6.3%
10-yr guarantee
10%
Free W/D
46
Available jurisdictions
Product analyzer
Run live numbers for Canvas Future Fund 10 Year
Current guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this Canvas Annuity product.
Live product data
Rates as of July 16, 2026, from AdvisorWorld and CANNEX.
10-year guaranteed rate
6.3% guaranteed for 10 years
Canvas Future Fund's ten-year fixed-rate filing, matching a long guarantee with a long surrender schedule while avoiding an MVA.
Best fit
Buyers who want a full ten-year rate lock, can leave principal committed, and prefer no MVA on applicable early exits.
AM Best
B++ Good
Surrender period
10 years
Free withdrawal
10%/yr
Availability
46 jurisdictions (restricted footprint)
Product analyst notes
How to think about this contract
Why it can stand out
- The guarantee period matches the full long-term surrender horizon, avoiding a mismatch between a short rate lock and a longer exit schedule.
- The contract has no market value adjustment and includes annual free withdrawals plus nursing-home and terminal-illness waivers.
What to confirm
- A ten-year commitment exposes buyers to substantial surrender charges on withdrawals beyond the allowed amount for many years.
- This contract offers only the long term; buyers wanting shorter Canvas choices should compare the standard Future Fund filing, and should weigh the carrier's financial-strength rating.
Not ideal for
Buyers who may need substantial liquidity before the term ends or who want a shorter fixed-rate commitment.
Free Comparison Report
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See how Canvas Future Fund 10 Year compares for your age, state, premium, and income goals alongside other Canvas Annuity MYGA options.
Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 10-Year | 6.3% |
Key Features
Free withdrawal
10%/yrAnnual amount that may be available without surrender charges, subject to contract terms.
Surrender waivers
2Nursing home waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Yr 1
9%
Yr 2
8%
Yr 3
7%
Yr 4
6%
Yr 5
5%
Yr 6
4%
Yr 7
3%
Yr 8
2%
Yr 9
1%
Yr 10
1%
After
0%
Nursing home waiver, Terminal illness waiver, Surrender waivers
Carrier Ratings
Free Comparison Report
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See how Canvas Future Fund 10 Year compares for your age, state, premium, and income goals alongside other Canvas Annuity MYGA options.