Revol One
An emerging, technology-forward fixed-annuity specialist marketed as Revol One Financial - issued by Revol One Insurance Company, an existing multi-state insurance platform recapitalized and rebranded under Axar Capital Management - carrying an AM Best B++ (Good) rating across a focused shelf of fixed indexed and multi-year guaranteed annuities.
Financial strength
B++
AM Best
AM Best B++ (Good)
Revol One Insurance Company carries a B++ (Good) Financial Strength Rating from AM Best, with a positive outlook on its Long-Term Issuer Credit Rating (bbb).
Rebranded 2024
The Revol One Financial brand launched in March 2024 on an existing insurance platform acquired by Axar Capital Management in 2022 - a young brand on a longer-established insurer.
Axar Capital-backed
Owned and sponsored by Axar Capital Management, an employee-owned investment firm that acquired the predecessor Pavonia Life platform in September 2022. Axar is owner/sponsor, not the policy guarantor.
Enduris & Rev FIA lines
Revol One's annuity lineup centers on the Enduris and AccumRev / BonusRev fixed indexed annuities, with index strategies tied to the S&P 500 and volatility-controlled benchmarks.
DirectGrowth MYGA
A declared-rate multi-year guaranteed annuity (with a separate California variant) rounds out the shelf for buyers who want a fixed, guaranteed term.
Run live numbers on Revol One products
Choose a product type, then select a current product. The analyzer shows available values for your premium, age, state, and timing, and leaves out details that are not published for that selection.
Income FIAs
Selected product: Enduris 10 Income
An income-focused fixed indexed annuity group for comparing rider-driven lifetime-income scenarios.
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Explore Revol One products
Known Revol One product pages, grouped by what each product group is built to do. Confirm current rates and availability in the analyzer or on the product page.
Fixed Index Annuity - Growth
Index-linked annuities built for protected growth, with product pages for checking caps, participation rates, and fixed-account options.
- Growth-oriented FIAs grouped by accumulation purpose
- Individual product pages are the place to check rates, terms, riders, and disclosures
Best for: Buyers comparing principal-protected growth potential before checking a product page for current strategy details.
AccumRev FIA
A ten-year-surrender no-bonus fixed indexed annuity from Revol One Financial that publishes the highest current S&P 500 cap in the carrier's FIA lineup — the pure-accumulation play that doesn't pay for a premium bonus or income tilt via tighter ongoing rates — across recognizable and volatility-controlled indexes with a broad multi-state footprint excluding California, Montana, New Mexico, New York, Vermont, and West Virginia.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
BonusRev Fixed Indexed Annuity
A ten-year-surrender bonus fixed indexed annuity from Revol One Financial that pays a premium bonus on initial premium and credits S&P 500 and S&P 500 Dynamic Intraday TCA strategies (cap, participation, and high-participation-with-spread) at tighter ongoing rates than the no-bonus AccumRev sibling, with no income rider and a multi-state footprint excluding California, Hawaii, Massachusetts, Montana, New Mexico, New York, North Carolina, Rhode Island, Vermont, and West Virginia.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
BonusRev Fixed Indexed Annuity With Max Premium Bonus
A ten-year-surrender max-bonus fixed indexed annuity from Revol One Financial that pays the largest premium bonus tier in the lineup on initial premium while still publishing higher current S&P 500 cap and participation rates than the base BonusRev sibling, across recognizable and volatility-controlled indexes, with no income rider and a multi-state footprint excluding California, Hawaii, Massachusetts, Montana, New Mexico, New York, North Carolina, Rhode Island, Vermont, and West Virginia.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Enduris 6
A six-year-surrender fixed indexed annuity from Revol One Financial built for index-linked accumulation on the S&P 500 — cap, participation, and EPAR designs — with no income rider and a narrow nine-state footprint.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Enduris 10
A ten-year-surrender fixed indexed annuity from Revol One Financial built for index-linked accumulation on the S&P 500 — cap, participation, and EPAR designs across annual and 2-year point-to-point — with no income rider and a narrow nine-state footprint.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Enduris 10 Bonus
A ten-year-surrender bonus fixed indexed annuity from Revol One Financial that pays a premium bonus on initial premium and credits S&P 500 strategies (cap, participation, EPAR) at noticeably tighter ongoing rates than the no-bonus sibling, with no income rider and a five-state footprint.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
Excelera Plus Mygia
A seven-year-surrender accumulation FIA from Revol One built entirely around multi-year S&P 500 participation strategies, with no annual cap or income rider published.
Comparable FIA metric
Cap, participation, and trigger rates vary by state and strategy - view product for live rates.
This directory is not a statement of current availability. Confirm current rates, state availability, premium bands, and rider terms in the analyzer or on each product page.
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Find your fit
Start with the job for the money, then open the live Revol One product page that matches that goal.
Company overview
What Revol One is
Revol One Financial is the marketing name for Revol One Insurance Company, a fixed-annuity-focused insurer with administrative offices in Urbandale, Iowa. Company materials describe it as a national insurance company providing retirement solutions in 49 states; it is not authorized to conduct business in New York.
Checked 2026-07-07 · AnnuityRatesHQ carrier research, June 2026
The legal issuer is Revol One Insurance Company, which is responsible for its own financial and contractual obligations; annuity guarantees are subject to its financial strength and claims-paying ability. Axar Capital Management is the owner/sponsor and Knighthead Re is a strategic reinsurance collaborator - neither is the policy guarantor.
Checked 2026-07-07 · AnnuityRatesHQ carrier research, June 2026
Buyers can compare Enduris Fixed Indexed Annuities and AccumRev & BonusRev Fixed Indexed Annuities, along with DirectGrowth MYGA, in Revol One's annuity lineup.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Scale, labeled
Brand launched
2024
Revol One Financial brand launched March 2024 on a platform established in 1980; administrative offices in Urbandale, Iowa.
Checked 2026-07-07 · AnnuityRatesHQ carrier research, June 2026
Owner
Axar Capital
Owned/sponsored by Axar Capital Management, which acquired the predecessor Pavonia platform in September 2022.
Acquired September 2022 · AnnuityRatesHQ carrier research, June 2026
Footprint
49 states
Company materials describe a 49-state footprint; not authorized to conduct business in New York.
Checked 2026-07-07 · AnnuityRatesHQ carrier research, June 2026
AM Best
B++ (Good)
B++ (Good) Financial Strength Rating from AM Best; Long-Term ICR of bbb (Good) with a positive outlook.
Checked 2026-07-07 · AnnuityRatesHQ carrier research, June 2026
Capital (company-provided)
~508% RBC
Company-provided figure: approximately 508% Company Action Level Risk-Based Capital and 99% NAIC 1 and 2 assets as of December 31, 2025. Company-reported, not an AM Best measure.
As of 2025-12-31 (company-provided) · AnnuityRatesHQ carrier research, June 2026
History highlights
The platform was established in 1980 as Security Trust Life Insurance Company of America, and through acquisitions in 2013-2017 was renamed Pavonia Life Insurance Company of Michigan.
Established 1980 · AnnuityRatesHQ carrier research, June 2026
In 2019 Pavonia was placed into rehabilitation by the State of Michigan; Axar Capital Management began acquisition discussions in 2020 and completed the acquisition in September 2022.
Acquired September 2022 · AnnuityRatesHQ carrier research, June 2026
A cutting-edge technology platform build began in July 2023, and the Revol One Financial brand launched in March 2024; the carrier issued its first fixed index annuity contract in June 2024.
Brand launched March 2024 · AnnuityRatesHQ carrier research, June 2026
A recapitalized platform under Axar Capital
The insurance platform traces to Security Trust Life Insurance Company of America (established 1980), which was renamed Pavonia Life Insurance Company of Michigan through acquisitions in 2013-2017. In 2019, Pavonia was placed into rehabilitation by the State of Michigan to protect policyholders.
Rehabilitation 2019 · AnnuityRatesHQ carrier research, June 2026
Axar Capital Management, an employee-owned investment firm founded in 2015, began discussions with Michigan and other stakeholders in 2020 and completed its acquisition of Pavonia in September 2022, bringing the platform out of rehabilitation and repositioning it as a fixed-annuity growth franchise.
Acquired September 2022 · AnnuityRatesHQ carrier research, June 2026
Policyholder guarantees remain the obligation of Revol One Insurance Company as the legal issuing carrier. Axar is described as owner/sponsor and Knighthead Re as a strategic reinsurance collaborator - useful context, not the source of the guarantee.
Checked 2026-07-07 · AnnuityRatesHQ carrier research, June 2026
Financial strength
AM Best
B++
Good Financial Strength Rating; positive outlook on the Long-Term Issuer Credit Rating (bbb). B++ sits below the A range typically associated with larger incumbent annuity carriers.
Checked 2026-07-07
What makes Revol One different
A young brand on an older platform
Revol One Financial launched in March 2024, but the underlying Revol One Insurance Company platform dates to 1980 - a recapitalized, rebranded insurer rather than a newly formed one.
Checked 2026-07-07 · AnnuityRatesHQ carrier research, June 2026
Private-capital ownership, carrier obligation
Backed by Axar Capital Management since 2022 with Knighthead Re as a strategic reinsurance collaborator - resources and capital strategy on top of an insurer that remains the legal obligor behind its contracts.
Checked 2026-07-07 · AnnuityRatesHQ carrier research, June 2026
Speed-and-service positioning
The carrier competes on operational speed rather than scale: same-day new-business review for in-good-order digital applications, rapid commission payouts, and a modern technology platform built from 2023 without legacy constraints.
Checked 2026-07-07 · AnnuityRatesHQ carrier research, June 2026
A focused MYGA / FIA shelf
The current annuity lineup centers on the Enduris fixed indexed annuities (Enduris 6, Enduris 10, plus Bonus and Income variants), the AccumRev and BonusRev FIAs, and the DirectGrowth MYGA (with a California sibling) - all shown with current values for each product.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
About Revol One Financial
Revol One Financial is the marketing name for Revol One Insurance Company, a fixed-annuity-focused insurer with administrative offices in Urbandale, Iowa. The Revol One brand launched in March 2024 on a platform acquired by Axar Capital Management in 2022, and the insurer operates in 49 states (not New York).
Checked 2026-07-07 · AnnuityRatesHQ carrier research, June 2026
Revol One carries an AM Best B++ (Good) Financial Strength Rating (bbb Long-Term ICR, positive outlook) and focuses on principal protection, tax-deferred accumulation, and indexed-crediting opportunities through its Enduris, AccumRev, BonusRev, and DirectGrowth product families.
Checked 2026-07-07 · AnnuityRatesHQ carrier research, June 2026; AM Best
Revol One offers Enduris, AccumRev, and BonusRev indexed annuities plus DirectGrowth fixed-rate contracts, including a California version.
Verified July 2026 · CANNEX Financial Exchanges via AdvisorWorld
Free Comparison Report
Get Revol One's current rate report
Compare Revol One's live rates, carrier ratings, and product tradeoffs against alternatives in one personalized report.
Sources
- Revol One Financial professionals site — 2026-07-07
- AnnuityRatesHQ carrier research - Revol One overview, marketing name vs. Revol One Insurance Company issuer, Axar Capital ownership (2022), Pavonia predecessor/rehabilitation history, AM Best B++ — Checked 2026-07-07
- Live product catalog (Enduris 6/10 + Bonus/Income FIAs, AccumRev & BonusRev FIAs, DirectGrowth MYGA + California), rates, riders: CANNEX Financial Exchanges via AdvisorWorld — Verified July 2026