an educational one-year calculation, not a carrier illustration or surrender-value quote.
Current selection: Atlantic Coast Life · Safe Harbor Bonus Guarantee
A.M. Best rating: B
Data date: July 16, 2026
FIA accumulation sleeve
12%
No-fee annual S&P 500 one-year point-to-point cap
User-hypothetical one-year credit
0% · $0
Uses your 0% hypothetical S&P 500 price change, floored at 0% and limited by the live cap. Dividends are excluded. Contract terms control actual credits.
Current selection: MassMutual Ascend Life Insurance Company · Index Protector 5 MVA
A.M. Best rating: A++
Data date: July 16, 2026
FIA income sleeve
12.8%
Lifetime withdrawal rate at age 60 after 10 years
User-hypothetical annual withdrawal
$204,800
Your hypothetical $1,600,000 income base × live withdrawal rate. An income base is not cash value or premium; actual bases require product-specific rider mechanics and fees.
Current selection: Allianz Life Insurance Company of North America · Retirement Foundation ADV
A.M. Best rating: A+
Data date: July 16, 2026
Hypothetical first-year accumulation credits
$18,625
MYGA interest plus the simplified FIA index credit. This excludes the income-rider withdrawal because a withdrawal is not investment growth.
Allocation check
10% MYGA · 10% FIA growth · 80% FIA income
Data source: CANNEX via AdvisorWorld. The report date is the oldest data date among the sections shown above: July 16, 2026.
Rates vary by state, premium band, and issue age. Caps and participation rates can change; figures are a point-in-time snapshot. Annuity guarantees are backed by the issuing insurer’s claims-paying ability—not FDIC-insured.
Educational comparison only—not financial advice, a recommendation, contract quote, or carrier-approved illustration. Confirm current state availability, contract terms, fees, crediting details, and rider mechanics before acting.
MYGA, no-fee annual S&P 500 one-year point-to-point FIA cap, and FIA lifetime withdrawal-rate options are selected separately through family and plausibility checks. Dollar examples use the scenario’s own $2,500,000 allocation, 0% index assumption, and $1,600,000 hypothetical income base.
This prepared example can refresh with new live data; it is not a frozen record or immutable citation. Treat each sleeve’s verified date as point-in-time context, and keep the index return and income base labeled as scenario hypotheticals.
The live page creates a shareable link and attributed embed.
Educational comparison only—not financial advice, a recommendation, contract quote, or carrier-approved illustration. Confirm state availability, surrender terms, fees, crediting details, rider mechanics, and insurer claims-paying ability before acting.