NexAnnuity
A Dallas-based retirement-solutions platform whose annuities are issued by The Ohio State Life Insurance Company - a legacy insurer founded in 1906 - carrying an AM Best B+ (Good) rating with a stable outlook across a focused multi-year guaranteed annuity shelf.
Financial strength
B+
AM Best
Issued by Ohio State Life
NexAnnuity is the platform brand; annuity contracts are issued by The Ohio State Life Insurance Company (OSL), the legal carrier standing behind the guarantees.
AM Best B+ (Good)
Ohio State Life carries an AM Best B+ (Good) Financial Strength Rating with a stable outlook - in the Secure range, below the A- Excellent tier.
Founded 1906
Ohio State Life is a legacy American life insurer established in 1906; it joined the NexAnnuity network to deliver modern annuity solutions.
NexPoint / NexBank backing
NexAnnuity was established with support from affiliated NexPoint Advisors and NexBank - ecosystem context for its investment and operating platform, not guarantors of any contract.
Nex MYGA shelf
NexAnnuity's annuity lineup is the Nex MYGA - one chassis publishing 3-, 5-, 7-, and 10-year guarantee periods for fixed, tax-deferred accumulation.
Run live numbers on NexAnnuity products
Choose a product type, then select a current product. The analyzer shows available values for your premium, age, state, and timing, and leaves out details that are not published for that selection.
MYGAs / Fixed Annuities
Selected product: Nex MYGA
A fixed annuity group for buyers who want a declared guaranteed rate, principal protection, and tax-deferred growth.
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Explore NexAnnuity products
NexAnnuity’s lineup, grouped by what each product group is built to do. Current rates come from CANNEX via AdvisorWorld and are checked daily.
Multi-Year Guaranteed Annuity
Fixed-rate contracts grouped separately from indexed annuities so guaranteed terms are compared on their own terms.
- Fixed-rate contracts grouped separately from indexed annuities
- Guaranteed term rates and surrender context live on each product page
Best for: Savers who want a declared fixed rate for a set period and a direct path to each product review.
Rates are pulled live from CANNEX via the AdvisorWorld data feed · 2026-07-16. Caps, payout rates, and guaranteed rates vary by state, premium band, and rider election — confirm current terms on each product page.
Free Comparison Report
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Compare NexAnnuity's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Find your fit
Start with the job for the money, then open the live NexAnnuity product page - and confirm the issuer is Ohio State Life and that the product is available in your state.
Company overview
What NexAnnuity is
NexAnnuity Retirement Solutions, headquartered in Dallas, Texas, is a retirement and insurance-focused platform that operates through The Ohio State Life Insurance Company (OSL) - a carrier founded in 1906 and licensed in 46 states plus the District of Columbia.
Checked 2026-07-07 · AnnuityRatesHQ carrier research
NexAnnuity was established c.2018 with backing from NexPoint Advisors (an investment manager) and NexBank (a Dallas-based bank). These affiliates support NexAnnuity's operational and investment strategy; each entity is responsible for its own obligations, and none guarantees the annuity contracts.
Checked 2026-07-07 · AnnuityRatesHQ carrier research
NexAnnuity's annuity lineup centers on Nex MYGA.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Scale, labeled
Issuer
Ohio State Life
Annuities issued by The Ohio State Life Insurance Company; licensed in 46 states plus DC.
Checked 2026-07-07 · AnnuityRatesHQ carrier research
Founded
1906
Ohio State Life established in 1906; NexAnnuity platform established c.2018.
Founded 1906 · AnnuityRatesHQ carrier research
Headquarters
Dallas, TX
NexAnnuity Retirement Solutions is headquartered in Dallas, Texas; primary regulator referenced is the Texas Department of Insurance.
Checked 2026-07-07 · AnnuityRatesHQ carrier research
AM Best
B+ (Good)
B+ (Good) Financial Strength Rating, stable outlook, on the issuer Ohio State Life; below the A- Excellent tier.
Checked 2026-07-07 · AnnuityRatesHQ carrier research; AM Best
History highlights
The Ohio State Life Insurance Company was established in 1906 as a legacy American life insurer.
Founded 1906 · AnnuityRatesHQ carrier research
NexAnnuity was established c.2018 as a Dallas-based retirement-solutions platform with backing from NexPoint Advisors and NexBank.
Established c.2018 · AnnuityRatesHQ carrier research
Ohio State Life joined the NexAnnuity network to deliver annuity and insurance solutions designed for today's retirement market, beginning with the Nex MYGA fixed-rate family.
Checked 2026-07-07 · AnnuityRatesHQ carrier research
A platform brand backed by a legacy issuer
NexAnnuity is best understood as a marketing and product-development platform rather than the legal insurer. The annuity obligation sits with The Ohio State Life Insurance Company, a legacy insurer founded in 1906, which joined the NexAnnuity network to deliver modern fixed and fixed-index annuity solutions.
Checked 2026-07-07 · AnnuityRatesHQ carrier research
The broader "Nex" ecosystem includes NexPoint (an investment platform) and NexBank (a Federal Reserve-regulated bank), which give the brand a private-capital, asset-management style narrative. Those affiliates provide capital and operating context but are not guarantors: annuity guarantees rest solely on Ohio State Life's financial strength and claims-paying ability.
Checked 2026-07-07 · AnnuityRatesHQ carrier research
The result is a modern annuity platform assembled around a smaller, legacy issuer and supported by a larger related-party financial ecosystem - a structure that rewards clear issuer identification and careful due diligence.
Checked 2026-07-07 · AnnuityRatesHQ carrier research
Financial strength
AM Best
CurrentB+
Good financial-strength rating (issuer: Ohio State Life), stable outlook - in the Secure range but below the A- Excellent tier, warranting deliberate due diligence.
Checked 2026-07-07
AnnuityRatesHQ carrier research; AM Best · current rating check
What makes NexAnnuity different
Brand and issuer are not the same
NexAnnuity is the consumer-facing platform; The Ohio State Life Insurance Company is the legal carrier. Knowing who actually issues the contract is central to evaluating the guarantee - and NexAnnuity states this distinction plainly.
Checked 2026-07-07 · AnnuityRatesHQ carrier research
A legacy issuer on a modern platform
A 1906-founded insurer sits behind a modern retirement-product platform, giving buyers a long-established carrier updated with contemporary annuity design and operations.
Checked 2026-07-07 · AnnuityRatesHQ carrier research
A private-capital ecosystem, not a guarantee
Affiliated NexPoint and NexBank supply an investment-network narrative and operating scale, but neither backs the annuity contracts. Guarantees remain the obligation of Ohio State Life alone.
Checked 2026-07-07 · AnnuityRatesHQ carrier research
A focused Nex MYGA chassis
The current annuity lineup centers on the Nex MYGA - one contract publishing 3-, 5-, 7-, and 10-year guarantee periods with a declining surrender ladder, a free-withdrawal allowance, and annuitization and death-benefit options, all shown with current values for the product.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
About NexAnnuity
NexAnnuity Retirement Solutions, headquartered in Dallas, Texas, is a retirement and insurance-focused platform operating through The Ohio State Life Insurance Company (OSL) - a carrier founded in 1906 and licensed in 46 states plus the District of Columbia.
Checked 2026-07-07 · AnnuityRatesHQ carrier research
Established c.2018 with backing from affiliated NexPoint Advisors and NexBank, NexAnnuity specializes in Multi-Year Guaranteed Annuities. Its issuer, Ohio State Life, carries an AM Best B+ (Good) rating with a stable outlook - in the Secure range - and stands behind the contract guarantees; the affiliates are ecosystem context, not guarantors.
Checked 2026-07-07 · AnnuityRatesHQ carrier research; AM Best
NexAnnuity focuses on the Nex MYGA, a straightforward fixed-rate annuity with several guarantee-period choices.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Free Comparison Report
Get NexAnnuity's current rate report
Compare NexAnnuity's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- NexAnnuity corporate site — 2026-07-07
- AnnuityRatesHQ carrier research - NexAnnuity platform (Dallas, TX), issuer The Ohio State Life Insurance Company (founded 1906, 46 states + DC), NexPoint/NexBank affiliation, AM Best B+ (Good) stable outlook — Checked 2026-07-07
- Live product catalog (Nex MYGA - 3/5/7/10-year guarantee periods), declared rates, terms, riders: CANNEX Financial Exchanges via AdvisorWorld — Verified July 2026