Financial Ratings
About United Life Insurance Company
Founded in 1962 and headquartered in Cedar Rapids, Iowa, United Life Insurance Company is a subsidiary of United Fire Group and serves primarily through independent distribution channels across the U.S. The company specializes in life insurance and annuity solutions, with a focus on conservatively managed fixed annuity products. United Life emphasizes stable investment practices, transparent product design, and tailored support for financial professionals. Over six decades, the company has built a reputation for reliability in the retirement solution space.
Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
A+
Description
A+
Rating Analysis
An “A- (Excellent)” rating from A.M. Best signifies that United Life Insurance Company has demonstrated a strong ability to meet its ongoing insurance and annuity obligations under current financial conditions. While this rating does not place it at the absolute top tier (A or A+), it indicates the company is well-capitalized, maintains conservative reserves, and operates with prudent risk management—providing policyholders and contract owners with confidence in its claims-paying capacity.
United Life Insurance Company Products
Fixed Indexed Annuities
Explore United Life Insurance Company fixed indexed annuity products with current rates and features.
View Products→Multi-Year Guaranteed Annuities
Compare United Life Insurance Company MYGA products with guaranteed rates and terms.
View Products→Immediate Annuities (SPIA)
View United Life Insurance Company single premium immediate annuity options.
View Products→Deferred Income Annuities (DIA)
Explore United Life Insurance Company deferred income and QLAC products.
View Products→Free Comparison Report
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