Delaware Life
A fast-growing, retirement-focused annuity carrier and member of Group 1001 - founded in 2013 and scaled quickly into a major fixed and indexed annuity provider.
Financial strength
A-
AM Best
A-
S&P Global
A-
Fitch
A- rated
Delaware Life carries A- (Excellent) from AM Best, with A- from S&P and Fitch.
Group 1001 member
Member of Group 1001, a financial-services organization spanning insurance, annuities, and technology.
Zionsville, IN
Annuity products are issued from Zionsville, Indiana.
Founded 2013
A relatively young carrier that has grown rapidly in the annuity marketplace.
Rapid growth
About $64.7 billion in assets under management with more than 360,000 active policies.
Run live numbers on Delaware Life products
Choose a product type, then select a current product. The analyzer shows available values for your premium, age, state, and timing, and leaves out details that are not published for that selection.
Income FIAs
Selected product: DualTrack Income
An income-focused fixed indexed annuity group for comparing rider-driven lifetime-income scenarios.
Other current products
Free Comparison Report
Get Delaware Life's current rate report
Compare Delaware Life's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Explore Delaware Life products
Known Delaware Life product pages, grouped by what each product group is built to do. Confirm current rates and availability in the analyzer or on the product page.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with product pages for checking caps, participation rates, and fixed-account options.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages are the place to check rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before checking a product page for current strategy details.
Growth Pathway
A seven-year-surrender fixed indexed annuity from A-rated Delaware Life, built for index-linked accumulation across cap and participation strategies on the S&P 500 plus a mix of proprietary participation benchmarks and an Invesco QQQ Trust exposure, with no income rider and no premium bonus.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Momentum Growth
A ten-year-surrender fixed indexed annuity from A-rated Delaware Life, built for index-linked accumulation on a 'Flexible Cap' S&P 500 strategy plus a curated set of proprietary volatility-controlled participation benchmarks, with no income rider and no premium bonus.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Momentum Growth Plus
A ten-year-surrender fixed indexed annuity from A-rated Delaware Life, positioned as the 'Plus' tier above Momentum Growth, built for index-linked accumulation with a 'Flexible Cap' S&P 500 strategy plus the same curated proprietary participation benchmarks as the base filing.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
PrimeStart Bonus 10
A ten-year-surrender, bonus-bearing fixed indexed annuity from A-rated Delaware Life, built for index-linked accumulation with an upfront premium bonus and an optional fee-bearing 'Enhanced' tier that lifts caps and participation rates in exchange for an explicit strategy fee.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Retirement Stages Select
A seven-year-surrender fixed indexed annuity from A-rated Delaware Life, built for index-linked accumulation across cap and participation strategies on the S&P 500 plus a mix of proprietary volatility-controlled benchmarks, with no income rider and no premium bonus.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Target Growth 10
A ten-year-surrender fixed indexed annuity from A-rated Delaware Life, built for index-linked accumulation across cap, participation, and fixed-trigger strategies on a mix of the S&P 500 and proprietary volatility-controlled benchmarks, with no income rider, no premium bonus, and 49-state availability.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
This directory is not a statement of current availability. Confirm current rates, state availability, premium bands, and rider terms in the analyzer or on each product page.
Free Comparison Report
Get Delaware Life's current rate report
Compare Delaware Life's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Find your fit
Start with the job for the money, then open the live Delaware Life product page that matches that goal.
Company overview
What Delaware Life is
Delaware Life Insurance Company is a retirement-focused carrier specializing in annuity products designed for principal protection, growth opportunity, and lifetime income potential, and is a member of Group 1001.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Founded in 2013, Delaware Life is younger than many legacy insurers but has grown quickly into a major annuity provider, with roughly $64.7 billion in assets under management and more than $40 billion in cumulative annuity sales.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Delaware Life's annuity lineup spans Momentum Growth, Growth Pathway, and Pinnacle Plus MYGA.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Scale, labeled
Founded
2013
A fast-growing, retirement-focused annuity carrier.
Founded 2013 · AnnuityRatesHQ carrier research, June 2026
Assets under management
~$64.7B
About $64.7 billion in assets under management.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Active policies
360,000+
More than 360,000 active policies and over $40 billion in cumulative annuity sales.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Parent
Group 1001
Member of the Group 1001 family of companies.
June 2026 · AnnuityRatesHQ carrier research, June 2026
History highlights
Delaware Life was founded in 2013 and has grown rapidly in the annuity marketplace.
Founded 2013 · AnnuityRatesHQ carrier research, June 2026
Though younger than many traditional insurers, the company has quickly scaled into a major retirement-solutions provider through product innovation and Group 1001 backing.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Delaware Life now reports about $64.7 billion in assets under management and more than 360,000 active policies.
June 2026 · AnnuityRatesHQ carrier research, June 2026
A Group 1001 company
Delaware Life Insurance Company is a member of Group 1001, a financial-services organization focused on insurance, annuities, technology, innovation, education, and sports partnerships.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Delaware Life's market position is strengthened by its rapid growth, strong ratings, large asset base, and Group 1001 ownership.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Annuity products are issued by Delaware Life Insurance Company of Zionsville, Indiana, which is authorized to transact business in all states except New York.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Financial strength
AM Best
A-
Excellent financial-strength rating; positive outlook noted in 2025.
June 2026
AnnuityRatesHQ carrier research, June 2026
S&P Global
A-
Strong financial-strength rating; stable outlook.
June 2026
AnnuityRatesHQ carrier research, June 2026
Fitch
A-
Strong financial-strength rating; stable outlook.
June 2026
AnnuityRatesHQ carrier research, June 2026
What makes Delaware Life different
Fast-growing challenger
Delaware Life scaled from a 2013 founding into a major annuity provider, competing on contract design and growth rather than a century-old brand.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Group 1001 backing
Membership in Group 1001 provides scale, investment capability, and a technology-forward platform behind the annuity lineup.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Three distinct product jobs
The lineup splits cleanly into accumulation FIAs, income-rider FIAs, and fixed-rate MYGAs, so the carrier can solve different goals with one A- rated balance sheet.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Proprietary-index income designs
Several income FIAs pair proprietary volatility-controlled indexes with a guaranteed lifetime withdrawal benefit, making the rider and payout terms essential to a fair comparison.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
About Delaware Life
Delaware Life Insurance Company, a member of Group 1001, is a retirement-focused annuity carrier founded in 2013 that has grown quickly into a major fixed and indexed annuity provider issuing from Zionsville, Indiana.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Delaware Life may fit buyers who want one A- rated carrier with several ways to solve different jobs - accumulation FIAs, income-rider FIAs, and fixed-rate MYGAs. It is less ideal for buyers who want the highest rating tier or are unwilling to compare similar-sounding products whose rider menus and surrender rules differ meaningfully.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
Delaware Life spans accumulation FIAs such as Momentum Growth and Target Growth, income families such as DualTrack and TruePath, and Apex and Pinnacle Plus MYGAs.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Free Comparison Report
Get Delaware Life's current rate report
Compare Delaware Life's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- Delaware Life website — 2026-06-20
- AnnuityRatesHQ carrier research, June 2026 — June 2026
- Live product catalog, rates, ratings confirmation, riders, and strategy metrics: CANNEX Financial Exchanges via AdvisorWorld — Verified July 2026