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Fixed Indexed Annuity

Power Select Advisory

Corebridge Financial

3.9%

Best Cap

10%

Free W/D

49

Jurisdictions

Product data status: May 29, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

Live product data

Rates as of May 28, 2026, based on the latest AdvisorWorld scan of CANNEX data.

S&P 500 annual cap rate

3.9% cap on S&P 500

A no-surrender fixed indexed annuity from a tri-agency-rated Corebridge carrier, structured for fee-based advisory distribution — no surrender charges at any point, no premium bonus, no income rider — with a crediting menu built around annual point-to-point cap strategies on the S&P 500 and MSCI EAFE, an S&P 500 trigger strategy, and participation strategies on the AB All Market, Dimensional US Foundations, and Invesco New Economy indexes.

1-year termAdvisorWorld + CANNEX data

Best fit

Buyers working with a fee-based advisor who want index-linked accumulation across recognizable equity-benchmark caps plus participation and trigger options, value full liquidity with no surrender lockup, can meet the contract's higher minimum-premium threshold, and don't need a guaranteed lifetime-income rider built into the contract.

AM Best

A Excellent

Free withdrawal

10%/yr

Availability

49 jurisdictions (excl. Idaho, New York)

Featured crediting strategies

Index / strategyRate mechanics

S&P 500

S&P 500 Index

3.9% cap rate

Rate varies by premium band.

S&P 500

S&P 500 Index

100% participation rate + 2.4% declared rate

Rate varies by premium band.

Fixed Account

Fixed Account

2% declared rate

Rate varies by premium band.

+ 4 volatility-controlled index options (MSCI EAFE, AB All, Dimensional US...)

Lifetime Income Riders

Income rider

Income Plus Flex

RMD friendly
Lifetime payout rate7.1% lifetime payout
Annual rider fee1.1% annual rider fee

Product analyst notes

How to think about this contract

Why it can stand out

  • There is no surrender schedule on this contract — the live feed returns an empty surrender ladder, so withdrawals are not penalized by a carrier surrender charge at any point. That is the defining structural difference between this contract and its commission-paid retail siblings (Power Select Builder, Power Select Plus Income), and it leaves the contract fully liquid from issue subject to applicable IRS and tax treatment.
  • Carrier financial strength is rated by three independent agencies (A.M. Best, S&P, and Moody's), so the strength view on this page is triangulated rather than single-sourced from one ratings agency.
  • Crediting menu spans multiple recognizable equity benchmarks in one contract — an annual point-to-point cap on the S&P 500, an annual cap on the MSCI EAFE (international developed-market exposure), and an S&P 500 trigger strategy with a declared annual interest rate if the index is flat-to-positive — so a buyer can pick between domestic-cap, international-cap, and trigger mechanics within a single chassis without electing a separate rider.
  • Structured for fee-based advisory distribution: no premium bonus, no carrier-paid commission, and no surrender charge — the compensation tradeoff is handled outside the contract through the advisor's fee schedule rather than built into the product economics.

What to confirm

  • This contract is NOT a guaranteed-lifetime-withdrawal product. The live feed shows no optional GLWB rider attached and no Protected Income Value income chassis — the incomeRiders array is empty. Buyers who need a contractually published lifetime-withdrawal rate should look at Corebridge's Power Select Plus Income (productId A000DA) or another rider-led FIA, not this contract.
  • Power Select Advisory carries a meaningfully higher minimum-premium threshold than the carrier's commission-paid retail Power Select filings, consistent with the advisory-channel positioning. Smaller premium amounts will not qualify; check the live key-facts panel for the current minimum and confirm with the carrier before illustrating.
  • Several of the participation strategies are tied to proprietary or alternatively-weighted indexes (AB All Market Index, Dimensional US Foundations Index, Invesco New Economy Index). Their participation rates are not directly comparable to an S&P 500 cap because the underlying index construction and volatility profile differ — each strategy needs to be evaluated on its own historical and forward characteristics rather than on the headline participation number alone.
  • The guaranteed-minimum cap floor and the guaranteed-minimum declared trigger floor are both very low — caps and trigger rates on the index strategies can reset down toward those floors at each crediting anniversary, and although a no-surrender contract leaves the buyer unencumbered to walk away, there is no contractual ceiling on how far renewal rates can move. Renewal-rate behavior is the central long-run risk to evaluate.

Not ideal for

Buyers who need a contractually published GLWB lifetime-withdrawal rate (that calls for a rider-led sibling such as Power Select Plus Income, not this contract), want a premium bonus, expect a death-benefit roll-up beyond the standard death benefit, or cannot meet the contract's higher minimum-premium threshold — none of those are what this contract is built to deliver.

All crediting strategies

View rate listings (14 rows)

These are the current crediting strategy listings returned for this product. Use the filters to narrow by index, term, premium band, or rate type.

Par: 100% + Fixed: 2.4% · 1-yr

S&P 500 Index

trigger

$100,000+

Par: 100% + Fixed: 2.4% · 1-yr

S&P 500 Index

$100,000+

Par: 50% · 1-yr

AB All Market Index

participation

$100,000+

Par: 50% · 1-yr

Dimensional US Foundations Index

participation

$100,000+

Par: 50% · 1-yr

AB All Market Index

$100,000+

Par: 50% · 1-yr

Dimensional US Foundations Index

$100,000+

Par: 33% · 1-yr

Invesco New Economy Index

participation

$100,000+

Par: 33% · 1-yr

Invesco New Economy Index

$100,000+

Cap: 3.9% · 1-yr

S&P 500 Index

cap

$100,000+

Cap: 3.9% · 1-yr

MSCI EAFE Index

cap

$100,000+

Cap: 3.9% · 1-yr

S&P 500 Index

$100,000+

Cap: 3.9% · 1-yr

MSCI EAFE Index

$100,000+

Fixed: 2% · 1-yr

Fixed Account

fixed

$100,000+

Fixed: 2% · 1-yr

Fixed Account

$100,000+

Income riders

Income rider

Lifetime Income Plus Flex

RMD friendly
Lifetime withdrawal rate7.1%
Annual rider fee1.1%
Withdrawal-base growthNot shown
Deferral assumed0 years
Issue age50 — 80
Joint availabilityJoint life

GLWB

Key Features

Free withdrawal

10%/yr

Annual amount that may be available without surrender charges, subject to contract terms.

Death benefit

Standard Death Benefit

Beneficiary value depends on contract terms, withdrawals, and rider elections.

Strategy guarantee

Minimum guaranteed cap: 1.00%

Strategy guarantee

Minimum guaranteed declared rate: 1.00%

Strategy guarantee

Guaranteed minimum interest rate (fixed): 1.00%

Annuitization options

Single and joint

Contract conversion options should be confirmed before purchase.

Fund types

Non-qualified, Qualified

Availability can vary by state and product terms.

Surrender schedule

Yr 0

0%

After

0%

Documents

rate sheet

I6481FL1.pdf

Confidence: highReviewed Apr 11, 2026

Direct link not published — request the document from the carrier.

Carrier Ratings

AM BestA
S&PA+
Moody'sA2
S&PA+

Contract notes from product data

Crediting design

How the interest-crediting choices are framed

Power Select Advisory currently shows 7 distinct indexed or fixed crediting choices across 14 current rate listings, including S&P 500 Index and Fixed Account, with 4 volatility-controlled index options grouped separately. These choices matter because caps, participation rates, fixed accounts, spreads, and renewal terms are different mechanics and should not be ranked as one simple rate list.

  • S&P 500 Index: 3.9% cap
  • S&P 500 Index: 100% participation
  • Fixed Account: 2% fixed

Income rider language

What to look for before treating the rider as income

Lifetime Income Plus Flex is the main income-rider entry returned for this product. Rider terms can affect the tradeoff between future lifetime withdrawals, contract value, beneficiary value, and cost, so the exact state version and rider election should be confirmed before comparing it to annuitization or income-only contracts.

  • 7.1% withdrawal rate
  • 1.1% rider fee
  • RMD friendly
  • Joint life availability

Liquidity terms

Why access rules deserve as much attention as rates

A fixed indexed annuity can preserve more control than an income-only contract, but access is still governed by the surrender schedule, free-withdrawal terms, and waiver language. Those details are where many product comparisons become more meaningful than a simple rate list.

  • 10%/yr free withdrawal

Verification note

Use carrier materials as term evidence, then confirm the current version

Carrier materials such as I6481FL1.pdf help explain the contract language behind the data on this page; the latest document activity we see is Apr 24, 2026. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.

  • Rates and rider terms can vary by state and issue age
  • Carrier guarantees depend on claims-paying ability
  • Current contract forms should be confirmed before purchase

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