Jackson
A Lansing, Michigan annuity manufacturer founded in 1961 and the principal legal issuer within publicly traded Jackson Financial Inc. (NYSE: JXN) - carrying an A (Excellent) rating from AM Best across a broad platform best known for variable annuity leadership, growing RILA momentum, and expanding fixed and fixed index annuity choice.
Financial strength
A
AM Best
A
Fitch
A
S&P Global
A3
Moody's
AM Best A (Excellent)
Jackson National Life carries an A (Excellent) Financial Strength Rating from AM Best - the third-highest of thirteen categories. Ratings apply to the issuing insurers, not to any annuity contract's performance.
NYSE: JXN parent
A wholly owned subsidiary of Jackson Financial Inc., a publicly traded U.S. retirement company (NYSE: JXN) with SEC filings, quarterly earnings, and investor disclosures.
Founded 1961
Founded in 1961 and headquartered in Lansing, Michigan; a long-established U.S. annuity manufacturer.
#8 statutory assets (group)
Jackson National Life Insurance Company ranked 8th among the 50 largest individual U.S. life insurers by total statutory assets as of year-end 2025, per Jackson's financial-strength materials.
RILA & FIA lineup
Jackson's current lineup contains 7 FIA pages, 4 Market Link Pro RILA pages, and the Jackson RateProtector MYGA.
Run live numbers on Jackson products
Choose a product type, then select a current product. The analyzer shows available values for your premium, age, state, and timing, and leaves out details that are not published for that selection.
Income FIAs
Selected product: Income Assurance 7
An income-focused fixed indexed annuity group for comparing rider-driven lifetime-income scenarios.
Other current products
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Explore Jackson products
Known Jackson product pages, grouped by what each product group is built to do. Confirm current rates and availability in the analyzer or on the product page.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with product pages for checking caps, participation rates, and fixed-account options.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages are the place to check rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before checking a product page for current strategy details.
MarketProtector
A high-minimum, accumulation-focused fixed indexed annuity with both S&P 500 and international-index strategies on a 5- or 7-year surrender chassis.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
MarketProtector Advisory
The fee-based, no-surrender variant of Jackson MarketProtector — designed for advisory accounts, with higher index caps than the commission versions.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
MarketProtector CA
The California-only filing of Jackson MarketProtector — an accumulation-focused FIA with S&P 500 and MSCI EAFE strategies on a 5- or 7-year surrender chassis.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
This directory is not a statement of current availability. Confirm current rates, state availability, premium bands, and rider terms in the analyzer or on each product page.
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Find your fit
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Company overview
What Jackson is
Jackson National Life Insurance Company, founded in 1961 and headquartered in Lansing, Michigan, is a major U.S. annuity manufacturer and the principal operating insurer within Jackson Financial Inc., a publicly traded U.S. retirement company.
Checked 2026-07-07 · Jackson website and public disclosures
"Jackson" is a marketing name spanning Jackson Financial Inc. (the parent), Jackson National Life Insurance Company (the main issuer outside New York), and Jackson National Life Insurance Company of New York (the New York issuer, based in Purchase, NY). Guarantees are obligations of the issuing insurer - not the parent, distributor, or advisor firm.
Checked 2026-07-07 · Jackson website and public disclosures
Jackson's annuity lineup spans Jackson Income Assurance Fixed Indexed Annuities, MarketProtector Fixed Indexed Annuities, and Jackson RateProtector.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Scale, labeled
Founded
1961
Founded and headquartered in Lansing, Michigan; New York contracts issued by Jackson National Life Insurance Company of New York (Purchase, NY).
Founded 1961 · Jackson website and public disclosures
Parent
NYSE: JXN
Wholly owned subsidiary of publicly traded Jackson Financial Inc.; separated from Prudential plc in 2021.
Checked 2026-07-07 · Jackson website and public disclosures
2025 retail sales (group)
$19.7B
Record 2025 total retail annuity sales reported by Jackson Financial Inc. (parent full-year 2025 results).
FY2025 results (Feb 2026) · Jackson website and FY2025 results
AM Best
A (Excellent)
A Financial Strength Rating from AM Best for Jackson National Life Insurance Company and its New York issuer.
Checked 2026-07-07 · Jackson website and public disclosures
History highlights
Jackson was founded in 1961 and grew into a major U.S. variable annuity manufacturer supported by financial-professional distribution and broad investment-option choice.
Founded 1961 · Jackson website and public disclosures
In 2021, Jackson Financial Inc. became an independent, publicly traded U.S. company after separating from Prudential plc - shifting the analytical lens toward earnings, capital return, and public disclosure.
Public listing 2021 · Jackson website and public disclosures
For 2025, Jackson reported record retail annuity sales, record RILA sales, growth in fixed and fixed index annuity sales, and a 567% RBC ratio at Jackson National Life - evidence of a broader annuity manufacturer diversifying beyond its historical variable-annuity base.
FY2025 results (Feb 2026) · Jackson website and full-year 2025 results
A public U.S. retirement company under NYSE: JXN
Jackson National Life Insurance Company is a wholly owned subsidiary of Jackson Financial Inc., which is publicly traded on the New York Stock Exchange under ticker symbol JXN. Public-company status provides SEC filings, quarterly earnings releases, and investor disclosures beyond what most privately held annuity carriers publish.
Checked 2026-07-07 · Jackson website and public disclosures
Jackson separated from the UK's Prudential plc through a U.S. public listing in 2021, creating an independent, U.S.-focused retirement company with a large in-force variable annuity book, a mature advisor-distribution franchise, and a shareholder-facing capital-return model.
Public listing 2021 · Jackson website and public disclosures
Since becoming public, Jackson has emphasized disciplined capital management, hedging, and product diversification, and in 2026 announced a long-term partnership with TPG involving private-asset commitments and a TPG investment in Jackson. Policyholder guarantees remain obligations of the applicable issuing insurer.
Announced 2026 · Jackson website and 2026 public announcements
Financial strength
AM Best
A
A (Excellent) financial-strength rating - the third-highest of thirteen AM Best categories. AM Best affirmed A (Excellent) with a stable FSR outlook (issuer credit outlook positive) in December 2024.
Checked 2026-07-07
Fitch
A
A (Strong) insurer financial strength rating for Jackson's issuing insurers, per Jackson materials accurate as of February 18, 2026.
Per Jackson materials, Feb 18 2026
S&P Global
A
A (Strong) financial strength rating for Jackson's core operating subsidiaries; S&P affirmed with a stable outlook, per Jackson materials accurate as of February 18, 2026.
Per Jackson materials, Feb 18 2026
Moody's
A3
A3 (Good) insurance financial strength rating for Jackson's issuing insurers, per Jackson materials accurate as of February 18, 2026.
Per Jackson materials, Feb 18 2026
What makes Jackson different
Variable annuity leadership
Jackson's historical center of gravity is variable annuities, where it reports #1 traditional variable annuity sales for 2025 - a scale position built on investment-option breadth, hedging infrastructure, and optional income design.
Checked 2026-07-07 · Jackson website and FY2025 results
Public-company transparency
As a subsidiary of NYSE-listed Jackson Financial Inc., Jackson provides SEC filings, quarterly earnings, governance materials, and a 567% year-end-2025 RBC ratio at the operating insurer - more financial visibility than most private annuity carriers.
Checked 2026-07-07 · Jackson website and FY2025 results
Issuer-first architecture
The Jackson brand spans several entities, but contracts are issued by Jackson National Life Insurance Company or, in New York, by Jackson National Life Insurance Company of New York. Guarantees depend on the issuing insurer's claims-paying ability, not the parent or distributor.
Checked 2026-07-07 · Jackson website and public disclosures
RILA and FIA diversification
The current lineup contains the Jackson Income Assurance and MarketProtector FIA families, four Market Link Pro RILA products, and Jackson RateProtector MYGA. Each product has its own current terms and availability.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
About Jackson National
Jackson National Life Insurance Company, founded in 1961 and headquartered in Lansing, Michigan, is a major U.S. annuity manufacturer and the principal operating insurer within publicly traded Jackson Financial Inc. (NYSE: JXN). New York contracts are issued by a separate company, Jackson National Life Insurance Company of New York.
Checked 2026-07-07 · Jackson website and public disclosures
Jackson carries an A (Excellent) rating from AM Best - with A from Fitch, A from S&P, and A3 from Moody's on its issuing insurers per Jackson materials - and is best known for variable annuity leadership alongside growing RILA and fixed index annuity choice. Ratings reflect claims-paying ability, not the performance of any annuity contract.
Checked 2026-07-07 · Jackson website and public disclosures; AM Best
Jackson currently offers 7 FIAs, 4 Market Link Pro RILAs, and 1 MYGA, each with its own rates, strategies, protection terms, state availability, and disclosures.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Free Comparison Report
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Compare Jackson's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- Jackson corporate site — 2026-07-07
- Jackson overview - founded 1961, Lansing MI, Jackson Financial Inc. (NYSE: JXN) parent, 2021 separation from Prudential plc, AM Best A — Checked 2026-07-07
- Jackson investor relations / financial-strength page - A (AM Best), A (Fitch), A (S&P), A3 (Moody's) per Jackson materials accurate Feb 18 2026; #8 statutory-assets ranking (group), 567% RBC, $19.7B 2025 retail sales (parent) — Feb 18 2026
- Current lineup (12 products: 7 FIA pages, 4 Market Link Pro RILA pages, and 1 MYGA page), rates, and riders: CANNEX Financial Exchanges via AdvisorWorld — Verified July 2026