Annuity rate data updated daily

Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates

Fixed Indexed Annuity

Power 7 Protector Plus Income

Corebridge Financial

Get my rate report

4.6%

Best S&P 500 Annual Cap

10%

Free W/D

49

Available jurisdictions

Product data status: July 17, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

Model this product

See what Power 7 Protector Plus Income would do for you

Set your numbers and switch between growth, income, and liquidity. Index losses credit 0% — the floor — so a down market never reduces your value.

Product analyzer
Illustrative — live CANNEX rates as of July 17, 2026; not a projection or guarantee.
Crediting strategy
Compare against
$210,303
Est. value at age 80 (Power 7 Protector Plus Income)
4.6%
Best S&P 500 1-yr point-to-point cap
S&P 500 Index — 4.6% Cap (Annual)
✦
How crediting works: the cap limits positive index returns; a down year credits 0%, never a loss. A cap strategy tracks the index within its terms. What is a cap vs participation? →
Assumptions: illustrative — applies Power 7 Protector Plus Income's published cap rate (4.6% on S&P 500 Index) to a standard benchmark hypothetical index path (~5.4%/yr average, including down years) with a 0% floor over 20 years. Not a projection, quote, or guarantee. Live CANNEX rates as of July 17, 2026.

Free Comparison Report

Get a Power 7 Protector Plus Income rate report

See how Power 7 Protector Plus Income compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

Get my rate report

Live rate data

Run live numbers for Power 7 Protector Plus Income

Current rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Corebridge Financial product.

Live product data

Rates as of July 17, 2026, from AdvisorWorld and CANNEX.

S&P 500 annual cap rate

4.6% cap on S&P 500

A seven-year-surrender fixed indexed annuity from an A-rated Corebridge subsidiary in the Power Protector family, with an S&P 500 annual cap, an S&P 500 declared-rate trigger, and one- and two-year participation-rate options on three proprietary volatility-controlled indexes; the 'Plus Income' filing name signals an income-rider version, but no GLWB rider terms are currently published for this contract.

1-year term7-year surrender$100,000+AdvisorWorld + CANNEX data

Best fit

Buyers who want a fixed account, an S&P 500 cap, a proprietary-index participation menu, and a seven-year surrender ladder from a large tri-agency-rated carrier, and who are willing to confirm directly with the carrier or their advisor whether the income rider suggested by the 'Plus Income' name is currently available and at what cost.

AM Best

A Excellent

Surrender period

7 years

Free withdrawal

10%/yr

Availability

49 jurisdictions (excl. Idaho, New York)

Featured crediting strategies

Index / strategyRate mechanics

S&P 500

S&P 500 Index

4.6% cap rate

Annual cap

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

3.9% trigger rate

Performance trigger

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

13% participation rate

Participation

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

S&P 500

S&P 500 Index

Enhanced Participation Rate

28% participation rate

Participation

Strategy fee: 1.5%/yr

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

Fixed Account

Fixed Account

2.4% declared rate

Fixed account

1-year term · 7-year surrender · $100,000+

Rate varies by premium band.

+ 24 additional crediting options (Balanced, PIMCO, AQR DynamiQ...)

Lifetime Income Riders

Income rider

Income Choice - Max Income

Lifetime payout rate7.2% lifetime payout
Annual rider fee1.1% annual rider fee
Guaranteed roll-up9%/yr
Interest multiplier2x interest multiplier

Income rider

Income Choice - Income

Lifetime payout rate6.2% lifetime payout
Annual rider fee1.1% annual rider fee
Guaranteed roll-up9%/yr
Interest multiplier2x interest multiplier

Product analyst notes

How to think about this contract

Why it can stand out

  • Same seven-year surrender chassis as the base Power 7 Protector, with a crediting menu that pairs a recognizable S&P 500 annual point-to-point cap and an S&P 500 declared-rate (trigger) strategy that credits a fixed amount whenever the index return is zero or positive — two ways to play the same benchmark in one contract.
  • Strategy lineup includes one-year and two-year participation-rate options on three proprietary volatility-controlled indexes (AQR DynamiQ Allocation, ML Strategic Balanced, PIMCO Global Optima), each available in a base and an 'Enhanced Participation Rate' variant, so buyers willing to accept a strategy charge can lift participation meaningfully above the no-fee version.
  • Free-withdrawal allowance and the full seven-year surrender ladder are visible on this page rather than gated behind a brochure, and the contract includes nursing-home, terminal-illness, and RMD surrender-charge waivers.
  • Carrier financial-strength is rated by three independent agencies (A.M. Best, S&P, and Moody's), so the strength view is triangulated rather than single-source.

What to confirm

  • The 'Plus Income' name is the carrier's filing label for what is typically the income-rider version of the Power Protector contract, but the live data currently shows no published income-rider terms — no withdrawal rate, rider fee, or income-base growth. Treat any lifetime-income claim as unconfirmed: ask the carrier or issuing advisor whether a Lifetime Income Plus Flex (or equivalent) Guaranteed Living Benefit Rider is currently available and at what cost before comparing it with rider-led income FIAs.
  • This contract has the same fixed account, S&P 500 cap, proprietary-index participation menu, and seven-year surrender ladder as the base Power 7 Protector. If a buyer doesn't want the income rider and its fee, the base Power 7 Protector is the cleaner choice without paying for an income guarantee that won't be used.
  • Several of the highest-participation strategies are labeled 'Enhanced Participation Rate' and carry an explicit annual strategy charge that comes out of the credit — the participation rate is the gross rate, not the net rate after the charge. The headline cap on this page is drawn from the un-enhanced S&P 500 cap; weigh the enhanced strategies separately, factoring in their fee.
  • Filed in 49 jurisdictions (the live feed shows 48 states plus the District of Columbia, with New York excluded). Confirm state availability for the contract owner's residence before applying — and note that Corebridge also issues Power 10 Protector Plus Income with a ten-year surrender period for buyers willing to accept a longer commitment.

Not ideal for

Buyers who need a contractually published GLWB withdrawal rate to compare lifetime income side-by-side with rider-led FIAs (the live feed does not currently show those terms), want a Protected Income Value built-in income design, need shorter-than-seven-year liquidity, prefer the ten-year Power 10 Protector Plus Income version, or want a plain MYGA-style declared rate without index-linked crediting strategies.

Free Comparison Report

Get a Power 7 Protector Plus Income rate report

See how Power 7 Protector Plus Income compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

Get my rate report

All crediting strategies

View rate listings (34 strategies)

These are the current crediting strategies available for this product. Use the filters to narrow by index, term, premium band, or rate type.

Par: 173% · 1-yr

AQR DynamiQ Allocation Index

Enhanced Participation Rate · participation

7-yr surrender$100,000+

Par: 113% · 1-yr

AQR DynamiQ Allocation Index

participation

7-yr surrender$100,000+

Par: 88% · 1-yr

ML Strategic Balanced Index

Enhanced Participation Rate · participation

7-yr surrender$100,000+

Par: 55% · 1-yr

PIMCO Global Optima Index

Enhanced Participation Rate · participation

7-yr surrender$100,000+

Par: 43% · 1-yr

ML Strategic Balanced Index

participation

7-yr surrender$100,000+

Par: 30% · 1-yr

PIMCO Global Optima Index

participation

7-yr surrender$100,000+

Par: 28% · 1-yr

S&P 500 Index

Enhanced Participation Rate · participation

7-yr surrender$100,000+

Par: 13% · 1-yr

S&P 500 Index

participation

7-yr surrender$100,000+

Cap: 4.6% · 1-yr

S&P 500 Index

cap

7-yr surrender$100,000+

Trigger: 3.9% · 1-yr

S&P 500 Index

trigger

7-yr surrender$100,000+

Fixed: 2.4% · 1-yr

Fixed Account

fixed

7-yr surrender$100,000+

Par: 218% · 2-yr

AQR DynamiQ Allocation Index

Enhanced Participation Rate · participation

7-yr surrender$100,000+

Par: 158% · 2-yr

AQR DynamiQ Allocation Index

participation

7-yr surrender$100,000+

Par: 134% · 2-yr

ML Strategic Balanced Index

Enhanced Participation Rate · participation

7-yr surrender$100,000+

Par: 89% · 2-yr

ML Strategic Balanced Index

participation

7-yr surrender$100,000+

Par: 81% · 2-yr

PIMCO Global Optima Index

Enhanced Participation Rate · participation

7-yr surrender$100,000+

Par: 51% · 2-yr

PIMCO Global Optima Index

participation

7-yr surrender$100,000+

Par: 163% · 1-yr

AQR DynamiQ Allocation Index

Enhanced Participation Rate · participation

7-yr surrenderUp to $99,999.99

Par: 103% · 1-yr

AQR DynamiQ Allocation Index

participation

7-yr surrenderUp to $99,999.99

Par: 73% · 1-yr

ML Strategic Balanced Index

Enhanced Participation Rate · participation

7-yr surrenderUp to $99,999.99

Par: 50% · 1-yr

PIMCO Global Optima Index

Enhanced Participation Rate · participation

7-yr surrenderUp to $99,999.99

Par: 33% · 1-yr

ML Strategic Balanced Index

participation

7-yr surrenderUp to $99,999.99

Par: 25% · 1-yr

PIMCO Global Optima Index

participation

7-yr surrenderUp to $99,999.99

Par: 23% · 1-yr

S&P 500 Index

Enhanced Participation Rate · participation

7-yr surrenderUp to $99,999.99

Par: 8% · 1-yr

S&P 500 Index

participation

7-yr surrenderUp to $99,999.99

Cap: 3.6% · 1-yr

S&P 500 Index

cap

7-yr surrenderUp to $99,999.99

Trigger: 3.15% · 1-yr

S&P 500 Index

trigger

7-yr surrenderUp to $99,999.99

Fixed: 2.15% · 1-yr

Fixed Account

fixed

7-yr surrenderUp to $99,999.99

Par: 208% · 2-yr

AQR DynamiQ Allocation Index

Enhanced Participation Rate · participation

7-yr surrenderUp to $99,999.99

Par: 148% · 2-yr

AQR DynamiQ Allocation Index

participation

7-yr surrenderUp to $99,999.99

Par: 114% · 2-yr

ML Strategic Balanced Index

Enhanced Participation Rate · participation

7-yr surrenderUp to $99,999.99

Par: 79% · 2-yr

ML Strategic Balanced Index

participation

7-yr surrenderUp to $99,999.99

Par: 76% · 2-yr

PIMCO Global Optima Index

Enhanced Participation Rate · participation

7-yr surrenderUp to $99,999.99

Par: 46% · 2-yr

PIMCO Global Optima Index

participation

7-yr surrenderUp to $99,999.99

Income riders

Income rider

Lifetime Income Choice - Max Income

Lifetime withdrawal rate7.2%
Annual rider fee1.1%
Guaranteed roll-up9%/yr
Income multiplier2× multiplier
Deferral assumed10 years

GLWB

Income rider

Lifetime Income Choice - Level Income

Lifetime withdrawal rate6.2%
Annual rider fee1.1%
Guaranteed roll-up9%/yr
Income multiplier2× multiplier
Deferral assumed10 years

GLWB

Common questions about Power 7 Protector Plus Income

● Can I lose money in Power 7 Protector Plus Income?

A negative index return by itself does not reduce the contract's account value: Power 7 Protector Plus Income credits 0% — the floor — for that indexed period. The account value can still decrease from applicable rider fees, Performance Rate Rider or other strategy charges, administrative charges, withdrawals, surrender charges, or other contract-specific deductions. In years with no credited interest, those deductions can reduce the account value. Up to 10% of your value can be withdrawn each year without a charge; withdrawals above the penalty-free amount during the surrender period can incur a surrender charge.

● Is the Lifetime Income Choice - Max Income income rider worth the 1.1% fee?

It depends on whether you will use the guaranteed income. If you are accumulating only, you can skip it. If you want guaranteed lifetime income later, the 9% roll-up and 7.2% withdrawal rate can make it worthwhile — model it in the Income tab of the analyzer above.

● When can I access my money without a surrender charge?

Up to 10% of your account value each year is penalty-free. The scheduled surrender charges run 7 years; after that the surrender-charge schedule ends. Bonus vesting, market value adjustments when applicable, and other contract rules can still affect the amount available. The Liquidity tab of the analyzer shows the year-by-year surrender charge.

● How do Power 7 Protector Plus Income's crediting strategies compare?

Use "Compare against" in the analyzer to overlay another current Power 7 Protector Plus Income strategy on the same premium, age, years, and hypothetical index path. The control labels the strategy type, rate, index, and context so caps, participation rates, triggers, spreads, and fixed-account choices are not treated as interchangeable.

Key Features

Free withdrawal

10%/yr

Annual amount that may be available without surrender charges, subject to contract terms.

Surrender waivers

3

Nursing home waiver, RMD waiver, Terminal illness waiver

Death benefit

Standard Death Benefit

Beneficiary value depends on contract terms, withdrawals, and rider elections.

Cap-rate floor

1.00%

Minimum guaranteed cap for cap-based indexed strategies.

Declared-rate floor

1.00%

Minimum guaranteed declared rate for declared-rate or performance-trigger strategies.

Fixed account guarantee

1.00%

Guaranteed minimum interest rate for the fixed account.

Participation-rate floor

5.00%

Minimum guaranteed participation rate for participation-rate indexed strategies.

Annuitization options

Single and joint

Contract conversion options should be confirmed before purchase.

Fund types

Non-qualified, Qualified

Availability can vary by state and product terms.

Surrender schedule

Yr 1

8%

Yr 2

7%

Yr 3

6%

Yr 4

5%

Yr 5

4%

Yr 6

3%

Yr 7

2%

After

0%

Nursing home waiver, RMD waiver, Terminal illness waiver, Surrender waivers

Documents

rate sheet

Corebridge Financial (American General Life Insurance Company) – Power 7 Protector – Brochure (I6110CON : 03-24).pdf.pdf

Confidence: highReviewed Apr 14, 2026

Direct link not published — request the document from the carrier.

Carrier Ratings

AM BestA
S&PA+
Moody'sA2
S&PA+

Contract notes from product data

Crediting design

How the interest-crediting choices are framed

Power 7 Protector Plus Income currently shows 33 distinct indexed or fixed crediting choices across 34 displayed rate entries, including S&P 500 Index, with 24 volatility-controlled index options grouped separately. These choices matter because caps, participation rates, fixed accounts, spreads, renewal terms, and fee-bearing rider variants are different mechanics and should not be ranked as one simple rate list.

  • S&P 500 Index: 4.6% annual cap
  • S&P 500 Index: 3.6% annual cap
  • S&P 500 Index: 100% annual participation rate
  • S&P 500 Index: 13% annual participation rate

Income rider language

What to look for before treating the rider as income

Lifetime Income Choice - Max Income is the main income rider listed for this product. Rider terms can affect the tradeoff between future lifetime withdrawals, contract value, beneficiary value, and cost, so the exact state version and rider election should be confirmed before comparing it to annuitization or income-only contracts.

  • 7.2% withdrawal rate
  • 1.1% rider fee
  • 10 deferral years

Liquidity terms

Why access rules deserve as much attention as rates

A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.

  • 10%/yr free withdrawal
  • 7 surrender years
  • Nursing home waiver
  • RMD waiver
  • Terminal illness waiver

Verification note

Use carrier materials as term evidence, then confirm the current version

Carrier materials such as Corebridge Financial (American General Life Insurance Company) – Power 7 Protector – Brochure (I6110CON : 03-24).pdf.pdf help explain the contract language behind the data on this page; the latest document activity we see is Apr 24, 2026. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.

  • Rates and rider terms can vary by state and issue age
  • Carrier guarantees depend on claims-paying ability
  • Current contract forms should be confirmed before purchase

Free Comparison Report

Get a Power 7 Protector Plus Income rate report

See how Power 7 Protector Plus Income compares for your age, state, premium, and income goals alongside other Corebridge Financial fixed indexed annuity options.

Get my rate report

Related Resources