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Fixed Indexed Annuity

Vega Bonus 14

Silac Insurance Company

32

Jurisdictions

Product data status: May 29, 2026

Rates, state availability, rider terms, and contract language must be confirmed with a licensed financial advisor or insurance professional before purchase. Guarantees are backed by the issuing insurer.

Available only in Alabama, Arkansas, Arizona, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Iowa, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Michigan, Mississippi, North Carolina, North Dakota, Nebraska, New Hampshire, New Mexico, Oklahoma, Rhode Island, South Dakota, Tennessee, Virginia, Vermont, Wisconsin, West Virginia, Wyoming

Live rates shown when this state is selected. This filing is state-restricted, and the current request did not return rate rows for the selected scenario.

All crediting strategies

Crediting strategies not available for this product

Current crediting strategy details were not returned for this product on this request. Confirm available strategies with the carrier or check back as data refreshes.

Income riders

Optional GLWB rider not returned on this row

This contract is positioned as an income product but the live data row does not currently surface a guaranteed-lifetime-withdrawal rider. Confirm rider availability and current rates with the carrier before comparing lifetime income.

Linked review

Vega Bonus 14 review notes

Discover the features, benefits, and potential drawbacks of the SILAC Vega Bonus Fixed Indexed Annuity in this comprehensive review.

Review rating details3/5
Financial strength2/5
Return potential4/5
Income and benefits3/5
Free benefits, liquidity, and costs3/5
Transparency and service3/5

CFA take

Offers a balanced mix of accumulation potential and liquidity, supported by strong living benefits and an optional rider that enhances access to funds when needed. However, a relatively lower default liquidity of 5% during the withdrawal-charge period, with the more typical 10% available only through an added rider, along with only moderate insurer credit strength, may limit its appeal relative to competing products.

Surrender schedule

Surrender schedule not available for this product

A surrender-charge schedule was not returned for this product on this request. Surrender terms often vary by state — confirm with the carrier before purchase.

Documents

Carrier documents not available for this product

Brochures, product guides, or contract disclosures were not returned for this product on this request. Request the state-specific brochure or specimen contract from the carrier before purchase.

Carrier Ratings

AM BestB+

Contract notes from product data

Verification note

Use carrier materials as term evidence, then confirm the current version

This page uses the current structured product data returned for the contract. For the current brochure, rate sheet, or specimen contract, confirm the state-specific version with the carrier or a licensed financial professional.

  • Rates and rider terms can vary by state and issue age
  • Carrier guarantees depend on claims-paying ability
  • Current contract forms should be confirmed before purchase

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