Annuity rate data updated daily
Rate data refreshes daily from AdvisorWorld and CANNEX carrier feeds. View current rates
Updated daily from CANNEX
Latest annuity rate, cap, participation, availability, and contract-detail changes in current CANNEX data. Review individual changes and a summary of the results shown on this page.
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Showing rate-change events with magnitude ≥ 0.25% — the significance threshold the linking page's counts were computed at. Show all events
11 carriers and 43 products represented in the current results.
2 cuts, 166 additions, removals, or other contract-detail changes (changes to contract floors or guarantees count here, not as raises or cuts).
Count of numeric increases minus decreases; this does not compare movement sizes across different fields.
Most recent observation in the current results.
Events shown
6 carriers · 18 products
4 carriers · 23 products
2 carriers · 4 products
Current results
5 products · latest Jul 16, 2026
18 products · latest Jul 15, 2026
2 products · latest Jul 16, 2026
3 products · latest Jul 16, 2026
3 products · latest Jul 16, 2026
2 products · latest Jul 15, 2026
2 products · latest Jul 14, 2026
4 products · latest Jul 16, 2026
What Changed
0 up · 0 down · 153 availability/term events
22 up · 2 down · 0 availability/term events
0 up · 13 down · 0 availability/term events
10 up · 0 down · 0 availability/term events
Product histories
Announced fixed rate added at 4.80% across 5 options
Announced fixed rate added at 5.35%
Announced fixed rate added at 5.25%
Announced fixed rate added at 5.20% across 3 options
Announced fixed rate added at 3.85% across 2 options
Announced fixed rate added at 3.90%
Announced fixed rate added at 3.95%
Announced fixed rate added at 4.00%
Announced fixed rate added at 3.90% across 2 options
Announced fixed rate added at 3.95%
Announced fixed rate added at 4.00%
Announced fixed rate added at 4.05%
Announced fixed rate added at 4.10% across 2 options
Announced fixed rate added at 4.15%
Announced fixed rate added at 4.20%
Announced fixed rate added at 4.25%
Announced fixed rate added at 4.15% across 2 options
Announced fixed rate added at 4.20%
Announced fixed rate added at 4.25%
Announced fixed rate added at 4.30%
Declared rate added at 5.95% · US Daily Risk Managed 12 Index · Annual · 1-year term
Declared rate added at 6.20% · S&P 500 Index · Annual · 1-year term
Declared rate added at 6.45% · US Balanced Asset 10 Index · Annual · 1-year term
Declared rate added at 6.65% · US Daily Risk Managed 12 Index · Annual · 1-year term
Showing 200 of 254 matching CANNEX change events, including smaller tweaks that were previously hidden from the public page.
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.80% across 5 options
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.80%
Premium $100k+
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.90%
Premium $100k+
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 5.00%
Premium $100k+
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 3.85% across 2 options
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 3.90%
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 3.95%
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.00%
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.05% across 2 options
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.10%
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.15%
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.20%
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.25% across 2 options
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.30%
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.35%
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.40%
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.50% across 2 options
Premium $100k+
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.55%
Premium $100k+
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.60%
Premium $100k+
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.65%
Premium $100k+
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.15% across 2 options
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.20%
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.25%
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.30%
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.35% across 2 options
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.40%
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.45%
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.50%
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.55% across 2 options
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.60%
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.65%
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.70%
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.80% across 4 options
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.85% across 2 options
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.90% across 2 options
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.95% across 2 options
Pacific Life Insurance Company - Announced fixed rate removed; previously 5.10%
Premium $100k+
Pacific Life Insurance Company - Announced fixed rate removed; previously 5.00%
Premium $100k+
Pacific Life Insurance Company - Announced fixed rate removed; previously 4.95%
Premium $100k+
Pacific Life Insurance Company - Announced fixed rate removed; previously 4.75%
Premium under $100k
Pacific Life Insurance Company - Announced fixed rate removed; previously 4.65%
Premium under $100k
Pacific Life Insurance Company - Announced fixed rate removed; previously 4.55%
Premium under $100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.10% across 2 options
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.15%
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.20%
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.25%
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.30% across 2 options
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.35%
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.40%
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.45%
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.50% across 2 options
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.55%
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.60%
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.65%
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.75% across 4 options
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.80% across 2 options
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.85% across 2 options
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.90% across 2 options
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 3.90% across 2 options
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 3.95%
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.00%
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.05%
Premium under $25k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.10% across 2 options
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.15%
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.20%
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.25%
Premium $25k-$50k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.30% across 2 options
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.35%
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.40%
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.45%
Premium $50k-$100k
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.55% across 2 options
Premium $100k+
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.60%
Premium $100k+
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.65%
Premium $100k+
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 4.70%
Premium $100k+
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.55%
Premium under $100k
EquiTrust Life Insurance Company - Fixed rate moved from 4.50% to 4.75%
EquiTrust Life Insurance Company - Fixed rate moved from 5.00% to 5.25%
EquiTrust Life Insurance Company - Fixed rate moved from 4.50% to 4.75%
Western-Southern Life Assurance Company - Announced fixed rate added at 4.40%
Premium $100k+
Western-Southern Life Assurance Company - Announced fixed rate added at 4.30%
Premium $100k+
Western-Southern Life Assurance Company - Announced fixed rate added at 4.15% across 2 options
Western-Southern Life Assurance Company - Announced fixed rate added at 4.10%
Premium $100k+
Western-Southern Life Assurance Company - Announced fixed rate added at 4.05%
Premium under $100k
Western-Southern Life Assurance Company - Announced fixed rate added at 3.90%
Premium under $100k
Western-Southern Life Assurance Company - Announced fixed rate added at 3.85%
Premium under $100k
EquiTrust Life Insurance Company - Fixed rate moved from 5.00% to 5.25%
Western-Southern Life Assurance Company - Announced fixed rate added at 3.25%
Pacific Life Insurance Company - Announced fixed rate removed; previously 4.35%
Premium under $100k
Pacific Life Insurance Company - Announced fixed rate removed; previously 4.45%
Premium under $100k
Pacific Life Insurance Company - Announced fixed rate removed; previously 4.60%
Premium under $100k
Pacific Life Insurance Company - Announced fixed rate removed; previously 4.85%
Premium $100k+
Pacific Life Insurance Company - Announced fixed rate removed; previously 4.90%
Premium $100k+
Pacific Life Insurance Company - Announced fixed rate removed; previously 4.95%
Premium $100k+
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.65%
Premium under $100k
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.75%
Premium under $100k
Western-Southern Life Assurance Company - Announced fixed rate added at 4.40%
Premium $100k+
Western-Southern Life Assurance Company - Announced fixed rate added at 4.30%
Premium $100k+
Pacific Life Insurance Company - Announced fixed rate removed; previously 5.10% across 2 options
Premium under $200k
Pacific Life Insurance Company - Announced fixed rate removed; previously 5.35% across 2 options
Premium $200k+
Western-Southern Life Assurance Company - Announced fixed rate added at 4.15% across 2 options
Western-Southern Life Assurance Company - Announced fixed rate added at 4.10%
Premium $100k+
Western-Southern Life Assurance Company - Announced fixed rate added at 4.05%
Premium under $100k
Western-Southern Life Assurance Company - Announced fixed rate added at 3.90%
Premium under $100k
Western-Southern Life Assurance Company - Announced fixed rate added at 3.85%
Premium under $100k
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 5.35%
Premium $10M+
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 5.25%
Premium $1M-$10.0M
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 5.20% across 3 options
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 5.10% across 3 options
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 5.05% across 3 options
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 5.00% across 2 options
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.95% across 3 options
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.90% across 3 options
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.85%
Premium $100k-$1000k
Oceanview Life and Annuity Company - Fixed rate moved from 4.65% to 4.90%
Premium under $70k
Oceanview Life and Annuity Company - Fixed rate moved from 5.00% to 5.25% across 2 options
New York Life Insurance and Annuity Corporation (NYLIAC) - Announced fixed rate added at 1.00% across 3 options
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 3.75% across 2 options
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 3.85%
Premium $50k-$100k
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.00%
Premium $100k-$1000k
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.05%
Premium $1M-$10.0M
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.15%
Premium $10M+
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.60% across 2 options
Massachusetts Mutual Life Insurance Company - Announced fixed rate added at 4.70% across 3 options
Eagle Life Insurance Company - Rider fee added at 1.00%
Eagle Life Insurance Company - Income roll-up added at 12.00%
AuguStar Financial - Declared rate added at 5.95%
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Declared rate added at 6.20%
S&P 500 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Declared rate added at 6.45%
US Balanced Asset 10 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Declared rate added at 6.65%
US Daily Risk Managed 12 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Participation rate added at 100.00% across 6 options
Multiple crediting options
AuguStar Financial - Strategy guaranteed min/max added at 0.25% across 2 options
AuguStar Financial - Strategy guaranteed min/max added at 1.00% across 4 options
AuguStar Financial - Strategy guaranteed min/max added at 10.00% across 10 options
AuguStar Financial - Strategy guaranteed min/max removed; previously 100.00% across 4 options
AuguStar Financial - Strategy guaranteed min/max moved from 1.00% to 0.25% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 1.00% to 0.25% across 2 options
AuguStar Financial - Cap rate moved from 7.50% to 7.75%
S&P 500 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Cap rate moved from 8.50% to 8.75%
S&P 500 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Cap rate moved from 9.25% to 9.50%
S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 5-year term · Premium under $150k
AuguStar Financial - Cap rate moved from 10.25% to 10.50%
S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 5-year term · Premium $150k+
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 1.00% across 2 options
AuguStar Financial - Cap rate moved from 7.75% to 8.00%
S&P 500 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Cap rate moved from 8.75% to 9.00%
S&P 500 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Cap rate moved from 9.50% to 9.75%
S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 7-year term · Premium under $150k
AuguStar Financial - Cap rate moved from 10.50% to 10.75%
S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 7-year term · Premium $150k+
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 1.00% across 2 options
AuguStar Financial - Cap rate moved from 8.00% to 8.25%
S&P 500 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Cap rate moved from 9.00% to 9.25%
S&P 500 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Cap rate moved from 9.75% to 10.00%
S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 10-year term · Premium under $150k
AuguStar Financial - Cap rate moved from 10.75% to 11.00%
S&P 500 Dynamic Intraday TCA Index (USD) ER · Annual · 10-year term · Premium $150k+
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 1.00% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 1.00% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 1.00% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 1.00% across 2 options
AuguStar Financial - Product availability added
AuguStar Financial - Product availability added
AuguStar Financial - Product availability added
AuguStar Financial - Product availability added
AuguStar Financial - Product availability added
Eagle Life Insurance Company - Rider fee added at 1.00%
Eagle Life Insurance Company - Income roll-up added at 12.00%
AuguStar Financial - Cap rate moved from 8.00% to 7.60%
Guaranteed Cap · S&P 500 Index · Annual · 5-year term · Premium $150k+
AuguStar Financial - Cap rate moved from 8.50% to 8.80%
S&P 500 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Cap rate moved from 9.50% to 9.80%
S&P 500 Index · Annual · 1-year term · Premium $150k+
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 0.25% across 2 options
AuguStar Financial - Cap rate moved from 8.00% to 7.60%
Guaranteed Cap · S&P 500 Index · Annual · 7-year term · Premium $150k+
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 0.25% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 0.25% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 1.00% to 0.25% across 2 options
AuguStar Financial - Strategy guaranteed min/max moved from 3.00% to 0.25% across 2 options
AuguStar Financial - Declared rate added at 5.35%
S&P 500 Index · Annual · 1-year term · Premium under $150k
AuguStar Financial - Declared rate added at 5.75%
US Balanced Asset 10 Index · Annual · 1-year term · Premium under $150k
Wichita National Life Insurance - State availability added at 1.00%
State MD
Brighthouse Financial - Announced fixed rate removed; previously 5.40%
Premium $100k+
Brighthouse Financial - Announced fixed rate removed; previously 5.20%
Premium $100k+
Brighthouse Financial - Announced fixed rate removed; previously 5.15%
Premium under $100k
Brighthouse Financial - Announced fixed rate removed; previously 4.95%
Premium under $100k
Brighthouse Financial - Announced fixed rate removed; previously 4.75%
Premium $100k+
Brighthouse Financial - Announced fixed rate removed; previously 4.20%
Premium under $100k
Brighthouse Financial - Announced fixed rate removed; previously 4.45%
Premium $100k+
Brighthouse Financial - Announced fixed rate removed; previously 4.65%
Premium under $100k
Brighthouse Financial - Announced fixed rate removed; previously 4.85%
Premium under $100k
Brighthouse Financial - Announced fixed rate removed; previously 4.90%
Premium $100k+
Brighthouse Financial - Announced fixed rate removed; previously 5.10%
Premium $100k+
Brighthouse Financial - Announced fixed rate removed; previously 4.50%
Premium under $100k
Knighthead Life - Cap rate moved from 6.75% to 7.25%
S&P 500 Index · Annual
Knighthead Life - Cap rate moved from 9.25% to 9.75% across 3 options
Multiple crediting options
Knighthead Life - Cap rate moved from 9.75% to 10.25% across 3 options
Multiple crediting options
Knighthead Life - Cap rate moved from 11.50% to 12.00%
S&P 500 Index · Annual
Knighthead Life - Cap rate moved from 12.00% to 12.50%
S&P 500 Index · Annual
Knighthead Life - Fixed rate moved from 4.30% to 4.80%
Daily · 1-year term · Premium under $100k
Knighthead Life - Fixed rate moved from 4.50% to 5.00%
Daily · 1-year term · Premium $100k+
Knighthead Life - Cap rate moved from 5.00% to 5.50% across 3 options
Multiple crediting options
Knighthead Life - Cap rate moved from 5.50% to 6.00% across 3 options
Multiple crediting options
Knighthead Life - Cap rate moved from 6.25% to 6.75%
S&P 500 Index · Annual
Knighthead Life - Fixed rate moved from 2.30% to 2.80%
Daily · 1-year term · Premium under $100k
Knighthead Life - Fixed rate moved from 2.50% to 3.00%
Daily · 1-year term · Premium $100k+
Pacific Life Insurance Company - Announced fixed rate added at 5.10% across 2 options
Premium under $200k
Pacific Life Insurance Company - Announced fixed rate added at 4.85%
Premium $100k+
Pacific Life Insurance Company - Announced fixed rate added at 4.90%
Premium $100k+
Carrier histories linked from this hub become more useful as CANNEX records more events. Sparse carrier logs stay grouped with the market ledger until there is enough history for a substantial standalone view.
Rate-change data is sourced from CANNEX Financial Exchanges through AdvisorWorld's public CANNEX mirror. Rates can change, may vary by state and premium band, and should be verified before purchase.