Eagle Life
A West Des Moines, Iowa annuity specialist and wholly owned subsidiary of American Equity Investment Life - now part of Brookfield's insurance platform - carrying an A (Excellent) rating from AM Best across a focused shelf of fixed indexed and fixed (MYGA) annuities.
Financial strength
A
AM Best
A
S&P Global
A
Fitch Ratings
AM Best A (Excellent)
Current official disclosures and a live rating check confirm Eagle Life's A (Excellent) Financial Strength Rating from AM Best.
American Equity subsidiary
A wholly owned subsidiary of American Equity Investment Life Insurance Company - the immediate parent standing behind Eagle Life's platform.
Brookfield-owned platform
American Equity joined Brookfield's insurance platform when Brookfield Reinsurance completed its acquisition of AEL in May 2024; the annuity promise remains with Eagle Life.
Select Focus & Income Focus FIAs
The fixed indexed annuity lineup spans accumulation-focused Eagle Select Focus and rider-led Eagle Select Income Focus families, with broad and proprietary volatility-controlled index strategies.
Eagle Guarantee Focus MYGA
A fixed-annuity family publishing 3-, 5-, and 7-year guarantee periods under one filing rounds out the shelf for buyers who want a declared, guaranteed term.
Run live numbers on Eagle Life products
Choose a product type, then select a current product. The analyzer shows available values for your premium, age, state, and timing, and leaves out details that are not published for that selection.
Income FIAs
Selected product: Eagle Select Income Focus
An income-focused fixed indexed annuity group for comparing rider-driven lifetime-income scenarios.
Other current products
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Explore Eagle Life products
Known Eagle Life product pages, grouped by what each product group is built to do. Confirm current rates and availability in the analyzer or on the product page.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with product pages for checking caps, participation rates, and fixed-account options.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages are the place to check rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before checking a product page for current strategy details.
Eagle Guaranteed Flex 5
A five-year-surrender fixed indexed annuity from Eagle Life (American Equity subsidiary, A-rated by A.M. Best and S&P), built for shorter-horizon index-linked accumulation across an S&P 500 annual cap, an S&P 500 trigger, and a proprietary Invesco Dynamic Growth participation option — with no income rider, no premium bonus, and no named surrender-charge waivers on the live feed.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Eagle Select Focus 5
A five-year-surrender fixed indexed annuity from Eagle Life (American Equity subsidiary, A-rated by A.M. Best and S&P) built for index-linked accumulation across a broad menu — S&P 500 annual cap, participation, and trigger plus multi-year crediting variants and several proprietary volatility-controlled indexes — with a published annual free-withdrawal allowance, nursing-home and terminal-illness waivers, and no income rider.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Eagle Select Focus 7
A seven-year-surrender fixed indexed annuity from Eagle Life (American Equity subsidiary, A-rated by A.M. Best and S&P) built for index-linked accumulation across the same broad crediting menu as Select Focus 5 — S&P 500 annual cap, participation, and trigger plus multi-year crediting variants and several proprietary volatility-controlled indexes — with a published annual free-withdrawal allowance, nursing-home and terminal-illness waivers, and no income rider.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
This directory is not a statement of current availability. Confirm current rates, state availability, premium bands, and rider terms in the analyzer or on each product page.
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Find your fit
Start with the job for the money, then open the live Eagle Life product page that matches that goal.
Company overview
What Eagle Life is
Eagle Life Insurance Company, headquartered in West Des Moines, Iowa, is an annuity specialist focused on fixed and fixed indexed annuities for retirement accumulation, lifetime income, and predictable fixed-rate growth. It is the legal issuer responsible for its contract guarantees.
Checked 2026-07-16 · AnnuityRatesHQ carrier research, June 2026
Eagle Life is a wholly owned subsidiary of American Equity Investment Life Insurance Company. American Equity became part of Brookfield's insurance platform when Brookfield Reinsurance completed its acquisition of American Equity Investment Life Holding Company in May 2024. Guarantees remain obligations of Eagle Life as the issuing carrier.
Acquired May 2024 · AnnuityRatesHQ carrier research, June 2026; Brookfield acquisition announcement
Among Eagle Life's annuity families are Eagle Select Focus, Eagle Select Income Focus, and Eagle Guarantee Focus Series.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Scale, labeled
Headquarters
West Des Moines, IA
Iowa-domiciled annuity specialist focused on fixed and fixed indexed annuities.
Checked 2026-07-16 · AnnuityRatesHQ carrier research, June 2026
Immediate parent
American Equity
Wholly owned subsidiary of American Equity Investment Life Insurance Company.
Checked 2026-07-16 · AnnuityRatesHQ carrier research, June 2026
Ownership platform
Brookfield
American Equity joined Brookfield's insurance platform (group / ultimate ownership context) when Brookfield Reinsurance completed its AEL acquisition in May 2024.
Acquired May 2024 · AnnuityRatesHQ carrier research, June 2026; Brookfield acquisition announcement
AM Best
A (Excellent)
Current official disclosures and a live rating check confirm an A (Excellent) Financial Strength Rating from AM Best.
Checked 2026-07-16 · AnnuityRatesHQ carrier research, June 2026; AM Best
History highlights
Eagle Life operated as a subsidiary of American Equity Investment Life Insurance Company, distributing fixed and fixed indexed annuities under its own brand.
Before 2024 · AnnuityRatesHQ carrier research, June 2026
On May 2, 2024, Brookfield Reinsurance completed its acquisition of American Equity Investment Life Holding Company, introducing Brookfield ownership and expanded insurance-platform context.
May 2024 · AnnuityRatesHQ carrier research, June 2026; Brookfield acquisition announcement
Through 2024-2026 Eagle Life continued operating under its own legal name and annuity brand, keeping the legal issuer and product obligations distinct from its parent and ownership platform.
Checked 2026-07-16 · AnnuityRatesHQ carrier research, June 2026
A focused issuer on the American Equity / Brookfield platform
Eagle Life operated for years as an American Equity Investment Life subsidiary, using shared platform resources while issuing its own annuity contracts under the Eagle Life brand.
Checked 2026-07-16 · AnnuityRatesHQ carrier research, June 2026
On May 2, 2024, Brookfield Reinsurance completed its acquisition of American Equity Investment Life Holding Company, bringing American Equity - and Eagle Life with it - onto Brookfield's insurance platform. Iowa Insurance Division review included a public hearing on the acquisition of control.
Acquired May 2024 · AnnuityRatesHQ carrier research, June 2026; Brookfield acquisition announcement; Iowa Insurance Division notice
Ownership can influence capital strategy and asset management, but it does not transfer the annuity promise. Policyholder guarantees remain the sole obligation of Eagle Life as the legal issuing carrier - Brookfield does not directly guarantee Eagle Life contracts.
Checked 2026-07-16 · AnnuityRatesHQ carrier research, June 2026
Financial strength
AM Best
A
Excellent financial-strength rating (third-highest AM Best category). The rating shown here and current official disclosures show A; no "under review" status is shown as of this check.
Checked 2026-07-16
S&P Global
A
Strong financial security characteristics per Eagle Life's current official financial-strength display.
Checked 2026-07-16
Fitch Ratings
A
Strong capacity for payment of financial commitments per current official disclosures; Fitch explanatory language may reference the American Equity parent, so treat as group / parent-level unless directly assigned to Eagle Life.
Checked 2026-07-16
What makes Eagle Life different
A focused fixed and fixed indexed shelf
Eagle Life is a specialist annuity issuer, not a broad life-insurance conglomerate - its public shelf concentrates on fixed and fixed indexed annuities, with separate accumulation and lifetime-income designs rather than a wide registered-product menu.
Checked 2026-07-16 · AnnuityRatesHQ carrier research, June 2026
Institutional backing, distinct issuer
Eagle Life leverages American Equity's platform and Brookfield's ownership for capital and asset-management scale while remaining the distinct legal carrier standing behind its contracts.
Checked 2026-07-16 · AnnuityRatesHQ carrier research, June 2026
Accumulation and income kept separate
The clearest differentiation is design clarity: Eagle Select Focus for protected index-linked accumulation, Eagle Select Income Focus for rider-led guaranteed income, and Eagle Guarantee Focus for fixed-rate accumulation - each suited to a distinct retirement goal.
Checked 2026-07-16 · AnnuityRatesHQ carrier research, June 2026
Seven products, four core families
The lineup includes seven products across four core families: six fixed indexed annuities and one MYGA. Income Focus 7/9/10 term-and-state variants are separate listings rather than wholly separate product concepts, and current caps, participation rates, roll-ups, and fixed rates are shown for each.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
About Eagle Life
Eagle Life Insurance Company is a West Des Moines, Iowa annuity issuer and a wholly owned subsidiary of American Equity Investment Life Insurance Company, which became part of Brookfield's insurance platform following the completion of Brookfield Reinsurance's acquisition of AEL in May 2024.
Checked 2026-07-16 · AnnuityRatesHQ carrier research, June 2026
Eagle Life's current official disclosures display A financial-strength ratings from A.M. Best, S&P Global, and Fitch. Its annuity lineup spans four core families: accumulation-focused FIAs, rider-led income FIAs, a simplified accumulation FIA, and a fixed-rate MYGA family. Guarantees are obligations of Eagle Life and depend on its claims-paying ability.
Checked 2026-07-16 · AnnuityRatesHQ carrier research, June 2026; AM Best
Eagle Life separates its Focus accumulation FIAs from the Income Focus series and complements both with the Guarantee Focus fixed-rate family.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Free Comparison Report
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Compare Eagle Life's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- Eagle Life corporate site — 2026-07-16
- AnnuityRatesHQ carrier research - Eagle Life overview, West Des Moines IA, American Equity subsidiary, Brookfield ownership (AEL acquisition completed May 2024), AM Best A — Checked 2026-07-16
- Live product catalog (Eagle Select Focus 5/7, Eagle Select Income Focus 7/9/10 FIAs, Eagle Guaranteed Flex 5 FIA, Eagle Guarantee Focus Series MYGA), rates, riders: CANNEX Financial Exchanges via AdvisorWorld — Verified July 2026