Source. Every visible carrier rating and product count comes from current CANNEX product data delivered through AdvisorWorld. Premium, state, family, term, threshold, and name filter are the user’s hypothetical inputs.
Cadence and freshness. Current data refreshes every ten minutes. The visible date comes only from a verified CANNEX refresh date; the time you view the page, capture timestamps, and carrier effective dates are never substituted.
Formula notes. Products are grouped by the exact issuing carrier and each product is counted once. FIA products identified as RILA are excluded. Conflicting AM Best values withhold the carrier’s rating rather than selecting one.
Scope. Counts describe products observed in the selected query, not a carrier’s full lineup. Ratings are opinions of the rating agency and can change. Guarantees rely on the issuing insurer’s claims-paying ability and are not FDIC-insured.