$250,000 5-year MYGA (single-rung)
A $250,000 allocation to the highest current 5-year multi-year guaranteed annuity rate — the single-rung baseline a ladder is measured against. This example is server-rendered from current rates — no form to fill out.
6.65%
Premium-weighted across 1 rung
1 carrier
100% distinct across rungs
$344,929
On $250,000 premium
Ladder rungs
| Term | Carrier / product | Premium | Guaranteed rate | Value at maturity |
|---|---|---|---|---|
| 5-year | Atlantic Coast LifeSafe Harbor Bonus Guarantee · AM Best B | $250,000 | 6.65% | $344,929 |
Maturity timeline
Each rung matures at the end of its guaranteed term. Staggered maturities give you periodic access to principal and a chance to reprice into then-current rates.
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Data freshness: June 23, 2026. Estimates are based on current guaranteed rates sourced from CANNEX via AdvisorWorld and are for education only — not financial advice, a recommendation, or a carrier-approved illustration. A licensed financial professional must confirm the actual rate, terms, state availability, and fit before you act. Guarantees are backed by the issuing insurance company, not AnnuityRatesHQ.