Allianz Life
A Minneapolis-based retirement and protection carrier within Allianz SE, built around risk management, fixed index annuities, registered index-linked annuities, and indexed universal life insurance.
Financial strength
A+
AM Best
AA
S&P Global
Aa3
Moody's
A+ / AA / Aa3 rated
Allianz Life publishes A+ from AM Best, AA from S&P, and Aa3 from Moody's.
Allianz SE parent
Allianz Life and AllianzIM are part of Allianz SE.
Minneapolis
Allianz Life lists its North American life insurance address in Minneapolis, Minnesota.
Allianz founded 1890
Allianz Group traces its founding to 1890 in Germany.
Risk-management frame
Allianz Life says it wants to help people manage risks in retirement.
Run live numbers on Allianz Life products
Choose a product type, then select a current product. The analyzer shows available values for your premium, age, state, and timing, and leaves out details that are not published for that selection.
Income FIAs
Selected product: Core Income 7
An income-focused fixed indexed annuity group for comparing rider-driven lifetime-income scenarios.
Other current products
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Explore Allianz Life products
Known Allianz Life product pages, grouped by what each product group is built to do. Confirm current rates and availability in the analyzer or on the product page.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with product pages for checking caps, participation rates, and fixed-account options.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages are the place to check rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before checking a product page for current strategy details.
Accumulation Advantage
A ten-year, accumulation-only fixed indexed annuity from a tri-agency-rated carrier, pairing a recognizable S&P 500 cap option with several proprietary participation-rate indexes and a flexible ownership/annuitization structure.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Accumulation Advantage 5
A shorter-surrender accumulation fixed indexed annuity from a top-rated carrier, built around a mix of recognizable S&P 500, Nasdaq-100, and Russell 2000 crediting strategies alongside proprietary volatility-controlled participation options.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Accumulation Advantage 7
A 7-year-surrender accumulation FIA from an A+ rated carrier filed in 50 jurisdictions (every US state except New York, plus DC), built around an S&P 500 cap option plus participation-rate strategies on proprietary volatility-controlled indexes, with no lifetime-income rider in the design.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Accumulation Advantage Classic
An accumulation-only fixed indexed annuity from an A+ rated carrier, built around an unusually wide menu of S&P 500 and proprietary-index crediting strategies, with a 10-year surrender ladder, MVA, and a 10% annual free-withdrawal allowance.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Accumulation Advantage Plus
A ten-year, accumulation-only fixed indexed annuity from a tri-agency-rated carrier that adds an upfront premium bonus (with a multi-year vesting schedule) on top of a deep crediting menu pairing recognizable S&P 500 cap, monthly-sum, and trigger options with several proprietary participation-rate indexes — each available in a no-fee or fee-enhanced variant.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Allianz 222
Allianz 222 is currently shown as an FIA with live crediting and contract facts available, but current live data does not include published lifetime-income rider details for an age-60, year-10 comparison; treat those specifics as unavailable until the carrier publishes them.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Allianz 222 Plus
The 49-state filing of Allianz's 222 product family — a long-surrender fixed indexed annuity from an A-rated carrier with a built-in Protected Income Value income mechanism (no separate GLWB rider), plus a mix of S&P 500 cap exposure and proprietary participation-rate accumulation strategies.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Allianz 360
Allianz 360 is currently shown with live FIA crediting and contract facts available, but current live data does not include published PIV or lifetime-income terms for an age-60, year-10 comparison; treat those specifics as unavailable until the carrier publishes them.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Benefit Control
Allianz Benefit Control is currently shown as an FIA with live crediting and contract facts available, but current live data does not include published lifetime-income rider details for an age-60, year-10 comparison; treat those specifics as unavailable until the carrier publishes them.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Benefit Control Plus
A long-surrender fixed indexed annuity from an A+ rated carrier with a 10-year MVA schedule, a mix of S&P 500 cap exposure and proprietary participation-rate options, and a 49-jurisdiction footprint (every US state except New York and Oregon, plus DC) that covers almost every buyer in the country.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Retirement Foundation Adv
A seven-year-surrender fixed indexed annuity from an A-rated carrier, structured for the advisory channel — no premium bonus, no income rider, and a cap-led index menu spanning S&P 500, Nasdaq-100, Russell 2000, and a proprietary volatility-controlled index.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
This directory is not a statement of current availability. Confirm current rates, state availability, premium bands, and rider terms in the analyzer or on each product page.
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Find your fit
Allianz Life products often start with the risk being managed. Pick the planning job first, then compare current rates, rider mechanics, and state terms.
Company overview
What Allianz Life is
Allianz Life describes itself as a leading provider of financial and retirement solutions focused on helping people manage risks in retirement.
Checked 2026-06-18 · Allianz Life About page
Allianz Life markets fixed index annuities, registered index-linked annuities, and indexed universal life insurance, with Allianz Investment Management connected to the broader platform.
Checked 2026-06-18 · Allianz Life newsroom boilerplate; Allianz Life annuities page
The carrier operates within Allianz SE, a global insurance and asset-management organization serving private and corporate customers in nearly 70 countries.
Checked 2026-06-18 · Allianz Group At a glance
Scale, labeled
Contracts issued
4.2M+
Allianz Life-published figure for contracts issued through its product and financial-professional network.
Checked 2026-06-18 · Allianz Life financial-professional page
Allianz SE customers
97M
Approximate private and corporate customers served by Allianz Group.
Checked 2026-06-18 · Allianz Group At a glance
Global footprint
~70 countries
Allianz Group describes its global operating footprint as almost or nearly 70 countries.
Checked 2026-06-18 · Allianz Group At a glance
Allianz SE employees
156K+
Allianz Life cites more than 156,000 Allianz SE employees worldwide.
Checked 2026-06-18 · Allianz Life financial-professional page
History highlights
Allianz Group was founded in 1890 and describes more than 130 years of corporate history.
Founded 1890 · Allianz Group history
Allianz Life is the North American life insurance and retirement-solutions platform within the Allianz group structure.
Checked 2026-06-18 · Allianz Life About page; Allianz Group USA contact page
The current Allianz Life annuity lineup includes distinct fixed index annuity and registered index-linked annuity products.
Verified July 2026 · Allianz Life annuities page; CANNEX Financial Exchanges via AdvisorWorld
Allianz SE ownership and global scale
Allianz Life and Allianz Investment Management are part of Allianz SE, the public global parent behind the U.S. retirement and insurance platform.
Checked 2026-06-18 · Allianz Life financial-professional page
Allianz Group describes itself as active in almost 70 countries and serving around 97 million private and corporate customers.
Checked 2026-06-18 · Allianz Group At a glance
Allianz Life presents its parent company's financial strength, risk management, and long-term stability as connected parts of the U.S. carrier's platform.
Checked 2026-06-18 · Allianz Life About page; Allianz Life Financial Ratings page
Financial strength
AM Best
A+
Superior financial-strength rating; Allianz Life says A+ is the second-highest of 16 possible AM Best ratings.
Affirmed 03/2026
S&P Global
AA
Very strong financial-strength rating; Allianz Life says AA is the third-highest of 21 possible S&P ratings.
Affirmed 03/2026
Moody's
Aa3
High-grade financial-strength rating; Allianz Life says Aa3 is the fourth-highest of 21 possible Moody's ratings.
Affirmed 09/2023; affirmed/reviewed 09/2025
What makes Allianz Life different
Risk-management positioning
Allianz Life frames its retirement products around risks such as market volatility, longevity, inflation, and retirement income uncertainty, not just product mechanics.
Checked 2026-06-18 · Allianz Life About page; Allianz Life subject-matter expert page
Allianz SE context
The U.S. carrier story sits inside Allianz SE scale, including a global insurance and asset-management footprint and a parent-company brand used throughout Allianz Life materials.
Checked 2026-06-18 · Allianz Group At a glance; Allianz Life financial-professional page
FIA plus RILA platform
Allianz Life markets fixed index annuities for principal protection and registered index-linked annuities for indexed return potential with defined downside protection levels.
Checked 2026-06-18 · Allianz Life annuities page; Allianz Life RILA page
Planning ecosystem beyond annuities
Allianz Life also presents indexed universal life around estate planning, business-owner planning, college-funding concepts, and supplemental retirement-income use cases.
Checked 2026-06-18 · Allianz Life insurance page
About Allianz Life
Allianz Life Insurance Company of North America is headquartered in Minneapolis and operates as part of Allianz SE. Its public carrier story centers on financial strength, retirement risk management, annuities, and indexed universal life insurance.
Checked 2026-06-18 · Allianz Life About page; Allianz Life financial-professional page
Allianz Life distinguishes fixed index annuities from registered index-linked annuities: FIAs emphasize principal protection from market loss, while RILAs add indexed return potential with defined protection tradeoffs.
Checked 2026-06-18 · Allianz Life FIA page; Allianz Life RILA page
Allianz Life's annuity lineup spans Accumulation Advantage, Allianz 222, and Retirement Foundation ADV.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Free Comparison Report
Get Allianz Life's current rate report
Compare Allianz Life's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- Allianz Life About page — Checked 2026-06-18
- Allianz Life Financial Ratings page — Checked 2026-06-18
- Allianz Life financial-professional page — Checked 2026-06-18
- Allianz Group At a glance — Checked 2026-06-18
- Allianz Group history — Founded 1890
- Allianz Life annuities page — Checked 2026-06-18
- Allianz Life fixed index annuities page — Checked 2026-06-18
- Allianz Life registered index-linked annuities page — Checked 2026-06-18
- Allianz Life insurance page — Checked 2026-06-18
- Current product information: CANNEX Financial Exchanges via AdvisorWorld — Verified July 2026