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26
Available jurisdictions
Product data status: July 17, 2026
Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.
Live rate data
Current rates, riders, crediting strategies, state availability, and contract facts stay scoped to this Nationwide Life Insurance Company product.
Available only in Alabama, Arkansas, Arizona, Colorado, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Kansas, Louisiana, Massachusetts, Maine, Michigan, North Carolina, North Dakota, Nebraska, New Mexico, South Dakota, Tennessee, Virginia, Vermont, Wisconsin, West Virginia, Wyoming
Live rates are shown when this state is selected. This product is state-restricted, and current data does not include rates for the selected scenario.
Free Comparison Report
See how New Heights Select 12 compares for your age, state, premium, and income goals alongside other Nationwide Life Insurance Company fixed indexed annuity options.
Crediting strategies not available for this product
Current crediting strategy details are temporarily unavailable for this product. Confirm available strategies with the carrier or check back later.
Accumulation-focused contract
Current CANNEX information identifies this product as tax-deferred accumulation. Compare cap, participation rate, fees, liquidity, and surrender terms; use a separate payout-focused contract when guaranteed payout mechanics are required.
A negative index return by itself does not reduce the contract's account value: New Heights Select 12 credits 0% — the floor — for that indexed period. The account value can still decrease from applicable rider fees, Performance Rate Rider or other strategy charges, administrative charges, withdrawals, surrender charges, or other contract-specific deductions. In years with no credited interest, those deductions can reduce the account value. Withdrawals above the penalty-free amount during the surrender period can incur a surrender charge.
Surrender schedule not available for this product
A surrender-charge schedule is currently unavailable for this product. Surrender terms often vary by state — confirm with the carrier before purchase.
Carrier documents not available for this product
Brochures, product guides, or contract disclosures are currently unavailable for this product. Request the state-specific brochure or specimen contract from the carrier before purchase.
Verification note
This page uses the current structured product information for the contract. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.
Free Comparison Report
See how New Heights Select 12 compares for your age, state, premium, and income goals alongside other Nationwide Life Insurance Company fixed indexed annuity options.