MYGA Rates by Guarantee Term
One hub per guarantee term, each with the full visible CANNEX rate table - not just the top of the leaderboard. Live guaranteed rates as of July 16, 2026.
2-Year MYGA Rates
6.10%
Top 2-year guaranteed rate
- Average
- 4.32%
- Rates
- 29
- Carriers
- 12
3-Year MYGA Rates
6.80%
Top 3-year guaranteed rate
- Average
- 4.82%
- Rates
- 188
- Carriers
- 57
4-Year MYGA Rates
6.05%
Top 4-year guaranteed rate
- Average
- 4.67%
- Rates
- 50
- Carriers
- 20
5-Year MYGA Rates
7.45%
Top 5-year guaranteed rate
- Average
- 5.13%
- Rates
- 221
- Carriers
- 62
6-Year MYGA Rates
7.67%
Top 6-year guaranteed rate
- Average
- 5.05%
- Rates
- 35
- Carriers
- 22
7-Year MYGA Rates
7.90%
Top 7-year guaranteed rate
- Average
- 5.11%
- Rates
- 197
- Carriers
- 55
10-Year MYGA Rates
8.65%
Top 10-year guaranteed rate
- Average
- 5.56%
- Rates
- 56
- Carriers
- 27
Sources and data: all MYGA rates are sourced from CANNEX Financial Exchanges via AdvisorWorld, as of July 16, 2026, at a $100,000 premium with no state filter. Term hubs without current rates are omitted until data is available. Rates vary by state, premium band, and issue age. Educational only - not advice, a quote, or a carrier-approved illustration.