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Compare current FIA rider income with your monthly target

See each current rider’s first-year monthly income separately, then add your hypothetical other income and measure the remaining gap. This is an income-target snapshot—not a readiness score or recommendation.

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Set the FIA income and target inputs

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PremiumCurrent ageWait before incomeStateYour sexIncome formHypothetical monthly income targetHypothetical other monthly income

Premium, ages, sex, life type, state, target, and other income are visitor inputs. Target and other income are hypotheses. The tool compares them with current first-year FIA rider income estimates; it does not assign a holistic retirement-readiness score.

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Change the inputs and try again. Missing income, fees, ratings, products, and data dates are never replaced with defaults.

Prepared examples

Explore current income-target snapshots

Each example shows current FIA rider results with a verified source date and clearly labeled hypothetical inputs.

Retirement readiness with $250,000 at age 60: $5,000 monthly target

Compare FIA rider income estimates using current CANNEX benefit information for a $250,000 premium at age 60 with a user-entered $5,000 monthly target and $1,500 of other hypothetical monthly income.

Retirement readiness with $250,000 at age 60: $6,000 monthly target

Compare FIA rider income estimates using current CANNEX benefit information for a $250,000 premium at age 60 with a user-entered $6,000 monthly target and $2,000 of other hypothetical monthly income.

Retirement readiness with $250,000 at age 60: $7,000 monthly target

Compare FIA rider income estimates using current CANNEX benefit information for a $250,000 premium at age 60 with a user-entered $7,000 monthly target and $2,500 of other hypothetical monthly income.

Retirement readiness with $250,000 at age 60: $7,500 monthly target

Compare FIA rider income estimates using current CANNEX benefit information for a $250,000 premium at age 60 with a user-entered $7,500 monthly target and $2,000 of other hypothetical monthly income.

Retirement readiness with $250,000 at age 60: $8,000 monthly target

Compare FIA rider income estimates using current CANNEX benefit information for a $250,000 premium at age 60 with a user-entered $8,000 monthly target and $3,000 of other hypothetical monthly income.

Retirement readiness with $250,000 at age 60: $8,500 monthly target

Compare FIA rider income estimates using current CANNEX benefit information for a $250,000 premium at age 60 with a user-entered $8,500 monthly target and $2,500 of other hypothetical monthly income.

Retirement readiness with $250,000 at age 60: $9,000 monthly target

Compare FIA rider income estimates using current CANNEX benefit information for a $250,000 premium at age 60 with a user-entered $9,000 monthly target and $3,500 of other hypothetical monthly income.

Retirement readiness with $250,000 at age 60: $10,000 monthly target

Compare FIA rider income estimates using current CANNEX benefit information for a $250,000 premium at age 60 with a user-entered $10,000 monthly target and $4,000 of other hypothetical monthly income.

Retirement readiness with $250,000 at age 60: $11,000 monthly target

Compare FIA rider income estimates using current CANNEX benefit information for a $250,000 premium at age 60 with a user-entered $11,000 monthly target and $3,000 of other hypothetical monthly income.

Retirement readiness with $250,000 at age 60: $12,000 monthly target

Compare FIA rider income estimates using current CANNEX benefit information for a $250,000 premium at age 60 with a user-entered $12,000 monthly target and $5,000 of other hypothetical monthly income.

Methodology

How the income-target snapshot is built

Exact inputs. Premium, age, deferral, state, sex, and life type are matched with current CANNEX FIA income data delivered through AdvisorWorld. Every displayed product must have current details that identify it as an FIA. Conflicting, incomplete, or invalid products are not shown.

Current rider income stays separate. Every card displays its own current first-year monthly and annual FIA rider income estimate before any target arithmetic. The page does not infer a benefit base, apply a generic roll-up, or multiply premium by a headline withdrawal rate.

Visitor hypotheses. The monthly income target and other monthly income are visitor-entered hypothetical inputs. Combined monthly amount = current FIA rider income estimate + hypothetical other income. Gap = max(target − combined, 0). Surplus = max(combined − target, 0). Coverage = combined ÷ target × 100.

Limited scope. The result is an income-target gap snapshot, not a holistic retirement-readiness score, plan-success probability, quote, carrier illustration, recommendation, or proof that any visitor-entered other income is guaranteed.

Fees and guarantees. A disclosed rider fee is shown beside its source income result; a source-null fee says “Not disclosed,” never 0%. Any contract guarantee depends on the issuing insurer’s claims-paying ability and contract conditions.

Updates and source date. Income results are checked for updates at least daily, while current FIA product details are checked more frequently. The visible as-of date comes only from the verified date supplied with the source data.

How to cite this tool

Cite the exact inputs, hypotheses, and source date

“AnnuityRatesHQ Retirement Readiness Report, CANNEX income data via AdvisorWorld. Include premium, issue age, income start age, state, life type, visitor-entered monthly target and other income, and the verified source date shown with the result.”

Use the result link so readers can reopen the exact inputs. Describe dollar income as a current first-year FIA rider estimate for those inputs. Describe the target, other income, combined amount, gap, surplus, and coverage as hypothetical arithmetic—not sourced facts, guarantees, forecasts, or advice.

Review data and use terms

Frequently asked questions

Does this tool calculate a holistic retirement-readiness score?

No. It is a narrow income-target gap snapshot. It compares each current first-year FIA income-rider estimate with visitor-entered other monthly income and a visitor-entered target. It does not evaluate savings adequacy, inflation, expenses, longevity, taxes, healthcare, market risk, or plan success probability.

Which values are live source data?

Each displayed FIA product, benefit identity, carrier rating, monthly and annual income, and disclosed rider fee comes from current CANNEX benefit data delivered through AdvisorWorld. The premium, age, state, sex, life type, deferral, monthly target, and other income are visitor inputs.

Is other income treated as guaranteed?

No. Other monthly income is only a visitor-entered hypothetical amount. The page does not identify or validate Social Security, pension, rental, employment, investment, or any other income source, and never labels that amount as guaranteed.

How is the gap calculated?

For each FIA rider, combined monthly income equals the current first-year monthly income estimate plus visitor-entered other monthly income. A gap is the positive difference when the target is higher; a surplus is the positive difference when the combined amount is higher. Coverage is combined income divided by the target, expressed as a percentage.

How are missing rider fees shown?

The page says “Not disclosed.” A source-null fee is never displayed as 0% and never described as free.

How current is the report?

Income results are checked for updates at least daily, while current FIA product details are checked more frequently. A visible as-of date appears only when the source supplies a verified data date; the time you visit the page is never substituted.

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