Financial Ratings
About MassMutual
MassMutual is a mutual life insurance company founded in 1851 and based in Springfield, Massachusetts. It serves policyholders with a broad range of financial products, including life insurance, disability and long-term care coverage, and annuities—such as Myga (Multi-Year Guaranteed Annuities), immediate, deferred income, and variable annuities. MassMutual also offers retirement and investment services. As of December 31, 2024, the company managed $466 billion in assets and employed over 10,000 people.
Financial Ratings
Live from CANNEXRating Agency
A.M. Best
Rating
A++
Description
A++
Rating Analysis
MassMutual is consistently rated at the higher end of the credit rating spectrum by major agencies, often receiving ratings such as 'AA+' or similar. These ratings reflect its excellent financial strength, robust capitalization, and superior ability to meet policyholder and contract obligations. MassMutual benefits from a diversified business model that includes a wide range of insurance products, financial services, and a strong presence in retirement services. The company's strong performance is underpinned by conservative investment practices and a well-managed asset portfolio. The outlook for MassMutual is typically stable, indicating expectations of continued financial stability and strong operational performance.
MassMutual Products
Fixed Indexed Annuities
Explore MassMutual fixed indexed annuity products with current rates and features.
View Products→Multi-Year Guaranteed Annuities
Compare MassMutual MYGA products with guaranteed rates and terms.
View Products→Immediate Annuities (SPIA)
View MassMutual single premium immediate annuity options.
View Products→Deferred Income Annuities (DIA)
Explore MassMutual deferred income and QLAC products.
View Products→Free Comparison Report
Get MassMutual's rate comparison report
See how MassMutual's rates, ratings, and product features compare to other carriers in one structured comparison report.