Fixed Indexed Annuity

AG Choice Index 10

Corebridge Financial

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9.6%

Best S&P 500 Annual Cap

10%

Free W/D

Available jurisdictions

Product data status: July 16, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

Model this product

See what AG Choice Index 10 would do for you

Set your numbers and switch between growth, income, and liquidity. Index losses credit 0% — the floor — so a down market never reduces your value.

Product analyzer

Illustrative — live CANNEX rates as of July 16, 2026; not a projection or guarantee.

Premium$100,000

Your age60

Crediting strategy

Compare against

$150,842

Est. value at age 80 (AG Choice Index 10)

9.6%

Best S&P 500 1-yr point-to-point cap

MSCI EAFE Index — 10.1% Cap (Annual)

✦

How crediting works: the cap limits positive index returns; a down year credits 0%, never a loss. A cap strategy tracks the index within its terms. What is a cap vs participation? →

Assumptions: illustrative — applies AG Choice Index 10's published cap rate (10.1% on MSCI EAFE Index) to a calibrated proprietary/volatility-controlled hypothetical index path (~1.9%/yr average, including down years) with a 0% floor over 20 years. Not a projection, quote, or guarantee. Live CANNEX rates as of July 16, 2026.

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See how AG Choice Index 10 compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

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Live rate data

Run live numbers for AG Choice Index 10

Current rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Corebridge Financial product.

Live product data

Rates as of July 16, 2026, from AdvisorWorld and CANNEX.

S&P 500 annual cap rate

9.6% cap on S&P 500

A ten-year-surrender fixed indexed annuity from an A-rated Corebridge carrier, built for index-linked accumulation across cap, participation, and fixed-trigger strategies on a mix of recognizable benchmark and proprietary volatility-controlled indexes, with no income rider and no premium bonus.

1-year term10-year surrender$100,000+AdvisorWorld + CANNEX data

Best fit

Buyers committed to a full ten-year deferral who want index-linked accumulation, value the ability to mix crediting designs (cap, participation, trigger) on the same S&P 500 exposure, and don't need a guaranteed lifetime-income rider built into the contract.

AM Best

A Excellent

Surrender period

10 years

Free withdrawal

10%/yr

Availability

50 jurisdictions (excl. New York)

Featured crediting strategies

Caps, participation rates, and declared rates are shown separately.

Index / strategyRate mechanicsCreditingSurrenderPremium

S&P 500

S&P 500 Index

9.6% cap rate

Annual cap

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

1-year term

10-year surrender

$100,000+

S&P 500

S&P 500 Index

5% cap rate

Annual cap

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

1-year term

10-year surrender

$100,000+

S&P 500

S&P 500 Index

2.75% cap rate

Annual cap

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

1-year term

10-year surrender

$100,000+

S&P 500

S&P 500 Index

7.35% trigger rate

Performance trigger

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

1-year term

10-year surrender

$100,000+

S&P 500

S&P 500 Index

4.15% trigger rate

Performance trigger

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

1-year term

10-year surrender

$100,000+

S&P 500

S&P 500 Index

2.5% trigger rate

Performance trigger

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

1-year term

10-year surrender

$100,000+

S&P 500

S&P 500 Index

52% participation rate

Participation

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

1-year term

10-year surrender

$100,000+

S&P 500

S&P 500 Index

20% participation rate

Participation

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

1-year term

10-year surrender

$100,000+

S&P 500

S&P 500 Index

10% participation rate

Participation

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

1-year term

10-year surrender

$100,000+

Fixed Account

4% declared rate

Fixed account

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

1-year term

10-year surrender

$100,000+

Fixed Account

2.6% declared rate

Fixed account

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

1-year term

10-year surrender

$100,000+

Fixed Account

1.9% declared rate

Fixed account

Selected state rate set (TX)

1-year term · 10-year surrender · $100,000+

Rate varies by premium band.

1-year term

10-year surrender

$100,000+

+ 28 additional crediting options (Franklin, Balanced, MSCI EAFE...)

Lifetime Income Riders

Income rider

Income Max

Lifetime payout rate6.9% lifetime payout

Annual rider fee1% annual rider fee

Guaranteed roll-up10%/yr

Income rider

Income Plus Multiplier Flex

Lifetime payout rate6.4% lifetime payout

Annual rider fee1% annual rider fee

Interest multiplier2x interest multiplier

Product analyst notes

How to think about this contract

Why it can stand out

Carrier financial-strength is rated by three independent agencies (A.M. Best, S&P, and Moody's), so the strength view is not a single-source read.
Three crediting designs are offered on the S&P 500 alone — annual point-to-point cap, participation rate, and a fixed-rate trigger — so a buyer who wants S&P exposure can pick the mechanic that best fits their view of the index, rather than being locked into a single style.
Index menu spans recognizable benchmark indexes (S&P 500, Russell 2000, MSCI EAFE) alongside proprietary volatility-controlled options (Franklin Quality Dividend Total Return 5%, ML Strategic Balanced, PIMCO Global Optima), so the buyer can choose between like-for-like cap comparison and higher-participation alternatives.
Free-withdrawal allowance and the full ten-year surrender ladder are visible on this page, so the schedule of penalty-free liquidity is not gated behind a sales brochure.

What to confirm

This contract is not a guaranteed-lifetime-withdrawal product. There is no GLWB income rider attached — the live feed shows an empty income-rider list — and the only contract-level enhancements are surrender-charge waivers (nursing home, terminal illness, RMD). Do not compare its payout side-by-side with a rider-led income FIA.
The ten-year surrender term is at the long end of the FIA market, with a high first-year surrender charge that does not drop into the low single digits until late in the schedule. Buyers who do not need a full ten-year deferral should compare a shorter-surrender FIA before locking in.
There is no premium bonus and no death-benefit roll-up on this contract — the death benefit is the standard contract value, with no guaranteed legacy bump. Buyers prioritizing a legacy step-up should evaluate that separately.
Several of the listed indexes (Franklin Quality Dividend Total Return 5%, ML Strategic Balanced, PIMCO Global Optima) are proprietary volatility-controlled benchmarks. Participation rates on these strategies can look high in absolute terms but are not directly comparable to an uncontrolled S&P 500 cap — evaluate each strategy on its own merits. The guaranteed-minimum cap floor on this contract is also very low, so caps and participation rates can reset down toward that floor over the ten-year surrender term, and the buyer carries that renewal risk for the full term. New York buyers should note that this contract is not available in NY; Corebridge offers separate NY-only FIA filings instead.

Not ideal for

Buyers who need a contractually guaranteed GLWB-rider withdrawal rate, want a shorter surrender commitment, expect a premium bonus to offset a long surrender term, or want a death-benefit roll-up beyond the standard contract value — none of those are what this contract is built to deliver. Also not available to New York residents on this contract.

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See how AG Choice Index 10 compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

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All crediting strategies

View rate listings (54 strategies)

These are the current crediting strategies available for this product. Use the filters to narrow by index, term, premium band, state rate set, or rate type.

Par: 120% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 100% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 85% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 52% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Cap: 10.1% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)10-yr surrender$100,000+

Cap: 10.1% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)10-yr surrender$100,000+

Cap: 9.6% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)10-yr surrender$100,000+

Trigger: 7.35% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)10-yr surrender$100,000+

Fixed: 4% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)10-yr surrender$100,000+

Par: 75% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 67% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 55% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 20% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Cap: 5% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)10-yr surrender$100,000+

Cap: 5% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)10-yr surrender$100,000+

Cap: 5% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)10-yr surrender$100,000+

Trigger: 4.15% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)10-yr surrender$100,000+

Fixed: 2.6% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)10-yr surrender$100,000+

Par: 60% · 1-yr

ML Strategic Balanced Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 54% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 40% · 1-yr

PIMCO Global Optima Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Par: 10% · 1-yr

S&P 500 Index

participation

Selected state rate set (TX)10-yr surrender$100,000+

Cap: 2.75% · 1-yr

MSCI EAFE Index

cap

Selected state rate set (TX)10-yr surrender$100,000+

Cap: 2.75% · 1-yr

Russell 2000 Index

cap

Selected state rate set (TX)10-yr surrender$100,000+

Cap: 2.75% · 1-yr

S&P 500 Index

cap

Selected state rate set (TX)10-yr surrender$100,000+

Trigger: 2.5% · 1-yr

S&P 500 Index

trigger

Selected state rate set (TX)10-yr surrender$100,000+

Fixed: 1.9% · 1-yr

Fixed Account

fixed

Selected state rate set (TX)10-yr surrender$100,000+

Par: 105% · 1-yr

ML Strategic Balanced Index

participation