Nassau Life
A midsize, retirement-focused insurer within Nassau Financial Group - a Hartford-based insurance and asset-management platform founded in 2015 with insurance-company legacy roots, through Phoenix, dating to 1851.
Financial strength
B++
AM Best
BBB+
KBRA
B++ rated
Nassau Life carries B++ (Good) from AM Best, with KBRA BBB+ context referenced for Nassau operating companies.
Golden Gate Capital
Nassau Financial Group was founded in 2015 with capital from Golden Gate Capital.
Hartford, CT
Headquartered in Hartford, Connecticut.
Legacy to 1851
Founded in 2015, with insurance-company legacy roots through Phoenix dating back more than 170 years.
$24.4B AUM
About $24.4 billion in assets under management and more than 350,000 policies and contracts.
Run live numbers on Nassau Life products
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Income FIAs
Selected product: Nassau Income Accelerator
An income-focused fixed indexed annuity group for comparing rider-driven lifetime-income scenarios.
Other current products
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Explore Nassau Life products
Known Nassau Life product pages, grouped by what each product group is built to do. Confirm current rates and availability in the analyzer or on the product page.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with product pages for checking caps, participation rates, and fixed-account options.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages are the place to check rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before checking a product page for current strategy details.
Nassau Athos Annuity Bonus
A bonused Nassau accumulation FIA with a compact annual index menu and no current income rider.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Nassau Athos Annuity Non Bonus
Nassau's non-bonus Athos accumulation FIA with a simple cap-and-participation strategy menu.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Nassau Bonus Annuity
A nine-year-surrender fixed indexed annuity from Nassau Life with a one-time premium bonus credited at issue, accumulation-focused crediting across the S&P 500, Nasdaq-100, and Sunrise Adjustment participation designs, an annual free-withdrawal allowance, RMD and nursing-home waivers, and a B-grade A.M. Best carrier rating — not available in New York or Maine.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Nassau Bonus Annuity Plus
A ten-year-surrender fixed indexed annuity from Nassau Life with a large one-time premium bonus credited at issue, a smaller annual free-withdrawal allowance than the shorter-surrender sibling chassis, accumulation-focused crediting across the S&P 500, Nasdaq-100, Smart Passage SG, and Sunrise Adjustment participation designs, three surrender-charge waivers, and a B-grade A.M. Best carrier rating — not available in New York, California, or Maine.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Nassau Growth Annuity
A nine-year-surrender fixed indexed annuity from Nassau Life with no premium bonus and the highest S&P 500 base cap of any Nassau filing, accumulation-focused crediting across the S&P 500 and Nasdaq-100 with both fee-free and fee-bearing higher-participation alternatives, an annual free-withdrawal allowance, three surrender-charge waivers, and a B-grade A.M. Best carrier rating — not available in New York or Maine.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Nassau Personal Protection Choice
A nine-year-surrender fixed indexed annuity from Nassau Life with a Family Protection Death Benefit distinct from the Standard Death Benefit on the rest of the Nassau FIA lineup, accumulation-focused crediting across the S&P 500 (annual and monthly cap), Nasdaq-100, and UBS Tactical Multi Asset participation designs, an annual free-withdrawal allowance, three surrender-charge waivers, and a B-grade A.M. Best carrier rating; not available in New York or Maine.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
This directory is not a statement of current availability. Confirm current rates, state availability, premium bands, and rider terms in the analyzer or on each product page.
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Find your fit
Start with the job for the money, then open the live Nassau product page that matches that goal.
Company overview
What Nassau Life is
Nassau Life is part of Nassau Financial Group, a Hartford-based insurance and asset-management platform founded in 2015 with legacy roots through Phoenix dating to 1851. Nassau reports about $24.4 billion in assets under management and more than 350,000 policies and contracts.
As of 2026-03-31 · AnnuityRatesHQ carrier research, June 2026
Nassau has built a business around annuities, Medicare Supplement insurance, reinsurance, and asset management, with a focused retirement annuity lineup of fixed indexed annuities and MYGAs.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Buyers can compare Nassau Bonus Annuity and Nassau Growth Annuity, along with MYAnnuity, in Nassau Life's annuity lineup.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Scale, labeled
Assets under management
~$24.4B
About $24.4 billion in assets under management.
As of 2026-03-31 · AnnuityRatesHQ carrier research, June 2026
Policies & contracts
350,000+
More than 350,000 policies and contracts.
As of 2026-03-31 · AnnuityRatesHQ carrier research, June 2026
Headquarters
Hartford, CT
Headquartered in Hartford, Connecticut.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Founded
2015
Founded in 2015 with legacy roots to 1851.
Founded 2015 · AnnuityRatesHQ carrier research, June 2026
History highlights
Nassau Financial Group was founded in 2015 with capital from Golden Gate Capital.
Founded 2015 · AnnuityRatesHQ carrier research, June 2026
Its insurance-company legacy, through Phoenix, dates back more than 170 years to 1851.
Legacy to 1851 · AnnuityRatesHQ carrier research, June 2026
Nassau has grown into a midsize retirement-focused insurer with a modern growth platform.
June 2026 · AnnuityRatesHQ carrier research, June 2026
A modern platform with legacy roots
Nassau Financial Group was founded in 2015 with capital from Golden Gate Capital, building a modern insurance and asset-management platform.
Founded 2015 · AnnuityRatesHQ carrier research, June 2026
Though the group was founded in 2015, its insurance-company legacy - through Phoenix - dates back more than 170 years to 1851.
Legacy to 1851 · AnnuityRatesHQ carrier research, June 2026
Nassau operates across annuities, Medicare Supplement insurance, reinsurance, and asset management.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Financial strength
AM Best
B++
Good financial-strength rating; below A-range carriers.
June 2026
AnnuityRatesHQ carrier research, June 2026
KBRA
BBB+
Investment-grade financial-strength context referenced for Nassau operating companies.
Checked 2026-06-20
What makes Nassau Life different
Modern platform, legacy roots
Nassau pairs a 2015-founded, Golden Gate Capital-backed platform with insurance-company legacy roots dating to 1851.
June 2026 · AnnuityRatesHQ carrier research, June 2026
Bonus, growth, income, and protection FIAs
Nassau's FIA lineup spans premium-bonus, accumulation, income-accelerator, and protection designs, with each contract's available features determining whether it is accumulation-, protection-, or income-led.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
B++ rating tier
Nassau's AM Best B++ is a good claims-paying category but meaningfully below A-range carriers, so buyers should weigh rate, bonus, rider, and state guaranty-association limits with the rating tier in mind.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
Competitive MYGA shelf
The MYAnnuity and MYAnnuity 5X fixed-rate products give Nassau a competitive declared-rate option alongside its indexed lineup.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
About Nassau
Nassau Life is part of Nassau Financial Group, a Hartford-based insurance and asset-management platform founded in 2015 with legacy roots through Phoenix to 1851, reporting about $24.4 billion in assets under management.
As of 2026-03-31 · AnnuityRatesHQ carrier research, June 2026
Nassau may fit buyers comfortable with a B++ AM Best carrier who want either a competitive fixed-rate MYGA or an FIA with a bonus, protection, or income-planning angle. It is less ideal for buyers who require A-range strength before considering a carrier.
Checked 2026-06-20 · AnnuityRatesHQ carrier research, June 2026
Nassau spans bonus, growth, income-accelerator, and personal-protection FIAs, with MYAnnuity providing a fixed-rate alternative.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Free Comparison Report
Get Nassau Life's current rate report
Compare Nassau Life's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- Nassau Financial Group website — 2026-06-20
- AnnuityRatesHQ carrier research, June 2026 — June 2026
- Live product catalog, rates, ratings confirmation, riders, and strategy metrics: CANNEX Financial Exchanges via AdvisorWorld — Verified July 2026