Top 10-year MYGA rates for $1 million in New York
A live ranking of current 10-year guaranteed MYGA rates available for a hypothetical $1 million premium in New York.
10-year MYGA scenario for a $1,000,000 hypothetical premium in NY.
Guaranteed fixed-rate cohort
Top MYGA annuities for this scenario
Ranked only against other MYGAs using declared guaranteed rates for the selected term. FIA caps and participation rates are not part of this ranking.
| Rank | Carrier and product | A.M. Best | Live ranking metric |
|---|---|---|---|
| 1 | New Momentum Integrity Life Insurance Company (W&S) MYGA cohort | A+ | 4.65% 10-year guaranteed rate |
| 2 | Palladium MYG American National Insurance Company MYGA cohort | A | 4.3% 10-year guaranteed rate |
Rank is limited to the selected product family and scenario. Products with implausible values or a mismatched or unverified family are excluded from this table.
Rates, caps, and product availability can change and vary by state, premium band, issue age, product, and contract terms. Figures reflect the data date shown with the result. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only—not financial, investment, insurance, or tax advice, a quote, or a carrier-approved illustration.
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Methodology note
This prepared answer uses current CANNEX data delivered through AdvisorWorld. Products are ranked only within the scenario’s selected family and metric; MYGA guaranteed rates are never compared with FIA caps, participation rates, or income metrics.
Data date: July 16, 2026. A date appears only when the source supplies a verified refresh date; the time you view the page is never substituted.
Stable current context: cite the statistics hub’s 10-year MYGA top-rate statistic. Use the hub sentence and its immutable as-of JSON record for dated market context; keep this scenario’s state and premium filters attached to its own result.
How to cite this scenario
Cite “AnnuityRatesHQ, Top 10-year MYGA rates for $1 million in New York, CANNEX data via AdvisorWorld” and link directly to this page. Include the visible feed-freshness label and the exact ranking metric in any quoted figure.