Top FIA lifetime withdrawal rates at age 65 with no deferral in California
A live comparison of FIA lifetime withdrawal-rate options for issue age 65, no deferral, and California availability.
FIA income scenario for age 65 in CA with a 0-year hypothetical deferral.
Fixed indexed annuity income cohort
Top FIA income annuities for this scenario
Ranked only against other FIA income products using each product's current lifetime withdrawal rate. A withdrawal rate describes contract income terms, not an investment return or account-value growth. This is not a comparison with MYGA declared rates or FIA accumulation metrics.
| Rank | Carrier and product | A.M. Best | Live ranking metric |
|---|---|---|---|
| 1 | Power 10 Protector Plus Income Corebridge Financial FIA cohort | A | 9.2% Lifetime withdrawal rate · age 65 · 0-year deferral |
| 2 | Power 7 Protector Plus Income Corebridge Financial FIA cohort | A | 9.2% Lifetime withdrawal rate · age 65 · 0-year deferral |
| 3 | ForeIncome II Global Atlantic - Forethought Life Insurance Company FIA cohort | A | 8.37% Lifetime withdrawal rate · age 65 · 0-year deferral |
| 4 | ForeIncome II Advisory Global Atlantic - Forethought Life Insurance Company FIA cohort | A | 8.37% Lifetime withdrawal rate · age 65 · 0-year deferral |
| 5 | Retirement Foundation ADV Allianz Life Insurance Company of North America FIA cohort | A+ | 8.05% Lifetime withdrawal rate · age 65 · 0-year deferral |
| 6 | Power Select Advisory Corebridge Financial FIA cohort | A | 7.95% Lifetime withdrawal rate · age 65 · 0-year deferral |
| 7 | F&G SecureIncome® 7 Fidelity and Guaranty FIA cohort | A | 7.86% Lifetime withdrawal rate · age 65 · 0-year deferral |
| 8 | F&G Safe Income Advantage Fidelity and Guaranty FIA cohort | A | 7.82% Lifetime withdrawal rate · age 65 · 0-year deferral |
| 9 | Capital Income Midland National Life Insurance Company FIA cohort | A+ | 7.8% Lifetime withdrawal rate · age 65 · 0-year deferral |
| 10 | Symetra Income Edge Plus Symetra Life Insurance Company FIA cohort | A | 7.75% Lifetime withdrawal rate · age 65 · 0-year deferral |
Rank is limited to the selected product family and scenario. Products with implausible values or a mismatched or unverified family are excluded from this table.
Rates, caps, and product availability can change and vary by state, premium band, issue age, product, and contract terms. Figures reflect the data date shown with the result. Annuity guarantees are backed by the issuing carrier's claims-paying ability and are not FDIC-insured. Educational only—not financial, investment, insurance, or tax advice, a quote, or a carrier-approved illustration.
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Methodology note
This prepared answer uses current CANNEX data delivered through AdvisorWorld. Products are ranked only within the scenario’s selected family and metric; MYGA guaranteed rates are never compared with FIA caps, participation rates, or income metrics.
Data date: July 16, 2026. A date appears only when the source supplies a verified refresh date; the time you view the page is never substituted.
Stable current context: cite the statistics hub’s tracked-carrier coverage statistic. The hub has no FIA-income-rate aggregate, so its coverage statistic is context only and never a substitute for this income metric.
How to cite this scenario
Cite “AnnuityRatesHQ, Top FIA lifetime withdrawal rates at age 65 with no deferral in California, CANNEX data via AdvisorWorld” and link directly to this page. Include the visible feed-freshness label and the exact ranking metric in any quoted figure.