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Fixed Indexed Annuity

Power Index Plus Income

Corebridge Financial

4.6%

Best Cap

10%

Free W/D

50

Jurisdictions

Product data status: May 29, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

Live product data

Rates as of May 28, 2026, based on the latest AdvisorWorld scan of CANNEX data.

S&P 500 annual cap rate

4.6% cap on S&P 500

A seven-year fixed indexed annuity from a tri-agency-rated Corebridge subsidiary, built on the same chassis as the base Power Index Plus but sold under a 'Plus Income' name that typically signals pairing with a Lifetime Income Plus-family GLWB rider at issue — though no rider data is currently published through the live product feed for this filing.

1-year termAdvisorWorld + CANNEX data

Best fit

Buyers who want a shorter seven-year deferral than the carrier's longer Power Select filings and recognizable annual cap exposure across S&P 500, Russell 2000, and MSCI EAFE from a large tri-agency-rated carrier, and who plan to pair the contract with a Lifetime Income Plus-family GLWB rider at issue under separate carrier paperwork.

AM Best

A Excellent

Surrender period

7 years

Free withdrawal

10%/yr

Availability

50 jurisdictions (excl. New York)

Featured crediting strategies

Index / strategyRate mechanics

S&P 500

S&P 500 Index

4.6% cap rate

Rate varies by premium band.

S&P 500

S&P 500 Index

100% participation rate + 3.35% declared rate

Rate varies by premium band.

S&P 500

S&P 500 Index

20% participation rate

Rate varies by premium band.

Fixed Account

Fixed Account

2.4% declared rate

Rate varies by premium band.

+ 5 volatility-controlled index options (Franklin, Balanced, MSCI EAFE...)

Lifetime Income Riders

Income rider

Income Max

RMD friendly
Lifetime payout rate6.6% lifetime payout
Annual rider fee1% annual rider fee

Product analyst notes

How to think about this contract

Why it can stand out

  • Crediting menu spans recognizable equity benchmark indexes — S&P 500, Russell 2000, and MSCI EAFE — so a buyer gets like-for-like cap comparability against other FIAs across U.S. large-cap, U.S. small-cap, and international developed-market exposures in one contract.
  • S&P 500 exposure is offered in three different crediting shapes — an annual cap, an annual participation rate, and a performance-trigger strategy — letting a buyer pick the credited-return profile they prefer on the most recognizable index without leaving the contract.
  • Surrender period runs seven years rather than the ten-year ladder Corebridge uses on its longer-deferral Power Series filings (Power Select Plus Income runs the longer schedule), so the lockup commitment here is meaningfully shorter than the carrier's accumulation-led siblings.
  • Carrier financial strength is rated by three independent agencies — A.M. Best, S&P, and Moody's all publish current ratings on American General Life — so the strength view on this page is triangulated rather than single-sourced.

What to confirm

  • The 'Plus Income' suffix is misleading on its own — in the Corebridge Power Series, the Plus Income variants are normally the chassis designed to be paired with a Lifetime Income Plus-family GLWB rider at issue, but our live product feed returns an empty incomeRiders array for this filing. There is no PIV (Protected Income Value) mechanism in the base contract either. Confirm with the carrier whether a Lifetime Income Plus-family rider is currently available on this contract and at what cost before treating the product name as a lifetime-income promise.
  • Compared with the base Power Index Plus (same seven-year chassis, same nine-strategy menu, same state footprint, same waiver set), this filing's crediting rates run materially lower across the board — a tradeoff consistent with the Plus Income chassis carrying a rider load even when the rider itself is not visible in the live feed. Buyers comparing the two variants should weigh that gap explicitly against whatever rider benefit they expect to attach.
  • Several of the crediting strategies reference proprietary, volatility-controlled indexes (Franklin Quality Dividend Total Return 5% Index, ML Strategic Balanced Index, PIMCO Global Optima Index). Their participation rates can look high in absolute terms but are not directly comparable to an S&P 500 cap — evaluate each strategy on its own historical and forward characteristics.
  • Minimum-premium, issue-age bounds, and any market-value-adjustment treatment are not consistently shown on this page — confirm contract minimums, eligibility, the maximum annuitization age, and how partial-surrender values are computed with the carrier before purchase.

Not ideal for

Buyers who need the contractually published GLWB rider withdrawal rates shown on this page as data (the live feed has no rider rows for this filing), want a Protected Income Value-style built-in income mechanism (this is not a PIV chassis), or expect to compare its crediting rates straight against the base Power Index Plus without accounting for the rider-load gap between the two filings.

All crediting strategies

View rate listings (18 rows)

These are the current crediting strategy listings returned for this product. Use the filters to narrow by index, term, premium band, or rate type.

Par: 100% + Fixed: 3.35% · 1-yr

S&P 500 Index

trigger

7-yr surrender$100,000+

Par: 73% · 1-yr

ML Strategic Balanced Index

participation

7-yr surrender$100,000+

Par: 67% · 1-yr

Franklin Quality Dividend Total Return 5% Index

participation

7-yr surrender$100,000+

Par: 53% · 1-yr

PIMCO Global Optima Index

participation

7-yr surrender$100,000+

Par: 20% · 1-yr

S&P 500 Index

participation

7-yr surrender$100,000+

Cap: 4.6% · 1-yr

MSCI EAFE Index

cap

7-yr surrender$100,000+

Cap: 4.6% · 1-yr

Russell 2000 Index

cap

7-yr surrender$100,000+

Cap: 4.6% · 1-yr

S&P 500 Index

cap

7-yr surrender$100,000+

Fixed: 2.4% · 1-yr

Fixed Account

fixed

7-yr surrender$100,000+

Par: 100% + Fixed: 3.35% · 1-yr

S&P 500 Index

$100,000+

Par: 73% · 1-yr

ML Strategic Balanced Index

$100,000+

Par: 67% · 1-yr

Franklin Quality Dividend Total Return 5% Index

$100,000+

Par: 53% · 1-yr

PIMCO Global Optima Index

$100,000+

Par: 20% · 1-yr

S&P 500 Index

$100,000+

Cap: 4.6% · 1-yr

MSCI EAFE Index

$100,000+

Cap: 4.6% · 1-yr

Russell 2000 Index

$100,000+

Cap: 4.6% · 1-yr

S&P 500 Index

$100,000+

Fixed: 2.4% · 1-yr

Fixed Account

$100,000+

Income riders

Income rider

Lifetime Income Max

RMD friendly
Lifetime withdrawal rate6.6%
Annual rider fee1%
Withdrawal-base growthNot shown
Deferral assumed0 years
Issue age50 — 120
Joint availabilityJoint life

GLWB

Key Features

Free withdrawal

10%/yr

Annual amount that may be available without surrender charges, subject to contract terms.

Surrender waivers

4

Activities of daily living, Nursing home waiver, RMD waiver, Terminal illness waiver

Death benefit

Standard Death Benefit

Beneficiary value depends on contract terms, withdrawals, and rider elections.

Strategy guarantee

Minimum guaranteed cap: 1.00%

Strategy guarantee

Minimum guaranteed declared rate: 1.00%

Strategy guarantee

Guaranteed minimum interest rate (fixed): 1.00%

Annuitization options

Single and joint

Contract conversion options should be confirmed before purchase.

Fund types

Non-qualified, Qualified

Availability can vary by state and product terms.

Surrender schedule

Yr 1

8%

Yr 2

7%

Yr 3

6%

Yr 4

5%

Yr 5

4%

Yr 6

3%

Yr 7

2%

After

0%

Nursing home waiver, RMD waiver, Terminal illness waiver, Surrender waivers

Documents

product guide

Power Index Plus Income brochure pdf.pdf

Confidence: highReviewed Apr 14, 2026

Direct link not published — request the document from the carrier.

Carrier Ratings

AM BestA
S&PA+
Moody'sA2
S&PA+

Contract notes from product data

Crediting design

How the interest-crediting choices are framed

Power Index Plus Income currently shows 9 distinct indexed or fixed crediting choices across 18 current rate listings, including S&P 500 Index and Fixed Account, with 5 volatility-controlled index options grouped separately. These choices matter because caps, participation rates, fixed accounts, spreads, and renewal terms are different mechanics and should not be ranked as one simple rate list.

  • S&P 500 Index: 4.6% cap
  • S&P 500 Index: 100% participation
  • S&P 500 Index: 20% participation

Income rider language

What to look for before treating the rider as income

Lifetime Income Max is the main income-rider entry returned for this product. Rider terms can affect the tradeoff between future lifetime withdrawals, contract value, beneficiary value, and cost, so the exact state version and rider election should be confirmed before comparing it to annuitization or income-only contracts.

  • 6.6% withdrawal rate
  • 1% rider fee
  • RMD friendly
  • Joint life availability

Liquidity terms

Why access rules deserve as much attention as rates

A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.

  • 10%/yr free withdrawal
  • 7 surrender years
  • Nursing home waiver
  • RMD waiver
  • Terminal illness waiver

Verification note

Use carrier materials as term evidence, then confirm the current version

Carrier materials such as Power Index Plus Income brochure pdf.pdf help explain the contract language behind the data on this page; the latest document activity we see is Apr 24, 2026. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.

  • Rates and rider terms can vary by state and issue age
  • Carrier guarantees depend on claims-paying ability
  • Current contract forms should be confirmed before purchase

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