4.6%
1-yr guarantee
10%
Free W/D
49
Jurisdictions
Product analyzer
Run live numbers for Future Flex Classic
Current guaranteed rates, terms, state availability, surrender details, and contract facts stay scoped to this GBU Life product.
Free withdrawal
10%/yr
Availability
49 jurisdictions (excl. California, New York)
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Guaranteed Rates by Term
| Term | Guaranteed Rate |
|---|---|
| 1-Year | 4.6% |
Key Features
Surrender waivers
5Activities of daily living, Medically related surrenders, Nursing home waiver, RMD waiver, Terminal illness waiver
Death benefit
Standard Death BenefitBeneficiary value depends on contract terms, withdrawals, and rider elections.
Annuitization options
Single and jointContract conversion options should be confirmed before purchase.
Fund types
Non-qualified, QualifiedAvailability can vary by state and product terms.
Surrender Schedule
Yr 0
0%
After
0%
Medically related surrenders, Nursing home waiver, RMD waiver, Terminal illness waiver, Surrender waivers
Carrier Ratings
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See how Future Flex Classic compares for your age, state, premium, and income goals alongside other GBU Life MYGA options.